Chapter 1677 Cognitive Bias
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Ku Mao
"By the way, wife, I want to use all the money we have earned recently, except for the part that must be turned around, to buy a house in the imperial capital."
After talking about going to the Imperial Capital to get married, Wang Liang suddenly mentioned buying a house in the Imperial Capital.
Because Wang Liang kept in mind the content of Chen Mo's speech at Jiangnan University.
There are three ways to get rich: 1. Open a store in Dibao; 2. Buy a house in the imperial capital, regardless of the cost; 3. Insist on using a part of the income to buy Merchants stocks and hold them for at least 15 years.
Today, Wang Liang has become a leader among his peers just by strictly implementing the first item of Chen Mo's speech.
He firmly believes that if the latter two are also implemented, then he will definitely be able to have wealth and freedom in the future!
Wang Liang thinks that he is not smart, but he listens to advice, especially from "noble people" like Chen Mo.
Hearing this, Xiao Churan hesitated.
No matter how smart Xiao Churan is, in the final analysis, she comes from an ordinary family and is blocked by information, making it difficult to see the direction of the real estate industry.
"Husband, should we think about this again? I just saw an uncle in the news yesterday. His home was just demolished in the imperial capital. He received a demolition fee of 70, and then the agency took him there. When looking at the house, the house price was 2700 per square meter, and it was well-decorated. However, the uncle thought it was too expensive and firmly believed that house prices would fall in the future.
Later, experts also jumped out and said that the current real estate bubble is too big, and it is likely to be like the burst of the Internet bubble in previous years, with huge price cuts. "
"I think we should invest the profits in the business now to make it bigger and stronger. In a few years, we will consider buying a house in the imperial capital."
"Furthermore, don't we have a house in Jiangbei? If we buy a house in the imperial capital, who will we live in?"
Xiao Churan expressed his concerns.
Her thoughts also represent the thoughts of 2005% of ordinary people in 99.
Everyone thinks that housing prices are too high, and they all believe that housing prices will definitely drop in the future. After all, the current housing prices are so outrageous that one month’s salary can only buy one or two square meters.
Wang Liang shook his head and insisted: "Honey, I am where I am today just because I believed in Brother Mo's words.
I want to continue to believe his words and buy a house in the imperial capital!
I can listen to you on other things, but on this matter, I want to make my own decision, okay? "
Xiao Churan thought for a while and nodded.
She knew that although Wang Liang was honest and obedient to her, he also had his own temper.
Wang Liang decided that it was the right thing to do. Even 10 cows couldn't pull him back.
At the same time, Xiao Churan believes that just using the profits to buy a house will not affect the business, and after the house is bought, if it is really unsuitable, the worst thing is to sell it at a loss.
If you quarrel with Wang Liang because of this, it will definitely affect their relationship. There is no need.
“Okay, I’ll listen to you and buy a house in the imperial capital!
If it appreciates, it's best. If it falls, you should just buy it and learn a lesson. I'll make it back with you. "
Xiao Churan said cheerfully.
At this moment, Wang Liang was extremely moved.
Because his wife did not rely on her own intelligence to make her own decisions, denying her own decisions like Lu Xinxin did.
She is willing to support her decision, even if she feels that the decision is wrong in her heart, she will never look back!
"Thank you, wife."
Wang Liang hugged Xiao Churan and actually cried.
Xiao Churan patted his back and said with a smile: "What a big deal, why are you crying?"
"I...I just feel...that there is a woman in this world who can stand by me without hesitation. I am very happy...really...couldn't be happier..."
Wang Liang choked with sobs.
"It should be, because I am your wife!"
Xiao Churan said softly.
After a while, the young couple began to study where to buy a house.
"I estimate that by the end of the month, we should be able to come up with 500 million.
This is my idea. I want to buy two 100-square-meter houses in the second ring road of the imperial capital at the country's best kilometers primary school. The approximate price is 400 million, and the decoration and furniture are all ready.
Another 1 million will be used to buy two three-bedroom apartments in the Olympic Village area. "
Wang Liang talked about his plan.
Because he clearly remembers that Chen Mo said in his speech the principles for buying a house in 2005: Try to buy houses in key school districts. If there is no choice in houses in key areas, buy outside the Fifth Ring Road.
"Okay, it's all up to you. Just buy whatever you want." Xiao Churan said.
She has not done any research on real estate, not to mention that the matter has come to this, so she might as well support Wang Liang to the end.
"I think I'll take part of the money to pay the down payment today and get the house ownership first. I can pay off the subsequent expenses slowly or in one go at the end of the month," Wang Liang said.
