Chapter 303 Chen Haonan surrenders
·
Ku Mao
As long as this project is completed, it can later be transformed into a payment channel similar to Huabei and Jianbei. In the future, you can make money, money comes, and you can make money continuously while lying at home!
The biggest difficulty in this type of project is actually debt collection.
With people like Chen Haonan, this problem will be solved!
Chen Mo is really laughing now!
This is giving you pillows when you are sleepy, and steamed buns when you are hungry!
He also has to thank Liu Mingwei for sending these people!
"We are definitely good at collecting debts, but what if we really don't pay back the debt, or if we are really shameless and refuse to pay back? Based on my many years of debt collection experience, there are [-]% people like this." Chen Haonan asked.
"Good question." Chen Mo nodded with satisfaction. Chen Haonan's question can be said to be down to its essence.
"First, we need to curb bad debts at the source. That is to say, when lending, we must carry out certain screening to select people who can afford to repay the loans and reduce the bad debt rate. However, this only treats the symptoms but not the root cause."
"Second, it is the root cause of the problem, which will also involve my second project - express delivery!"
Chen Haonan asked without hesitation: "Express delivery?"
Chen Mo smiled and began to explain in detail.
Although the express delivery industry began to develop in 1996, it did not have the foundation of the Internet in the early stage and developed slowly. Therefore, there is a huge vacancy in the market now!
Express companies such as Moufeng and Mouda are still small workshops!
In 2000, everyone was accustomed to using the official express delivery - postal express!The postal express delivery on this matter can be said to be appallingly slow!If you send a letter, you may not receive it for ten days and a month!
Chen Mo is completely confident that the latecomers will come first!
Those college students who can't repay their loans can be allowed to join their own express delivery company. The number of colleges in a city can completely cover the entire city!
Taking advantage of this advantage, all parts of the country can be connected. Once it reaches a large scale, any express delivery companies such as Feng, Da, and Dong that have not yet appeared in the future will have to step aside!
"That's it!" Chen Haonan suddenly became excited.
If it is true as Chen Mo said, there is someone in this industry who can make a lot of money and become a big boss in Hong Kong!
"By the way, I forgot to mention that the loan interest rate cannot be higher than 24%, and debt collection cannot be violent. The most is verbal intimidation. Do you hear that?" Chen Mo said.
Anything above 24% is considered usury.
Chen Mo will not do anything illegal.
"The interest rate is so low..." Chen Haonan was a little disappointed.
If the interest rate is raised to 50%, or even 100%!
There are thousands of universities in Daxia, how quickly the money comes in!
“Don’t worry, interest rates are low, and a lot of people still can’t pay their bills.
When the time comes, you will have to work in our express delivery company.
At that time, wages were based on the local minimum standards.
For example, our minimum standard in Jiangbei is now 150 yuan, but wouldn't it be better if you asked him to do a job for 3000 yuan? "Chen Mo said with a smile.
When Chen Haonan calculated the profit margin, he shuddered instantly!
2000% interest rate! ! !
This is too cruel! ! !
Zhou Bapi would tremble when he saw it, and Grandet would cry when he saw it!
The most crucial point...
This is reasonable and legal! ! !
We pay the minimum wage to our employees, who can say we are unreasonable?
You can live a long life but earn little money, and your employees are happy, even if the King of Heaven comes, I won’t be able to care about it!
Thinking of this, Chen Haonan couldn't help but sigh: "Brother Mo, compared to the rest of us in society, capitalists like you are the ruthless characters who eat people without spitting out their bones!"
"Come on, I never do anything harmful to nature." Chen Mo said with a smile.
"boss!"
Without any hesitation, Chen Haonan stood up and respectfully called boss.
To earn Liu Mingwei's 10 yuan is to walk on the edge of a knife. You might have to go in and squat for a few years.
But it is different with Chen Mo. Everyone has said that it is a regular company, and judging from Chen Mo's decisive temperament, he will definitely not be a fool in the future.
If he doesn't agree again, he will really be a fool.
"Well, get ready. The day after tomorrow, we will go to Hong Kong City University to conduct a pilot project. If the results are good, we will promote it nationwide!"
