Chapter 245
"Oh? I haven't even arrived yet, and you already know what I'm going to do?" Lin Yu said.
"To be honest, this news about you was told to me by Ningguang of Tianquan Star."
"It is also the result of my constant inquiry about the movements of Liyu Bank during this period of time."
"You don't know that after the North Country Bank of Zhidong Country opened in Liyue, it has almost taken away 50% of our Liyu Bank's customers by relying on interest and loans."
"The reason why the remaining 50% of customers have not left is that they are supported by the names of our Liyue Emperor and Lord Yushen."
Li Changqing explained and complained.
He did not hide the content of how he got the news, and there was almost no need to hide it. After all, the news that Liyu Bank was going to reform had already spread in recent times.
As they talked, the two walked to the president's office of Liyu Bank.
Lin Yu sat down casually in the office.
"It is precisely because of this that the Emperor proposed that Liyu Bank make some reforms. The Emperor gave the task of reforming Liyu Bank to my master, Qingyu Jianxian."
"It's just that Master is close to a breakthrough in his recent cultivation, and it's difficult for him to get out at this time."
"If Master waits for a few hundred years to reform Liyu Bank, by then, I'm afraid that the market share that originally belonged to Liyu Bank would have been completely occupied by Beiguo Bank."
"So Master gave me the important task of reforming Liyu Bank."
Lin Yu first briefly explained the cause and effect of the matter.
After all, since it's a show, it's natural to do it in full.
Although Lin Yu didn't worry about being exposed, it just seemed more convincing, and the people of Liyu Bank would be more cooperative, right?
"So that's how it is!"
"The reform of Liyu Bank is urgent. I wonder where the reform of Liyu Bank should start?"
"Should we learn from the North Country Bank and also open services similar to interest and lending?"
Li Changqing said.
He was a little excited now. It can be seen that he has been waiting for this day for a long time.
Lin Yu shook his head.
"No, interest is not within my consideration." Lin Yu said bluntly.
After listening to Lin Yu's words, Li Changqing was obviously stunned and almost said the three words why.
As for why? If Liyu Bank opened interest, it means that Liyu Bank is losing money every moment. If you want to make up for this deficit, there are undoubtedly two different ways.
The first is to directly start the printing press to print Mora crazily, but the result is that Mora will usher in serious inflation.
Perhaps in a few years, we will be able to see the scene of a piece of bread costing 500,000 Mora on the streets of Liyue.
The second is the model used by the North Country Bank now, which is to take out the depositors' Mora to do business, and earn income through various investments, which can not only make up for the deficit but also make a lot of money.
But this also requires a person with a business mind like the rich to take the helm.
Give it to Ningguang? Or to other businessmen?
Too troublesome.
Obviously, he can strike at a lower dimension, so why use such a troublesome method.
And what Lin Yu called the dimensionality reduction strike method was the mobile payment he thought of when he was in Mond before.
Once mobile payment comes out, who is willing to carry a heavy bag of Mora every day under extremely convenient circumstances?
After experiencing it, it is difficult to go back to the previous era.
"Please advise." Li Changqing said.
"Liyu Bank will not make too many changes, we just need to launch mobile payment." Lin Yu said.
"Mobile payment?" Li Changqing murmured.
Mobile payment? What is mobile payment?
This is a term that Li Changqing has never heard of.
As expected of the eldest disciple of Qingyu Sword Immortal, it seems that he must have received some instructions from the Emperor and Qingyu Sword Immortal.
And this mobile payment is among them.
"This thing is a little troublesome to explain, why don't I show you a practice." Lin Yu said.
"Okay, do you need me to tell someone to prepare something?" Li Changqing cooperated.
"No." Lin Yu said.
Then Lin Yu's fingertips flashed white light, and two golden Mora cards appeared in Lin Yu's hands.
Li Changqing did not show any surprise at this. The immortal family knows some immortal methods. Isn't this aIs this a very common sense thing?
"This is, mobile payment?" Li Changqing said in confusion.
In his eyes, these are just two cards. Can Mora's payment be realized through this card?
"No, this is not mobile payment, this is Liyu bank card."
"Mobile payment is a payment method used, not a specific item."
Lin Yu explained.
After Lin Yu's explanation, Li Changqing now understands that this card is not called mobile payment, but Liyu bank card.
But this does not prevent Li Changqing from continuing to be confused, so what is Liyu bank card?
"Take it."
Lin Yu handed one of the Liyu bank cards to Li Changqing.
Li Changqing took the Liyu bank card and looked at the bank card carefully. It seems that there is nothing special about it.
"Liyu Bank Card has several functions."
"He can enter the total amount of Mora of the depositor. After entering the total amount of Mora, this card or this string of numbers represents all his Mora."
Hearing this, Li Changqing nodded as if he understood.
He seemed to understand a little. Isn't this similar to an anonymous passbook? But would it be a bit bad to put all Mora on a passbook? If the passbook is lost, wouldn't it be a poverty for the depositor overnight?
"With this function as a basis, the most important mobile payment can be extended."
"For this Liyu Bank card, you only need to stick two bank cards together, open the transfer function, enter the transfer amount, and click OK to transfer."
"Would you like to try it?"
Lin Yu looked at Li Changqing and said.
Li Changqing nodded.
As the general manager of Liyu Bank, he must be the first to try this kind of thing in person.
"Generally speaking, the amount of a bank card cannot be edited. Customers need to deposit Mora into the bank, and then the counter staff will enter the exact amount deposited by the customer through a specific input tool."
"But these two cards are just for demonstration, so they can be edited directly."
Lin Yu said while pressing zeros frantically on his bank card. Now there is probably only one Jing amount on this bank card.
"Come on, I'll transfer the money to you now."
