Chapter 2521: Typical Chen's Conspiracy
Anyone who has worked in mortgage loans knows that if the value of the mortgaged property is far lower than the mortgage amount, there will be a risk of default.
When Chen Mo mortgaged the gold mine earlier, the price of gold was high, and Chen Mo was mortgaging at a loss. Even if he didn't pay back the money, the six major chaebols could all make money. The initiative was completely controlled by the six major chaebols.
But now that the price of gold has fallen to this level, the collateral is far less valuable than the loan, so the initiative is in Chen Mo's hands.
In this case, if Chen Mo fails to repay the money on time, the usual practice of the six major chaebols is to only require the principal to be repaid, without paying any interest, in order to avoid financial risks.
Even more frightening is...
The second mortgage of Hongxing Gold Mine is actually a breach of contract!
The secret operation is ok.
Once Chen Mo finds out, the consequences will be disastrous!!!
You must know that the contract between Chen Mo and the six chaebols stipulates that Chen Mo can repay the money in advance at any time, and if the six chaebols cannot return the gold mine after Chen Mo repays the money, they will have to pay a sky-high penalty!!!
Thinking of this, Nohara Shintaro scratched his head and said, "Ms. Jiang, um...how about this? Our six major financial groups are not short of money recently. How about we cancel this business?"
As compensation, we can give you any project resources from the six chaebols."
Jiang Pengyue smiled slightly and shook his head gently: "Our bank's main business is lending, and we don't need other projects."
Nohara Shintaro thought about it and could only say helplessly: "How about this, let's calculate according to the interest rate in the industry. I will directly give you one month's loan interest and cancel this business.
In other words, you don’t have to do anything and you get a huge amount of interest for free!”
Jiang Pengyue crossed his legs, put his arms around his chest, and said arrogantly: "If the business is not cancelled, I can get three months' interest. There are still two months left."
Nohara Shintaro was very angry, and finally he said, "Two months' interest! I'll give you two months' interest for free, okay?"
Jiang Pengyue still shook his head: "No."
Nohara Shintaro was furious: "That's enough! I'm giving you two months' interest for free, and you don't have to do anything. How much manpower and material resources and handling fees have you saved? Your profit is already not much different from three months' interest. Why are you still being so aggressive for such a small thing?"
Jiang Pengyue knocked on the table and emphasized: "Mr. Nohara, watch your words! I'm not being aggressive, it's you who want to regret it now! We can obviously make more money, why should we make less?
If you really don't want to do business anymore, that's fine, we'll just pay you according to the penalty for breach of contract, there's no need to say anything nonsense."
Nohara Shintaro was speechless and could only wave his hands, saying helplessly: "Okay, okay, I give in to you. According to the contract, I will give you three months' interest for free and cancel this business. Is that okay?"
however……
Jiang Pengyue smiled slightly, but still shook his head!!!
This time, Nohara Shintaro couldn't hold it in any longer and he stood up and cursed:
"Fuck! You are really going too far! You don't have to do business, you don't have to pay any money, and I will give you the interest for free, why would you not want to do that?!"
Jiang Pengyue spread his hands: "No way, this is the way our bank works. We will never take advantage of any customer for free. We will not give you a penny less of the money we should lend you."
You must also have the gold mine that you should mortgage to us!
Otherwise, we will follow the contract and treat it as a breach of contract!!!"
At this moment, Nohara Shintaro vaguely felt that something was wrong.
Why does the other party insist on mortgaging the gold mine himself?
Is there some conspiracy here?
No!
This gold mine cannot be mortgaged!
Nohara Shintaro snorted coldly and said, "I don't want to mortgage the gold mine anymore. I can pay the interest as usual. If you are willing, we can sign the contract and you can take the money and leave. If not, go and sue me!"
Jiang Pengyue narrowed his eyes slightly: "Mr. Nohara, are you sure you want to force the breach of contract?"
Nohara Shintaro said arrogantly: "This is Sakura Country, the world of our six major financial groups, what can you do to me?"
Jiang Pengyue clapped his hands, and a group of blond-haired, blue-eyed foreign elites in suits and ties immediately came in.
"These people are the Sunset Empire Royal Lawyers Team specially hired by our bank. If you don't follow the contract, I will of course sue you. But not in Sakura Country, but in the Sunset Empire and the International Court!
The exchange rate of Sakura Coin is not very stable now, right?
At this time, the six major chaebols that represent the wealth and power of Sakura Country have credibility problems. Do you think the exchange rate of Sakura Coin will plummet?"
Upon hearing this, Nohara Shintaro broke out in sweat.
He originally thought that the bank where Jiang Pengyue worked was a medium-sized bank. After all, he had never heard of it before. However, a bank that was able to provide mortgage loans for the Hongxing Gold Mine must be quite strong.
Now Nohara Shintaro discovered...he was wrong, absolutely wrong!!!
The Sunset Empire Royal Lawyers Group is the exclusive legal team of the Sunset Royal Family!!!
In addition to its own strong strength, the most important thing is... it represents the royal family of the Sunset Empire!!!
The Sunset Empire occupies one of the five seats in the International Court of Justice and has a veto power!
If this really gets brought to an international court, the six major chaebols will never win based on the contract written in black and white!
The six major chaebols directly represent the Sakura Country, and the credibility of the six major chaebols is the national credibility of the Sakura Country.
The rise and fall of a currency is directly linked to a country's credibility.
Once you lose, the exchange rate of Sakura Coin will inevitably be affected!
Now that the exchange rate of Sakura coins has finally stabilized, Nohara Shintaro doesn't dare to joke about this matter.
At this point, Nohara Shintaro lost his temper and said helplessly, "Then let's go through the process according to the contract. But I have one condition. The fact that I mortgaged the Hongxing Gold Mine for the second time cannot be leaked."