Chen Mo patted Chen Haonan on the shoulder and said with a smile: "Work hard. This is a big project with a profit of 9000 billion in the future. How much meat you can eat depends entirely on you."
"Yes! Boss!"
Chen Haonan was encouraged by Chen Mo and wanted to pack up his things and go to Hong Kong City University to start work now!
"Didi~~~"
At this time, an extended Rolls-Royce commercial vehicle drove over.
The younger brother next to Chen Haonan immediately exclaimed: "Brother Haonan, that's the Huo family's car!"
For a moment, everyone looked towards the car, with awe and envy in their eyes!
The Huo family is an out-and-out wealthy family in Hong Kong City and even Daxia!
Compared with those gangsters like them who are just eating on the roadside, it's like heaven and earth!
At this time, the car door opened and a dignified middle-aged man stepped out.
"Yes...it's Huo Zhenhua!!!"
A younger brother couldn't help but excitedly shook Chen Haonan's hand, like a crazy fan who saw his idol and screamed: "Brother Haonan, look! It's Huo Zhenhua!!!"
Huo Zhenhua was not followed by any bodyguards.
Because in Hong Kong City, no bastard would dare to attack the Huo family!
This is the confidence of the wealthy Huo family!
Chen Haonan looked at the domineering Huo Zhenhua and felt fascinated.
This is the boss he wants to be!
However, the next moment, Huo Zhenhua suddenly walked quickly towards this place, stopped beside Chen Mo, and said with a smile: "Chen Sheng, I'm here to pick you up."
boom! ! !
In the eyes of Chen Haonan and others, this scene made them feel as if they were struck by five thunders, and their world view was about to collapse! ! !
This is Huo Zhenhua, the dignified head of the Huo family, the eldest son of Huo Yingxiong, and the current president of the Huo Group! ! !
In the entire port city, how many people can make Huo Zhenhua respectful?
However, he was so respectful in front of the cheap boss he just recognized?
Moreover, it seems that Huo Zhenhua drove the car himself and acted as the driver to pick up Chen Mo?
This……
Chen Haonan only felt that he was burnt on the outside and tender on the inside. His face was full of shock and disbelief, and he couldn't even close his jaw!
Huo Zhenhua glanced at Chen Haonan and the others, looking at the arrogant gangsters, and frowned: "Chen Sheng, are you in trouble?"
"Do you need my help with this?"
Chen Haonan and others trembled instantly!Sweating profusely!
The Huo family can directly contact the war zone!
If he dealt with it, he would really "deal with" them all!
"No, I met some old friends and had a few drinks together."
Chen Mo waved his hand, then turned to Chen Haonan and said: "Haonan, Mr. Huo and I are going to have a cup of tea, so I won't chat with you anymore."
After saying that, Chen Mo, led by Huo Zhenhua, strode into the car that Chen Haonan would never be able to get into.
Looking at the back of the luxury car driving away, Chen Haonan's eyes were dull and lost, as if he was dreaming.
a long time.
Shan Ji, the most trusted younger brother around Chen Haonan, swallowed his saliva and said in shock: "Brother Haonan, tell me, who is our boss?
Dare you let Huo Zhenhua be his driver? ! "
Chen Haonan took a puff of cigarette, thought for a moment and then said: "Don't ask, he is a big shot we can't afford to offend anyway!"
"That damn Liu Mingwei wants to kill us brothers for 10 yuan!"
If he really touched Chen Mo today, would the Huo family make them hiss?
"Brother Haonan, what should Liu Mingwei do?"
Since he has joined Chen Mo, he must submit a certificate of surrender, Shanji asked cautiously.
"The boss won't say anything, but we have to give him an explanation!"
Chen Haonan put out his cigarette and said with sinister eyes: "Let's go! Let's settle the score with that boy!"
……
It was dark and the road was dark, so Liu Mingwei walked close to the wall and walked into the alley.
He also thought that he would not pay the remaining 5 yuan without seeing Chen Mo's injuries with his own eyes...
The light of the flashlight suddenly shone on his face, and a man jumped out, threw him to the ground, and hit his arm hard with a baseball bat - severe pain!
