: I encountered a scam today and suffered a huge loss of 1 yuan and 1 cent.

"I have a proficiency panel ( to find the latest chapter!

Suddenly received a strange call at noon today. The opposite person asked me if I was so-and-so, and then accurately said the last four digits of my ID card, the last four digits of my bank card, the date of birth, and the exact name of me. The name of the university I attended, and then made up a reason to say that when I was a student at Guanggong, I used JD’s white bar or gold bar service as a student at that time. This belongs to the category of campus loans, but now the country has completely banned campus loans. I need me. Help log out of your account.

Because he provided so much information, especially the last four digits of my bank card and the name of the university, so much correct information made me mistakenly believe that he is really a staff member of JD. Anyway, I will follow what he said. In the operation, I borrowed two thousand dollars from the JD gold bullion to my own bank card. I said that I needed to activate the back-end account with the business amount to continue to delete the account. As a result, the money was withdrawn to the bank card, and the other party again I sent a screenshot showing that my bank card did not have the withholding service, so the two thousand dollars could not be deducted. (At this time, I still didn’t realize the problem. Until later, when I recalled, this was just a scammer’s next step. Find a reasonable reason, and a psychological trap that can make people believe him! A dead liar buckles a wool.)

The scammer sent a screenshot, and he hesitated for a while, pretending to be decent, saying that because they could not successfully withhold the withholding, they could not successfully match the sales number, so they asked me to send the money back to the bank supervisory account in the online bank.

To be honest, I was already a little bit skeptical at this time, just because at the beginning, the other party was able to tell me so much information at the beginning, and I am also a person who pays more attention to information protection on the Internet, phone number name ID number Let’s not talk about this kind of information, but the bank card number, the two information of the Guangzhou University of Technology I once studied are even more cautious. I have never entered it on a messy website. It is impossible to leak it. If it is not the staff of Jingdong, where is it? So many details of me?

It's just that the fake is not true after all.

After entering the account number according to what he said, I saw that the interface became more and more wrong, and then suddenly awakened, what is the CBRC is not clear to others, do you a financial student still don’t understand what it is? Where did this thing come from, what kind of **** private account? !

When a person is aware of a scam, any scam will be full of loopholes, not to mention that the scam is not clever. If the information given by the other party was too detailed to make me preconceived, otherwise I should have realized it. problem.

So I decisively stopped the stupid act of entering a password to transfer money, and told the scammer that I suddenly didn’t want to do it, and then the scammer became anxious and said that this account can only be cancelled online with them, and it’s the last step, otherwise I would do it myself. It’s very troublesome. In the future, you need to bring your ID card to JD’s Beijing headquarters to cancel it. If you don’t cancel this account, you will need to go to the China Banking Regulatory Commission to get a credit report or something if you borrow money to buy a house or a car. I said that I think you are a liar. I want to check with the back-end customer service of JD Finance. The other party is even more anxious. If they are a liar, how could they only lie to you for two thousand yuan instead of letting you pay two of the loan amount. Loan all 10,000 yuan? Moreover, the front desk customer service business is not connected to us, how can we handle this business...... Ha ha.

Although I reined in the end, but also because I borrowed 2,000 yuan from the JD gold bullion, I paid it back two hours later, and gave JD a dime in interest.

After reviewing today's ridiculous scam that almost trapped me, I found that I was too confident about the confidentiality of my personal information. I thought it was well protected, but it was already full of flaws.

And I thought about it seriously, so many detailed personal information, including the university I attended, I only entered it when I completed my personal identity through Alipay, and I have never registered on the Internet, so I basically eliminated it. Possibility of online leaks.

Then there is only one place left, and that is the company that used to work.

During the work in the company, you need to submit a resume, which contains your university degree, sign a contract, you need a copy of your ID card, and you need to use a bank card account for salary. The scammers have so many personal information, and only It may be obtained from the company I have worked for.

After screening, nine out of ten of these things happened when they were doing summer jobs in college a few years ago, and when those small factories and small businesses were doing it, there is no doubt that!

These street-smashing companies either closed down and leaked out, or they were bought by the management by lawbreakers and sold all the information!

Kill me too!