Page 2444

According to the "Usury Law", those who wish to engage in loan intermediary business can register usury business with the special mayor, metropolitan mayor, special self-governing mayor, provincial governor, or special self-governing provincial governor.

Although the qualifications of usury operators are easy to apply for registration, it does not mean that you can make money by lending usury casually.

According to the law, when lending usury to individuals or small and medium-sized enterprises, the applicable annual interest cannot exceed 30.00%. If a contract is signed, the interest amount exceeding the legal interest range will be deemed invalid.

Moreover, if the interest charged exceeds the legal interest, according to the "Usury Act", you will be sentenced to a fixed-term imprisonment of up to three years or a fine of up to 3000 million won.

At the same time, when loan sharks illegally detain borrowers in the process of collecting money, they shall be sentenced to fixed-term imprisonment of up to seven years.If the borrower is threatened with a weapon or multiple people during the detention process, the penalty will be increased.

If the borrower is injured or dies during the detention process, the minimum penalty for injury is one-year fixed-term imprisonment, and the minimum penalty for death is three-year fixed-term imprisonment.

"According to your information, if we are engaged in this industry, it will not be easy to recover the loan."

Zhao Fusheng frowned and said to Wu Sijie.

He is very clear about the virtues of Koreans. Chinese people owe money to others with embarrassment, and want to pay them back as soon as possible.

But the people of Universe Kingdom are not like this.

In their worldview, why do they have to pay back the money they borrowed based on their ability?

Koreans should be cautious about borrowing money, even between brothers.

This is unmatched by any country in the world.

Even among friends who have a good relationship, once they talk about borrowing money, they may turn their faces.

Friends have the meaning of making money. This sentence is absolutely unacceptable in Korea.

"I know."

After listening to Zhao Fusheng's words, Wu Sijie nodded and said in a low voice, "So, I plan to hand over this matter to the debt collection agency below."

Collection agency?

Zhao Fusheng instantly understood Wu Sijie's thoughts.

In South Korea, like Japan, gangs are legal. These people are engaged in various jobs, and helping people collect debts is undoubtedly one of them.

For example, 30.00% of the [-]% interest is used as the remuneration of the debt collection company.

Even if you only charge 20.00%, the interest is still very impressive.

But the question is, can it really be done?

Zhao Fusheng remained silent for a long time.

He considered things from a different angle than Wu Sijie.

"What's Liang Jingyu's opinion?"

Zhao Fusheng asked Wu Sijie.

Wu Sijie was startled, and quickly said: "Boss Liang means that it's best not to touch this project."

While talking, he said helplessly, "But Chairman, you know what a huge profit margin this is."

Obviously, he was very reluctant.

In fact, Zhao Fusheng could understand Wu Sijie's thoughts.

After all, in his opinion, it is the Koreans who are unlucky to borrow money, not the Chinese. Liang Jingyu's approach is simply an overreaction.

"You."

Zhao Fusheng shook his head helplessly.

He finally understood what the problem was.

Wu Sijie has been with him for too long, which makes him only treat people from other countries except Chinese people as objects of making money.

To use an analogy, if selling arms can make the Future Group a lot of money, then Wu Sijie doesn't mind selling arms to any country.

Except Huaxia.

This is a good thing and a bad thing.

The advantage is that Wu Sijie will be a pure businessman, he will do his best to chase profits and help the company make money.

But the problem is that when considering things, he often ignores some issues other than profits.

As for Liang Jingyu, at this time, compared to Wu Sijie, he was much more mature.

When Liang Jingyu considered the problem, he was more comprehensive.

In other words, he has begun to integrate into the thinking of Koreans.

"Chairman, did I do something wrong?"

Seeing Zhao Fusheng's reaction, Wu Sijie knew that in all likelihood, he had done something wrong, otherwise, Zhao Fusheng wouldn't have such an expression.

You know, if your behavior is right, Zhao Fusheng will definitely start to praise himself at this time.

But now, he was thinking.

This is not the case!

Zhao Fusheng did not hide it, and nodded with a smile: "It's not that you are wrong, but that you have overlooked a problem. After all, we plan to do it in Korea for a long time."

"what?"

Wu Sijie was startled, a little surprised.

Zhao Fusheng shrugged: "Korean star investment is an important part of my overseas layout, especially in East Asia. Relying on South Korea, we can radiate the company's influence to farther places, such as Thailand, such as Malaysia..."

While talking, he said to Wu Sijie: "Besides, you have to know that Hanxing Investment is a joint venture with Samsung and CJ. Do we still need to earn money like usury?"

"You don't want to hope that when others mention Dong Chenxi, they will say: Ah, Miss Dong's boyfriend, the loan shark business in Korea is not bad, right?"

The last sentence immediately made Wu Sijie's face change drastically.

He likes Dong Chenxi very much. He has liked her since the very beginning when he was by Zhao Fusheng's side.

It's just that at that time, I was just a small secretary, so Wu Sijie carefully hid this thought. Later, with the change of his identity, his relationship with Dong Chenxi gradually improved.

Today, the two finally come together.

At this time, he cared more about Dong Chenxi's feelings.