Chapter 415: Zongshen Savings Bank, business partner
I saw Mr. Mars looking thoughtful.
Zong Shen suddenly smiled heartily.
"Haha, don't worry, Mr. Mars."
"I have a good idea."
Hearing what Zong Shen said, Mr. Mars couldn't help but raise his head and looked at him with doubtful eyes.
"Master Zong, do you have any good ideas?"
Zong Shen didn't bother, he stretched out his two knuckles and tapped the table gently.
"The way is very simple, that is, keep it here with me."
"There are a total of 599,663 continental general dinars here."
"Deposit it with me and I will pay you 0.5% interest every month."
“And this interest can be superimposed, and the money will increase in value by more than 6% every year.”
Hearing what Zong Shen said, Mr. Mars's expression became even more suspicious.
He naturally understood the word interest. Such terms often appeared in the mouths of lending organizations.
In addition, black-hearted goblins also tend to use this term.
The world does not have a perfect financial system.
Therefore, Mars could not understand the concept of "saving money" and earning "interest".
Of course, he still understands the value-added of more than 6%.
That means that if you store this dinar for one year, you can get about 36,000 dinars.
"Master Zong, how do you keep this money?"
Although he had some doubts in his heart, Mars did not refuse.
He was quite fawning over Zong Shen.
Zong Shen had a slight smile on his face, but his expression did not change in any way.
It was expected that Mr. Mars would be suspicious of this.
Even with this 65 points of favorability, this cannot make Mr. Mars completely trust him.
Similar to saving money and earning interest, this is a common financial concept on earth.
For Mr. Mars, it is a very novel thing.
There are many liars in this world.
Mr. Mars will inevitably be wary of such super-conceptual things.
Zong Shen crossed his hands on the table and leaned slightly towards Mr. Mars.
The smile on his face faded a little, revealing a serious expression.
"You deposit this money with me and I will use it to invest."
"And the interest is what I give you in return."
I saw Zong Shen showing such an expression.
Mr. Mars couldn't help but move his buttocks and sit upright.
"Since it is an investment, there is a possibility of losing money."
"If your investment fails, then my money..."
He expressed his biggest concern.
"Don't worry, Master Mars."
"I'll take care of it for you."
"Whether my investment makes a loss or a profit, it will not affect your principal and interest."
"I have the strength."
Zong Shen spoke slowly and suddenly raised a hand.
"Crash..."
Dinars began to be poured out on the long table.
The long table in the lord's small building is very spacious.
Mr. Mars watched helplessly as the dinar piled up a small mountain on the long table.
Everything in front of you has a shocking visual impact.
Real money is like running water.
The more understated Zong Shen's behavior is, the stronger the contrast becomes.
In just twenty or thirty seconds, Zong Shen poured millions of dinars on the table.
"Master Zong, I am willing to deposit money with you."
"But I need to sign an agreement."
"And I only intend to deposit half a million dinars with you."
"And the interest needs to be settled monthly."
"I will carry the remaining 90,000 dinars back on my own, which will be used as funds for the construction of the ranch."
Mr. Mars turned sideways and glanced at Mariel sitting in the living room.
Finally decided to believe Zong Shen.
After all, he even told his daughter to be here.
Hearing what Mars said, Zong Shen grinned.
He reached out and slowly put the dinars on the table into the storage compartment.
By the way, the two barrels of dinars were taken away for another five hundred thousand.
"It's a smart decision."
"Contracts are required."
"We can discuss the ranch some more before drafting the contract."
Zong Shen put the dinar away first, and his movements were so fast that Mr. Mars had no time to react.
Hearing him mention the ranch again, Mr. Mars scratched his head in embarrassment.
"Lord Zong..."
"Isn't it already clear about the ranch?"
He thought it was Zong Shen who wanted to regret it.
Because before, Zong Shen in his eyes was a young man with strength but no money.
It was different now. Zong Shen's aura of waving his hands to disperse millions of dollars had already left him in awe.
For a man of his fortune, a large ranch was nothing.
