Chapter 23 Are there any investments that can easily lose money?
·
Mao Zhi Sheng Xi
Chapter 23 Are there any investments that can easily lose money?
"What's the matter?" Gu Anshan even thought there was something wrong with his ears.
From ancient times to the present, only people who disliked the interest rate were too low. When has there been a person who disliked the interest rate too high?Could it be that Zhang Menglong suddenly inherited so much property and suddenly had a mental breakdown and a problem with his brain?Otherwise, how could a normal person make money without earning it?
At an interest rate of 8% a year, that's 70 billion yuan. Even the richest group of people in China can't come up with 70 billion dollars in cash, right?
"I mean, can your interest rate be lower?" Zhang Menglong said, "I remember that the interest rate of Jiangnan Bank next to you is lower than yours, right? I'll just save it there!"
Zhang Menglong finally spent [-] million a day, but after a sleep, the money was wasted the next day, so he can spend all the money in the year of the monkey?If you occasionally want to take a vacation, you will have an extra sum of money on your bank card in a few days.When will he open the academy that even his parents call magic?
Gu Anshan immediately smiled bitterly. The competition of banks often relies on the interest rate to attract depositors. When does low interest rate attract more customers?This is the legendary reverse operation?
"Don't, don't, don't! Mr. Zhang stay!" At this time, Gu Anshan could no longer care whether Zhang Menglong was insane or not. If they could pay less interest, the bank couldn't ask for it!
"Then we will give you an annualized interest rate of 4.25%, so you are always satisfied, right?"
"What? 4.25 more? Isn't that another 40 billion dollars in interest that year? No more, no more!"
"Then we will follow the lowest annualized demand interest rate of 0.24%!" Gu Anshan said hurriedly.
When he discussed with the president of the head office, the interest rate he gave was between 4.25% and 10.75%. He had already quoted the lowest interest rate. If it was lower, it would only be the annual demand interest rate of ordinary savings users.
But he didn't understand at all, what was in this hazy mind?Ten points of interest a year, and you can have tens of billions of dollars in income without doing anything. Isn't this fragrant?
"0.24%?" Hearing this figure, Zhang Mengyu's expression softened a little, but this also has an interest of more than 400 million Huaxia coins every day, "Can it be less?"
"Is it too much?" Gu Anshan was about to go crazy.
"Can I not have interest? Or I can give you interest!" Zhang Menglong said, "Look, it's not easy for you to help me manage this money. What a labor cost every day. I have absolutely no opinion on charging some service fees, and I will give you bonuses at the end of the year!"
After listening to this sentence, Gu Anshan was completely stupid. He had lived for decades, and it was the first time he heard that someone would pay a bank service fee for depositing money in the bank. What kind of prodigal is this?
"Mr. Zhang, it really can't be lower. This 0.24% is already our lowest demand interest rate. This is our bank's regulations. If I make you lower at my own discretion, I will be punished!"
"Then I'll go."
"Mr. Zhang, it's the same even if you go to another bank!" Gu Anshan said with a wry smile.
"Is that so? Forget it, it's not difficult for you." Zhang Menglong was disappointed, it seemed that his daily spending plan would need to increase by 400 million Huaxia coins to offset this interest.
"Huh!" Gu Anshan finally breathed a sigh of relief. Although he didn't say much to Zhang Menglong, his back was already soaked wet, and it would be deadly to play cards against such people.
"Forget it, it's not my money, why am I worrying about it?" Gu Anshan comforted himself in his heart. His task was how to use this money to maximize the bank's profits. He doesn't matter.
"By the way, should your bank have a lot of investment projects?" Zhang Menglong thought suddenly.
"Of course, Mr. Zhang is interested in these?" Gu Anshan's eyes lit up. If customers invest in those projects, their bank's income is very high. Usually, the staff will highly recommend them, and customers will spend money to buy them. Today, the God of Wealth actually took the initiative to speak, how could this make him unhappy?
Maybe Zhang Menglong just bought it for tens of millions or even hundreds of millions. He even wondered if those projects could carry such a huge amount of money.
In general, those projects are hundreds of millions of Huaxia coins, and hundreds of millions of Huaxia coins are already quite large projects. Zhang Menglong can wrap up an unknown number of projects by himself.
If all these projects are completed, as the president, this year's bonus is definitely an astronomical figure!
Thinking of this, Gu Anshan felt that there was a hint of money in the air around him.
He immediately took out a thick project introduction book.
"This is a wealth management product recently launched by our bank. It can guarantee 100% capital preservation, and the annual return is about 3.8% points," Gu Anshan said. When it came to this investment return, his words came abruptly. end.
Zhang Menglong just rejected the 8% current interest rate. Now, can the 3.8% interest rate be as good as his eye?It's not that the return is too low, but that people don't want interest at all and don't want a return.