"What? Are you in such a hurry? If you go now, you will have to find a bank loan. Even if you pay it off next month, it will probably cost [-] to [-] yuan in interest. Why are you in such a hurry?" Xiao Churan didn't understand.
“Nowadays, if you buy a house in the Olympic Village, you are no longer allowed to settle in it. For the two houses in the second ring road that are in the school district of the best primary school, I asked the developer that you can settle down if you buy two or more houses.
I want to move our household registration there as soon as possible to avoid long nights and dreams. "Wang Liang said.
"Oh, it's just a household registration, what's the point? I don't believe that after this month, if the developer spends another 400 million to buy a house, it can help to get a settlement quota!" Xiao Churan said.
"I still want to get it done early and have peace of mind, because Brother Mo said that in the future, the imperial household registration will be very, very valuable, and you can't get it even if you pay millions." Wang Liang said.
"Okay, you decide. After all, we have paid out several million dollars, and we are not short of the tens of thousands of dollars in interest. Just spend the money to make you happy." Xiao Churan said.
But when Wang Liang's parents heard about this, they immediately came to persuade Wang Liang.
"Son, you are confused! Experts have said that housing prices in the imperial capital are too high and the bubble will burst in a few years!
The current houses in Jiangbei are considered luxury houses for 1000 yuan per square meter. You can buy a large flat floor with fine decoration for 50 yuan. Why do you have to spend money on it in the imperial capital? "
"That's right! With this money, you and your wife can keep it in the bank and earn interest. It will be enough for you and your wife to live without worries for a lifetime! You will buy all the houses in the imperial capital, and you will have to pay property fees every year. When the bubble bursts in a few years, the housing prices will If it plummets, the house will fall into your hands!
At that time, even if you want to sell it, you won’t be able to sell it, and you won’t even know where to cry! "
"Dad, Mom, I know this well, so don't worry about it."
"What do you have in mind? Your father and I have walked more roads than you have crossed, and we have eaten more rice than you have eaten salt! Don't I know better than you?
You can stop me from buying a house in the imperial capital as soon as possible!You don’t understand anything, why are you pretending? "
"Son, listen to your father. He has been through many strong winds and waves. You are still young, too young, and your vision is too narrow!"
Wang Liang said speechlessly: "Mom and dad, please don't get involved in this matter, okay? Chu Ran and I have already discussed it."
"I'm your father!!! Can I ignore you? What am I doing that's not for your own good? I'm telling you, if you take this money to buy a house in the imperial capital today, don't recognize me as your father!!!"
After talking about going to the Imperial Capital to get married, Wang Liang suddenly mentioned buying a house in the Imperial Capital.
Because Wang Liang kept in mind the content of Chen Mo's speech at Jiangnan University.
There are three ways to get rich: 1. Open a store in Dibao; 2. Buy a house in the imperial capital, regardless of the cost; 3. Insist on using a part of the income to buy Merchants stocks and hold them for at least 15 years.
Today, Wang Liang has become a leader among his peers just by strictly implementing the first item of Chen Mo's speech.
He firmly believes that if the latter two are also implemented, then he will definitely be able to have wealth and freedom in the future!
Wang Liang thinks that he is not smart, but he listens to advice, especially from "noble people" like Chen Mo.
Hearing this, Xiao Churan hesitated.
No matter how smart Xiao Churan is, in the final analysis, she comes from an ordinary family and is blocked by information, making it difficult to see the direction of the real estate industry.
"Husband, should we think about this again? I just saw an uncle in the news yesterday. His home was just demolished in the imperial capital. He received a demolition fee of 70, and then the agency took him there. When looking at the house, the house price was 2700 per square meter, and it was well-decorated. However, the uncle thought it was too expensive and firmly believed that house prices would fall in the future.
Later, experts also jumped out and said that the current real estate bubble is too big, and it is likely to be like the burst of the Internet bubble in previous years, with huge price cuts. "
"I think we should invest the profits in the business now to make it bigger and stronger. In a few years, we will consider buying a house in the imperial capital."
"Furthermore, don't we have a house in Jiangbei? If we buy a house in the imperial capital, who will we live in?"
Xiao Churan expressed his concerns.
Her thoughts also represent the thoughts of 2005% of ordinary people in 99.
Everyone thinks that housing prices are too high, and they all believe that housing prices will definitely drop in the future. After all, the current housing prices are so outrageous that one month’s salary can only buy one or two square meters.
Wang Liang shook his head and insisted: "Honey, I am where I am today just because I believed in Brother Mo's words.
I want to continue to believe his words and buy a house in the imperial capital!
I can listen to you on other things, but on this matter, I want to make my own decision, okay? "
Xiao Churan thought for a while and nodded.
She knew that although Wang Liang was honest and obedient to her, he also had his own temper.