If you breed by yourself, you only need a starting capital of 50,000 to 60,000 dinars to purchase one or two hundred steppe cattle.
After four to five years of breeding, they will almost be able to reach a large pasture.
If it were simpler and cruder, just spend hundreds of thousands of dinars.
In one step, after breeding the first generation of selected seeds, they can be put into production.
Seeing Master Mars cowering, Zong Shen just shook his head gently.
"Let's change the way we cooperate."
"I don't need you to pay share tax on this."
"At the same time, I will pay all the money invested in the ranch."
"Mr. Mars, you just need to find people and time."
"Sales, breeding, and further processing are all your responsibility."
"As for profit distribution, I want 50%."
"The first batch of capital investment should be able to sustain the first generation of grassland cattle until they are released."
"Following maintenance funds and breeding costs will be deducted from subsequent profits."
Zong Shen expressed his thoughts.
In short, he is responsible for getting the land out, maintaining the safety of the pasture, and making the initial investment.
Mr. Mars was responsible for manpower and effort, and took over the subsequent breeding and maintenance of the ranch.
This proposal is still fair.
After all, Mr. Mars has perfect professional talents.
Many of his men have long-term experience in cattle herding.
This is his old profession after all.
There is still some knowledge in the breeding industry.
Including breeding, diseases, and how to adjust the meat yield through forage.
If Zong Shen is allowed to explore this kind of thing on his own.
Even if he has strategies to guide him, the time and energy consumed are priceless.
It is better to leave it to Mr. Mars in the form of cooperation.
One-stop service of construction, cultivation and sales.
Although it costs a dinar to make an upfront investment, it saves worry and effort.
Mr. Mars also wants 50% of the profits, and he will definitely run the ranch wholeheartedly.
I saw Mr. Mars thinking for a while.
Finally he nodded.
This condition is far from generous, but the risk to him is also smaller.
His capital does not need to be involved. If something happens to the ranch, all he will lose is time and energy.
"Okay, Master Zong, I promise you."
"According to my previous considerations."
“The initial investment for this ranch requires at least 70,000 dinars.”
"One thousand of them is the construction cost, and 69,000 is the cost of purchasing breeding cattle."
"The usual market price of the more than 20 pregnant cows I brought this time is 450 dinars."
"It's much more expensive than ordinary prairie bulls used as beef cattle."
“There is also the cost of maintaining a culture for at least twelve months.”
"It takes about 14%~20%..."
When he said this, Mr. Mars started writing and drawing on the table with one finger.
"Um…"
"That's 9,660~13,800 mainland dinars."
He looked at Zong Shen and reported seriously.
Zong Shen nodded slightly and agreed readily.
"No problem, I'll give you eighty-five thousand dinars."
"Just follow the plan and do it with confidence."
In this case, the two quickly reached a consensus.
And Mariel, as the intermediary, drafted two contracts with a quill.
Both parties sign the contract.
Mr. Mars handed over 500,000 dinars to Zong Shen in the form of deposit for safekeeping.
The agreed monthly interest is 0.5% of the principal, and the principal and interest are guaranteed.
At the request of Mars himself, he rejected compound interest rates and chose a monthly interest rate increase model.
That is to say, every month, Zong Shen must pay a fixed interest of 2,500 dinars to Mr. Mars.
This money is enough to maintain a wealthy life in the village.
When Zong Shen went to Xitano Village to purchase supplies for the first time, he spent more than 2,000 dinars.
That's enough food to feed two to three hundred people for a week.
According to the maid measurement method commonly used by Zong Shen, it is possible to hire an average-looking village maid to serve for 125 months.
In addition to the above-mentioned deposit contract, Zong Shen also needs to pay Master Mars a one-time investment of 85,000 dinars in ranch construction.
As for the 99,663 dinars proposed by Mars, he was handed over to his daughter Mariel for safekeeping on the spot, and Mariel would be sent to the village of Sitano within ten days.
The agreement was carried out accordingly. Zong Shen paid out 85,000 dinars, leaving a balance of 1,567,277 dinars.