"Did he ask me if I want this?"
"No, what I want to ask is not this kind of investment project," Zhang Menglong added, "I want to ask if your bank has any investment projects that take many years to make a profit, or the kind of projects that can easily lose money. ? The higher the risk, the better!"
This man has a sick mind!If Zhang Menglong was an ordinary person, Gu Anshan would have started to curse his mother now.
Investment and financial management Investment and financial management, it is of course guaranteed income!Now the bank's wealth management products are very stable, and the returns may not be very high, but almost all of them can guarantee 100% return of the capital. If the risk is too great, how can ordinary customers buy it?So why not buy funds, buy stocks, and what financial products to buy?
Financial products are to highlight a stable, losing money is almost impossible.
"Mr. Zhang, we don't have such a project!"
"This is possible!"
"That's not true!"
"Really not?" Zhang Menglong confirmed again.
"Not really!"
"Why is it so difficult to spend some money these days?" Zhang Menglong whispered.
As the president of the bank, Gu Anshan has been through so much rain, and he is still very sensitive to the needs of customers. He can hear it. Zhang Menglong doesn't have a problem with his brain, he just wants to spend money!
Perhaps just like many upstarts, the first thing that comes to mind when they have money is to consume.
Obviously, ordinary consumption can no longer satisfy Zhang Menglong. For him, big gold chains and other luxury goods are not enough for him to pay a fraction of a day's interest. What he wants is the kind of consumption that ordinary people dare not even think about. It is the happiness of the rich.
"Mr. Zhang, although we don't have any investment projects that lose money here, but if you want to spend, we have some projects here that can satisfy you!"
"Oh? Come and listen?" Zhang Menglong suddenly became interested, this was the answer he wanted.
"You know, because of the global virus, the economies of many countries are facing recession, especially those countries that support the economy through tourism, they are almost to the point of collapse, so some countries start to sell some industries and even land, not Know if you are interested?"
"Is it expensive?" Zhang Menglong asked tentatively.
"It's very expensive." Gu Anshan nodded, "This is actually a project of our bank, but the risk is too great, even we dare not take it lightly, and it will take a long time to recover the funds. If you are interested."
"Yes, yes, this is what I want!" Zhang Menglong said excitedly, "Let me see, I can no longer suppress the power of the prehistoric in my body!"
Ask for collection and subscription, kowtow!
(End of this chapter)
"What's the matter?" Gu Anshan even thought there was something wrong with his ears.
From ancient times to the present, only people who disliked the interest rate were too low. When has there been a person who disliked the interest rate too high?Could it be that Zhang Menglong suddenly inherited so much property and suddenly had a mental breakdown and a problem with his brain?Otherwise, how could a normal person make money without earning it?
At an interest rate of 8% a year, that's 70 billion yuan. Even the richest group of people in China can't come up with 70 billion dollars in cash, right?
"I mean, can your interest rate be lower?" Zhang Menglong said, "I remember that the interest rate of Jiangnan Bank next to you is lower than yours, right? I'll just save it there!"
Zhang Menglong finally spent [-] million a day, but after a sleep, the money was wasted the next day, so he can spend all the money in the year of the monkey?If you occasionally want to take a vacation, you will have an extra sum of money on your bank card in a few days.When will he open the academy that even his parents call magic?
Gu Anshan immediately smiled bitterly. The competition of banks often relies on the interest rate to attract depositors. When does low interest rate attract more customers?This is the legendary reverse operation?
"Don't, don't, don't! Mr. Zhang stay!" At this time, Gu Anshan could no longer care whether Zhang Menglong was insane or not. If they could pay less interest, the bank couldn't ask for it!
"Then we will give you an annualized interest rate of 4.25%, so you are always satisfied, right?"
"What? 4.25 more? Isn't that another 40 billion dollars in interest that year? No more, no more!"
"Then we will follow the lowest annualized demand interest rate of 0.24%!" Gu Anshan said hurriedly.
When he discussed with the president of the head office, the interest rate he gave was between 4.25% and 10.75%. He had already quoted the lowest interest rate. If it was lower, it would only be the annual demand interest rate of ordinary savings users.
But he didn't understand at all, what was in this hazy mind?Ten points of interest a year, and you can have tens of billions of dollars in income without doing anything. Isn't this fragrant?
"0.24%?" Hearing this figure, Zhang Mengyu's expression softened a little, but this also has an interest of more than 400 million Huaxia coins every day, "Can it be less?"
"Is it too much?" Gu Anshan was about to go crazy.
"Can I not have interest? Or I can give you interest!" Zhang Menglong said, "Look, it's not easy for you to help me manage this money. What a labor cost every day. I have absolutely no opinion on charging some service fees, and I will give you bonuses at the end of the year!"