Wang Liang decided that it was the right thing to do. Even 10 cows couldn't pull him back.
At the same time, Xiao Churan believes that just using the profits to buy a house will not affect the business, and after the house is bought, if it is really unsuitable, the worst thing is to sell it at a loss.
If you quarrel with Wang Liang because of this, it will definitely affect their relationship. There is no need.
“Okay, I’ll listen to you and buy a house in the imperial capital!
If it appreciates, it's best. If it falls, you should just buy it and learn a lesson. I'll make it back with you. "
Xiao Churan said cheerfully.
At this moment, Wang Liang was extremely moved.
Because his wife did not rely on her own intelligence to make her own decisions, denying her own decisions like Lu Xinxin did.
She is willing to support her decision, even if she feels that the decision is wrong in her heart, she will never look back!
"Thank you, wife."
Wang Liang hugged Xiao Churan and actually cried.
Xiao Churan patted his back and said with a smile: "What a big deal, why are you crying?"
"I...I just feel...that there is a woman in this world who can stand by me without hesitation. I am very happy...really...couldn't be happier..."
Wang Liang choked with sobs.
"It should be, because I am your wife!"
Xiao Churan said softly.
After a while, the young couple began to study where to buy a house.
"I estimate that by the end of the month, we should be able to come up with 500 million.
This is my idea. I want to buy two 100-square-meter houses in the second ring road of the imperial capital at the country's best kilometers primary school. The approximate price is 400 million, and the decoration and furniture are all ready.
Another 1 million will be used to buy two three-bedroom apartments in the Olympic Village area. "
Wang Liang talked about his plan.
Because he clearly remembers that Chen Mo said in his speech the principles for buying a house in 2005: Try to buy houses in key school districts. If there is no choice in houses in key areas, buy outside the Fifth Ring Road.
"Okay, it's all up to you. Just buy whatever you want." Xiao Churan said.
She has not done any research on real estate, not to mention that the matter has come to this, so she might as well support Wang Liang to the end.
"I think I'll take part of the money to pay the down payment today and get the house ownership first. I can pay off the subsequent expenses slowly or in one go at the end of the month," Wang Liang said.
"What? Are you in such a hurry? If you go now, you will have to find a bank loan. Even if you pay it off next month, it will probably cost [-] to [-] yuan in interest. Why are you in such a hurry?" Xiao Churan didn't understand.
“Nowadays, if you buy a house in the Olympic Village, you are no longer allowed to settle in it. For the two houses in the second ring road that are in the school district of the best primary school, I asked the developer that you can settle down if you buy two or more houses.
I want to move our household registration there as soon as possible to avoid long nights and dreams. "Wang Liang said.
"Oh, it's just a household registration, what's the point? I don't believe that after this month, if the developer spends another 400 million to buy a house, it can help to get a settlement quota!" Xiao Churan said.
"I still want to get it done early and have peace of mind, because Brother Mo said that in the future, the imperial household registration will be very, very valuable, and you can't get it even if you pay millions." Wang Liang said.
"Okay, you decide. After all, we have paid out several million dollars, and we are not short of the tens of thousands of dollars in interest. Just spend the money to make you happy." Xiao Churan said.
But when Wang Liang's parents heard about this, they immediately came to persuade Wang Liang.
"Son, you are confused! Experts have said that housing prices in the imperial capital are too high and the bubble will burst in a few years!
The current houses in Jiangbei are considered luxury houses for 1000 yuan per square meter. You can buy a large flat floor with fine decoration for 50 yuan. Why do you have to spend money on it in the imperial capital? "
"That's right! With this money, you and your wife can keep it in the bank and earn interest. It will be enough for you and your wife to live without worries for a lifetime! You will buy all the houses in the imperial capital, and you will have to pay property fees every year. When the bubble bursts in a few years, the housing prices will If it plummets, the house will fall into your hands!
At that time, even if you want to sell it, you won’t be able to sell it, and you won’t even know where to cry! "
"Dad, Mom, I know this well, so don't worry about it."
"What do you have in mind? Your father and I have walked more roads than you have crossed, and we have eaten more rice than you have eaten salt! Don't I know better than you?
You can stop me from buying a house in the imperial capital as soon as possible!You don’t understand anything, why are you pretending? "
"Son, listen to your father. He has been through many strong winds and waves. You are still young, too young, and your vision is too narrow!"
Wang Liang said speechlessly: "Mom and dad, please don't get involved in this matter, okay? Chu Ran and I have already discussed it."
"I'm your father!!! Can I ignore you? What am I doing that's not for your own good? I'm telling you, if you take this money to buy a house in the imperial capital today, don't recognize me as your father!!!"