There is also an additional half a million dinars in savings.
Zong Shen's financial management does not require any real investment behavior.
With the [Greed Lord's Money Bag (Orange)] he can earn 0.8% interest every month.
For the five hundred thousand dinars left by Mr. Mars, Zong Shen can still earn an interest difference of 0.3% every month.
This place alone is equivalent to a fixed income of 1,500 dinars.
Although it is not a big deal to Zong Shen's current net worth, it is still an extra income.
No matter how small the mosquito legs are, they are still meat!
This is a good start until this model can gain Mars' trust.
I believe he will deposit more money with Zong Shen to earn interest.
In the future, Zong Shen's territory will be fully developed and gain a certain prestige.
Then [Zongshen Bank] can be officially established.
Target the nobles and wealthy businessmen among the indigenous people.
Let a large amount of funds gather in your hands, in addition to simply earning interest.
Zong Shen can really use these funds in some value investments.
For example, investing in industries such as taverns in your own territory.
The territory generates added value and the income is linked to the interest of the bank.
This can indirectly promote the development of the territory.
Of course, these can only be realized after Zong Shen's territory reaches the state level.
Now Zong Shen is trying to explore the way with Mr. Mars first.
His next target is Baron Bezos.
As long as you conquer Baron Bezos, you will conquer Bosbon.
After a little publicity, it can attract savings from the city.
With the [Lord of Greed’s Money Bag] guarantee, this plan is very feasible.
Once successful, it will eventually form a terrible financial bomb.
At that time, even if it is for the money that Zong Shen has here, the aboriginal nobles and wealthy businessmen will do their best to ensure the safety of Zong Shen and his territory.
The benefits of this plan are terrifying, but the difficulty is equally great.
Both nobles and businessmen keep a close eye on their own money bags.
This requires a step-by-step process.
But it's worth a try.
Especially as a lord, Zong Shen can also use favorability as a link with the aborigines.
Just win over the governors and senior officials from various places.
Then the plan is very feasible.
After the contract is signed.
The dinars from both sides were handed over on the spot.
Eighty-five thousand dinars turned into eight hundred and fifty coins.
It was wrapped in a sturdy square cloth and turned into a bulging bundle.
Mr. Mars carefully carried the baggage backwards in front of him.
The two shook hands with each other.
Zong Shen took out the communication crystal numbered 12 and handed it to Mr. Mars.
He simply told him the specific usage.
They are now business partners after all.
Instant messaging props like communication crystals become convenient configurations.
After a series of cooperations were reached, the snow outside had completely stopped.
The sky began to darken.
The three traveling businessmen were abducted by Mr. Mars.
Never came back.
It’s time to plan new pastures in agricultural and pastoral areas.
Another thing was implemented perfectly.
This made Zong Shen feel very happy.
The construction of large ranches is bound to add new blood to the development of the territory.
Everything is moving forward in the best direction.
Mr. Mars' mood is more complicated.
On the one hand, there is the worry about half a million dinars, and on the other hand, there is the longing for a large ranch.
The two of them can be considered a strong alliance.
One side has technology and connections, and the other side has money, land and security.
Maybe here, it is really possible to make the cattle ranching business bigger and stronger and create greater glory!
Just when Master Mars was pulling Mariel to whisper.
Zong Shen suddenly thought of another thing.
"Master Mars, I have one more thing to ask you."
He said softly, causing Mars and Mariel to raise their heads at the same time.
"Master Zong, if you have anything else to do, please tell me."
"As long as I can do it, I will try my best to do it."
Mr. Mars said cheerfully.
Five hundred thousand dinars have been taken out, so a small request is nothing.
"Help me gather talents."
"Including talents who are good at blacksmithing, tailoring, planting, and breeding."
“There’s also a need for people like chefs, bartenders, bartenders, that kind of thing.”
"Also, if there are refugees that Xitano Village cannot accept, you can bring them to me."
"I won't let your hard work go in vain."
"As a reward, I will pay you some dinars according to different standards."