Jiang Pengyue patted his chest and said, "Don't worry, we Daxia people are the most honest when we cooperate with others, and we will never leak secrets."
Nohara Shintaro hesitated for a while, then waved his hand: "Go and get the mortgage documents for the Hongxing Gold Mine!"
Soon, both parties completed the process and signed the mortgage loan contract under the witness of the legal team.
Jiang Pengyue gave the money readily.
But Shintaro Nohara was not happy at all even though he had a large sum of money.
Originally, his mortgage was calculated at 2000 Ba Guo currency per ounce, but now it has shrunk to less than 500!!!
What's the point for him to get such a small amount of money and take such a big risk?
after awhile.
Nohara Shintaro pulled himself out of his thoughts, only to find...
Jiang Pengyue hasn't left yet!
"Ms. Jiang, have we completed all the procedures?" asked Shintaro Nohara.
"We're done." Jiang Pengyue said with a light smile.
"Then why don't you leave? I'm very busy and don't have time to entertain you." Nohara Shintaro said unhappily.
"Oh, I'll leave soon, but I still have a good show to watch."
Jiang Pengyue said with a smile.
"A good show? What good show?"
Nohara Shintaro asked in confusion.
Under Nohara Shintaro's puzzled gaze, Jiang Pengyue took out his cell phone and dialed a number: "Hello, um, I've got it done here, you can come over."
Chen Mo on the other end of the phone grinned and asked someone to rush to Nohara Shintaro's office with the mortgage contract.
On the other side, Nohara Shintaro still asked in confusion: "Ms. Jiang, who are you talking to on the phone?"
Jiang Pengyue smiled and said, "No one, just a partner. Mr. Nohara, just be patient, you will find out who it is in a moment."
Half an hour passed quickly while Nohara Shintaro waited in confusion.
Just at this moment, Chen Mo came!
When Nohara Shintaro's assistant heard that it was Chen Mo who came, he immediately came forward and bowed with a smile and said, "Mr. Chen, why are you here?"
Chen Mo laughed heartily and said, "I'm here to pay back the money! During this period, I really have to thank you six chaebols. If you hadn't given me a mortgage, I wouldn't have been able to make so much money in the Sakura Coin market and the gold market."
The assistant's mouth twitched and he was extremely panicked.
Now Hongxing Gold Mine has been mortgaged for the second time!
If Chen Mo wants to pay back the money and the gold mine at this time, where can the six big chaebols get the gold mine for him?
Isn’t this a definite breach of contract?
"Mr. Chen, our president is not here today. I can't make the decision on such a big business. How about you come back tomorrow?"
This assistant was very professional and immediately took the initiative to buy time for Nohara Shintaro.
Unfortunately, she didn't know that Chen Mo came prepared.
"Haha, Miss Assistant, please stop joking. Isn't Mr. Nohara signing a contract with Miss Jiang in here? And they just finished signing it." Chen Mo said with a faint smile.
The assistant's smile froze on his face.
She knew things were going to go wrong!
"Then...then let me make an announcement..."
Seeing that there was no way to hide it, the assistant could only hurried to Nohara Shintaro's office.
Nohara Shintaro was still waiting in confusion.
At this moment, the door of the office was pushed open.
The assistant came in panting, and said in panic, "Boss, this is bad!!! Chen... Chen Mo is here! He wants to pay back the money in advance and take back the Hongxing Gold Mine!!!"
"what?!"
Nohara Shintaro stood up all of a sudden, looking extremely panicked.
"Quickly stop him and tell him I'm not here!!! Don't let him in no matter what!!!"
Nohara Shintaro roared.
"Hayi!!!"
The assistant was busy preparing to stop the person.
A hearty and loud laugh came from outside the door.
“Hahaha, Mr. Nohara is so polite that he even specially asked someone to greet me!
Don't bother, I can do it myself."
Chen Mo, Leng Feng and others strode into the office.
The moment he saw Chen Mo, Nohara Shintaro's face turned pale and his lips turned white.
"What's wrong? Why do you look unhappy, Mr. Nohara? I'm here to give you money and interest, why are you unhappy?"
Chen Mo said in surprise.
Nohara Shintaro looked at Chen Mo, then at Jiang Pengyue who had a playful look on his face, and suddenly he realized as if struck by lightning: "You...you guys teamed up to deceive me!!! This is a trap you set!!!"
Nohara Shintaro pointed at Jiang Pengyue tremblingly: "Despicable Daxia people, didn't you say you wouldn't leak the secret?"
Jiang Pengyue stood up, crossed his arms, and said disdainfully: "Yes, I did say that we Daxia people are the most honest when we cooperate with others, but are you Sakura people considered human beings?"
"you!"
Nohara Shintaro slumped to the ground.
My mind kept recalling things about the Hongxing Gold Mine.
This is another typical Chen conspiracy!
If Nohara Shintaro does not re-mortgage the Hongxing Gold Mine, he will have to pay liquidated damages to Jiang Pengyue. If he acts in accordance with the contract, he will have to pay liquidated damages to Chen Mo.
No matter what he does, he can't escape the fate of paying a sky-high penalty!
But no matter how hard he tried, he couldn't figure out how Chen Mo had set up such a perfect scheme.
Chen Mo pulled over the boss chair, sat on it arrogantly, lit a cigarette, and slapped the loan contract in front of Nohara Shintaro: "Mr. Nohara, I am going to pay you back the loan money with interest. Please also take out my Hongxing Gold Mine documents for me to check!"
How could Nohara Shintaro possibly come up with it?
"Chen Mo, you are so despicable! You actually sent Sun Mingyue to deceive me and set up such a vicious trap for me!!!"