After listening to this sentence, Gu Anshan was completely stupid. He had lived for decades, and it was the first time he heard that someone would pay a bank service fee for depositing money in the bank. What kind of prodigal is this?
"Mr. Zhang, it really can't be lower. This 0.24% is already our lowest demand interest rate. This is our bank's regulations. If I make you lower at my own discretion, I will be punished!"
"Then I'll go."
"Mr. Zhang, it's the same even if you go to another bank!" Gu Anshan said with a wry smile.
"Is that so? Forget it, it's not difficult for you." Zhang Menglong was disappointed, it seemed that his daily spending plan would need to increase by 400 million Huaxia coins to offset this interest.
"Huh!" Gu Anshan finally breathed a sigh of relief. Although he didn't say much to Zhang Menglong, his back was already soaked wet, and it would be deadly to play cards against such people.
"Forget it, it's not my money, why am I worrying about it?" Gu Anshan comforted himself in his heart. His task was how to use this money to maximize the bank's profits. He doesn't matter.
"By the way, should your bank have a lot of investment projects?" Zhang Menglong thought suddenly.
"Of course, Mr. Zhang is interested in these?" Gu Anshan's eyes lit up. If customers invest in those projects, their bank's income is very high. Usually, the staff will highly recommend them, and customers will spend money to buy them. Today, the God of Wealth actually took the initiative to speak, how could this make him unhappy?
Maybe Zhang Menglong just bought it for tens of millions or even hundreds of millions. He even wondered if those projects could carry such a huge amount of money.
In general, those projects are hundreds of millions of Huaxia coins, and hundreds of millions of Huaxia coins are already quite large projects. Zhang Menglong can wrap up an unknown number of projects by himself.
If all these projects are completed, as the president, this year's bonus is definitely an astronomical figure!
Thinking of this, Gu Anshan felt that there was a hint of money in the air around him.
He immediately took out a thick project introduction book.
"This is a wealth management product recently launched by our bank. It can guarantee 100% capital preservation, and the annual return is about 3.8% points," Gu Anshan said. When it came to this investment return, his words came abruptly. end.
Zhang Menglong just rejected the 8% current interest rate. Now, can the 3.8% interest rate be as good as his eye?It's not that the return is too low, but that people don't want interest at all and don't want a return.
"Did he ask me if I want this?"
"No, what I want to ask is not this kind of investment project," Zhang Menglong added, "I want to ask if your bank has any investment projects that take many years to make a profit, or the kind of projects that can easily lose money. ? The higher the risk, the better!"
This man has a sick mind!If Zhang Menglong was an ordinary person, Gu Anshan would have started to curse his mother now.
Investment and financial management Investment and financial management, it is of course guaranteed income!Now the bank's wealth management products are very stable, and the returns may not be very high, but almost all of them can guarantee 100% return of the capital. If the risk is too great, how can ordinary customers buy it?So why not buy funds, buy stocks, and what financial products to buy?
Financial products are to highlight a stable, losing money is almost impossible.
"Mr. Zhang, we don't have such a project!"
"This is possible!"
"That's not true!"
"Really not?" Zhang Menglong confirmed again.
"Not really!"
"Why is it so difficult to spend some money these days?" Zhang Menglong whispered.
As the president of the bank, Gu Anshan has been through so much rain, and he is still very sensitive to the needs of customers. He can hear it. Zhang Menglong doesn't have a problem with his brain, he just wants to spend money!
Perhaps just like many upstarts, the first thing that comes to mind when they have money is to consume.
Obviously, ordinary consumption can no longer satisfy Zhang Menglong. For him, big gold chains and other luxury goods are not enough for him to pay a fraction of a day's interest. What he wants is the kind of consumption that ordinary people dare not even think about. It is the happiness of the rich.
"Mr. Zhang, although we don't have any investment projects that lose money here, but if you want to spend, we have some projects here that can satisfy you!"
"Oh? Come and listen?" Zhang Menglong suddenly became interested, this was the answer he wanted.
"You know, because of the global virus, the economies of many countries are facing recession, especially those countries that support the economy through tourism, they are almost to the point of collapse, so some countries start to sell some industries and even land, not Know if you are interested?"
"Is it expensive?" Zhang Menglong asked tentatively.
"It's very expensive." Gu Anshan nodded, "This is actually a project of our bank, but the risk is too great, even we dare not take it lightly, and it will take a long time to recover the funds. If you are interested."
"Yes, yes, this is what I want!" Zhang Menglong said excitedly, "Let me see, I can no longer suppress the power of the prehistoric in my body!"
Ask for collection and subscription, kowtow!
(End of this chapter)