Liu Mingwei felt that his bones were broken and his flesh was rotten. His vision turned black and he fainted.
The biggest difficulty in this type of project is actually debt collection.
With people like Chen Haonan, this problem will be solved!
Chen Mo is really laughing now!
This is giving you pillows when you are sleepy, and steamed buns when you are hungry!
He also has to thank Liu Mingwei for sending these people!
"We are definitely good at collecting debts, but what if we really don't pay back the debt, or if we are really shameless and refuse to pay back? Based on my many years of debt collection experience, there are [-]% people like this." Chen Haonan asked.
"Good question." Chen Mo nodded with satisfaction. Chen Haonan's question can be said to be down to its essence.
"First, we need to curb bad debts at the source. That is to say, when lending, we must carry out certain screening to select people who can afford to repay the loans and reduce the bad debt rate. However, this only treats the symptoms but not the root cause."
"Second, it is the root cause of the problem, which will also involve my second project - express delivery!"
Chen Haonan asked without hesitation: "Express delivery?"
Chen Mo smiled and began to explain in detail.
Although the express delivery industry began to develop in 1996, it did not have the foundation of the Internet in the early stage and developed slowly. Therefore, there is a huge vacancy in the market now!
Express companies such as Moufeng and Mouda are still small workshops!
In 2000, everyone was accustomed to using the official express delivery - postal express!The postal express delivery on this matter can be said to be appallingly slow!If you send a letter, you may not receive it for ten days and a month!
Chen Mo is completely confident that the latecomers will come first!
Those college students who can't repay their loans can be allowed to join their own express delivery company. The number of colleges in a city can completely cover the entire city!
Taking advantage of this advantage, all parts of the country can be connected. Once it reaches a large scale, any express delivery companies such as Feng, Da, and Dong that have not yet appeared in the future will have to step aside!
"That's it!" Chen Haonan suddenly became excited.
If it is true as Chen Mo said, there is someone in this industry who can make a lot of money and become a big boss in Hong Kong!
"By the way, I forgot to mention that the loan interest rate cannot be higher than 24%, and debt collection cannot be violent. The most is verbal intimidation. Do you hear that?" Chen Mo said.
Anything above 24% is considered usury.
Chen Mo will not do anything illegal.
"The interest rate is so low..." Chen Haonan was a little disappointed.
If the interest rate is raised to 50%, or even 100%!
There are thousands of universities in Daxia, how quickly the money comes in!
“Don’t worry, interest rates are low, and a lot of people still can’t pay their bills.
When the time comes, you will have to work in our express delivery company.
At that time, wages were based on the local minimum standards.
For example, our minimum standard in Jiangbei is now 150 yuan, but wouldn't it be better if you asked him to do a job for 3000 yuan? "Chen Mo said with a smile.
When Chen Haonan calculated the profit margin, he shuddered instantly!
2000% interest rate! ! !
This is too cruel! ! !
Zhou Bapi would tremble when he saw it, and Grandet would cry when he saw it!
The most crucial point...
This is reasonable and legal! ! !
We pay the minimum wage to our employees, who can say we are unreasonable?
You can live a long life but earn little money, and your employees are happy, even if the King of Heaven comes, I won’t be able to care about it!
Thinking of this, Chen Haonan couldn't help but sigh: "Brother Mo, compared to the rest of us in society, capitalists like you are the ruthless characters who eat people without spitting out their bones!"
"Come on, I never do anything harmful to nature." Chen Mo said with a smile.
"boss!"
Without any hesitation, Chen Haonan stood up and respectfully called boss.
To earn Liu Mingwei's 10 yuan is to walk on the edge of a knife. You might have to go in and squat for a few years.
But it is different with Chen Mo. Everyone has said that it is a regular company, and judging from Chen Mo's decisive temperament, he will definitely not be a fool in the future.
If he doesn't agree again, he will really be a fool.
"Well, get ready. The day after tomorrow, we will go to Hong Kong City University to conduct a pilot project. If the results are good, we will promote it nationwide!"
Chen Mo patted Chen Haonan on the shoulder and said with a smile: "Work hard. This is a big project with a profit of 9000 billion in the future. How much meat you can eat depends entirely on you."