Lin Yu held the bank card in his hand and put one end of the bank card on the bank card in Li Changqing's hand.
It doesn't mean that it has to fit completely. As long as there is contact between the two bank cards, the payment function of the bank card can be activated.
The front of Liyu's bank card is actually a rune screen, which can display the Mora amount through the rune screen. Then, like the Oasis game tablet, you can use your fingers to control the UI on it.
When not in use, the bank card is just a card.
When you want to use it, just touch it lightly, and the bank card will be activated and the amount will be displayed.
When the two bank cards touch each other, a transfer button will be displayed on the bank card. Clicking on the transfer dialog box will pop up. Enter the amount on the numeric keypad in the dialog box, and finally click Confirm to successfully transfer the money.
Lin Yu used his bank card to directly transfer 50 yuan to Li Changqing and treated him to a KFC meal.
"How is it? No matter how much you say, it's better to try it. Do you understand the function of the Liyu bank card now?" Lin Yu said with a smile.
"I understand, I understand!" Li Changqing said excitedly.
After Lin Yu's demonstration, Li Changqing now completely understands the operating logic of the Liyu bank card.
If the Liyu bank card can be popularized, it will bring about a huge change in the current way of trade. People no longer need to carry so much Mora when they go out, and they don't have to worry about not having change when they get change.
If you want to use the Liyu bank card, you need to deposit Mora into the Liyu Bank. In this way, under the attraction of the convenience of mobile payment, a large number of depositors will continue to return to Liyu Bank.
However, this has led to several problems.
"I know the function of Liyu bank cards, but is there any risk in this payment method? If someone steals someone else's bank card, can't they directly transfer all the Mora away?"
"Also, after the popularization of Liyu bank cards, people's use of Mora payment will certainly be greatly reduced, and Mora is a product of the emperor. Will this move be an overstep?"
Li Changqing is worthy of being the president of Liyu Bank. His mind is fast.
He quickly thought of two different questions.
"There is no risk, Liyu bank cardIt will bind the user's soul."
"In other words, except for the owner of the Liyu bank card, no one else can transfer Mora from the bank card."
"As for whether the emperor will have any suggestions, the plan has been approved by the emperor, so it is supported by the emperor."
"In the words of the emperor, since this move is beneficial to the people of Liyue, he has no reason to stop it."
Lin Yu explained.
After listening to Lin Yu's words, Li Changqing showed a look of sudden enlightenment.
It is worthy of being their emperor!
Faith Piety +1
"The specific operation logic and usage of the Liyu bank card are all compiled in this book. "Lin Yu said.
Then he skillfully took out a book "Liyu Bank Mobile Payment Construction Plan" from his space
Li Changqing, who got the book, couldn't wait to read it.
While Li Changqing was reading, Lin Yu took out the supporting equipment from the space.
Liyu Bank Card Entry Equipment X8, Liyu Bank Card Forging Machine X1
The above is the supporting equipment required for a Liyu Bank, so X7 is needed on this basis.
Lin Yu was too lazy to deliver the goods to each bank, so he took them all out at once. As for how to get them to other banks, that was the business of President Li Changqing.
"What are these?"
Li Changqing was stunned.
He was just immersed in the ocean of knowledge for a short while.
How come his office was filled with these machines without noticing it for a short while.
"These are the supporting equipment needed for the popularization of Liyu Bank cards. "
"According to the quantity of eight input devices and one forging machine for each bank."
"Just distribute it to each bank. Once the equipment, training and publicity are in place, the Liyu bank card can be quickly popularized."
"I believe in you, President Li. Your ability is fully capable of this task."
Lin Yu said solemnly.
Ah? Okay, okay.
Li Changqing was stunned at first, and then since Lin Yu had said this, he naturally had no reason to refuse and could only take it.
It's just that the environment of the Seven Kingdoms of the World is no longer the environment of the Seven Kingdoms of the World thousands of years ago.
Now we want to promote the Liyu bank card throughout the Teyvat continent.
This is a big challenge for Li Changqing.
"What's wrong? Is there any difficulty? "
Lin Yu said when he saw Li Changqing was still in a daze.
"It is very easy to promote the Liyu Bank card in Liyue. It will be a little troublesome in other countries, but it is not difficult. It's just that Inazuma has now issued a national lockdown order and pursues eternity without change. It is very challenging to promote the Liyu Bank card in Inazuma."
"In addition, the Fire Country Nata has become a completely blocked country under the influence of the power of the gods. Now we are out of touch with Nata's Liyu Bank. So where should we start to promote the Liyu Bank card?"
Li Changqing said helplessly.
Whether it is Inazuma or Nata, in the process of popularizing the Liyu Bank card, it is very likely to encounter resistance from the gods.
And he is only the general manager of Liyu Bank, how can he be the opponent of these force majeure factors.
Hahaha, it's a mistake.
Just thinking about the popularization of Liyu Bank Card, Lin Yu forgot the current national conditions of various countries in the world.
"It's okay, don't worry about Nata and Inazuma for now, someone will deal with it. "Lin Yu said.
Isn't Kong going to travel around the seven kingdoms of the mortal world? When Kong arrives in Liyue, Lin Yu plans to issue a commission to Kong and ask him to complete the popularization of Inazuma Liyu bank cards.
This is really a good solution.
"Let's put Nata and Inazuma aside for now? I understand. I will sort out a set of documents later and call a meeting of senior executives tomorrow to arrange the popularization of Liyu bank cards. "Li Changqing said.
Lin Yu nodded.
Then he continued to use the names of Emperor and Qingyu Sword Immortal to PUA Li Changqing for a few times, and then left Liyu Bank.
Li Changqing, who was PUA by Lin Yu, was like a chicken blood, and began to contribute to Liyue's business.