"Yes! Boss!"
Chen Haonan was encouraged by Chen Mo and wanted to pack up his things and go to Hong Kong City University to start work now!
"Didi~~~"
At this time, an extended Rolls-Royce commercial vehicle drove over.
The younger brother next to Chen Haonan immediately exclaimed: "Brother Haonan, that's the Huo family's car!"
For a moment, everyone looked towards the car, with awe and envy in their eyes!
The Huo family is an out-and-out wealthy family in Hong Kong City and even Daxia!
Compared with those gangsters like them who are just eating on the roadside, it's like heaven and earth!
At this time, the car door opened and a dignified middle-aged man stepped out.
"Yes...it's Huo Zhenhua!!!"
A younger brother couldn't help but excitedly shook Chen Haonan's hand, like a crazy fan who saw his idol and screamed: "Brother Haonan, look! It's Huo Zhenhua!!!"
Huo Zhenhua was not followed by any bodyguards.
Because in Hong Kong City, no bastard would dare to attack the Huo family!
This is the confidence of the wealthy Huo family!
Chen Haonan looked at the domineering Huo Zhenhua and felt fascinated.
This is the boss he wants to be!
However, the next moment, Huo Zhenhua suddenly walked quickly towards this place, stopped beside Chen Mo, and said with a smile: "Chen Sheng, I'm here to pick you up."
boom! ! !
In the eyes of Chen Haonan and others, this scene made them feel as if they were struck by five thunders, and their world view was about to collapse! ! !
This is Huo Zhenhua, the dignified head of the Huo family, the eldest son of Huo Yingxiong, and the current president of the Huo Group! ! !
In the entire port city, how many people can make Huo Zhenhua respectful?
However, he was so respectful in front of the cheap boss he just recognized?
Moreover, it seems that Huo Zhenhua drove the car himself and acted as the driver to pick up Chen Mo?
This……
Chen Haonan only felt that he was burnt on the outside and tender on the inside. His face was full of shock and disbelief, and he couldn't even close his jaw!
Huo Zhenhua glanced at Chen Haonan and the others, looking at the arrogant gangsters, and frowned: "Chen Sheng, are you in trouble?"
"Do you need my help with this?"
Chen Haonan and others trembled instantly!Sweating profusely!
The Huo family can directly contact the war zone!
If he dealt with it, he would really "deal with" them all!
"No, I met some old friends and had a few drinks together."
Chen Mo waved his hand, then turned to Chen Haonan and said: "Haonan, Mr. Huo and I are going to have a cup of tea, so I won't chat with you anymore."
After saying that, Chen Mo, led by Huo Zhenhua, strode into the car that Chen Haonan would never be able to get into.
Looking at the back of the luxury car driving away, Chen Haonan's eyes were dull and lost, as if he was dreaming.
a long time.
Shan Ji, the most trusted younger brother around Chen Haonan, swallowed his saliva and said in shock: "Brother Haonan, tell me, who is our boss?
Dare you let Huo Zhenhua be his driver? ! "
Chen Haonan took a puff of cigarette, thought for a moment and then said: "Don't ask, he is a big shot we can't afford to offend anyway!"
"That damn Liu Mingwei wants to kill us brothers for 10 yuan!"
If he really touched Chen Mo today, would the Huo family make them hiss?
"Brother Haonan, what should Liu Mingwei do?"
Since he has joined Chen Mo, he must submit a certificate of surrender, Shanji asked cautiously.
"The boss won't say anything, but we have to give him an explanation!"
Chen Haonan put out his cigarette and said with sinister eyes: "Let's go! Let's settle the score with that boy!"
……
It was dark and the road was dark, so Liu Mingwei walked close to the wall and walked into the alley.
He also thought that he would not pay the remaining 5 yuan without seeing Chen Mo's injuries with his own eyes...
The light of the flashlight suddenly shone on his face, and a man jumped out, threw him to the ground, and hit his arm hard with a baseball bat - severe pain!
Liu Mingwei felt that his bones were broken and his flesh was rotten. His vision turned black and he fainted.
