Chapter 1860: Debt Collection
After they hung up the phone, they went to the publishing house together.
The president of the publishing house has been waiting for a long time.
After the two men came back, the boss also stood up.
The president of the publishing house is Nie Xingyuan, who is over fifty years old.
He is the boss of a publishing house, but he is also a loan shark who secretly lends money at high interest rates.
But he did this in a very secretive way.
Of course, not everyone can borrow money.
First of all, you need to have your own house in a county or city.
And this house is the collateral.
If a car is not enough, a house is the most important thing.
And they will send someone to confirm that there is no problem with the house.
Only then will they choose to lend, and the amount of money loaned will not exceed the value of the house.
In this way, Nie Xingyuan will not suffer any loss.
Nie Xingyuan handed an IOU to the two people.
"Go and take back this money!"
"This man's name is Lin Chun, his address and everything is listed above."
"Go over there and get the money back. If you don't want it, tell them to leave!"
"The house belongs to us now. Besides, I will contact a lawyer to facilitate the subsequent legal procedures!"
Nie Xingyuan has already prepared everything.
It can be said that as long as he wants, he can get one-stop service.
Don’t want to pay back?
Then he can sue you directly in court.
But if you want to sue him for illegal lending.
That would be like hitting a wall.
Nie Xingyuan will not indulge these people.
As the boss of a publishing house, he does have some tricks up his sleeve.
Therefore, there is basically no benefit to be gained from him!
"Yes, we'll go there now!"
The two men left the office with the debt slip.
Then they drove together to Lin Chun's home.
Lin Chun's home is in the countryside, and he had previously bought a house in the county town.
Lin Chun also learned to do business from others.
So, I went to the bank and borrowed a lot of money.
It means using your own house as collateral.
But after the mortgage, his business failed.
I've always owed the bank.
The bank had its reasons, so it repossessed their houses and auctioned them off to stop its losses.
But even so, Lin Chun still owed the bank more than one million.
The whole family has moved to the countryside to live.
These are all old houses, with seven or eight people living in one house.
Lin Chun's parents are still alive, and he has several children.
The oldest is currently in college, and the youngest is in primary school in the village.
The youngest one can't walk yet, so he needs to be watched all the time.
When the two of them arrived at the village, they found out where Lin Chun's home was after some inquiries.
The door was open when the two of them walked in.
I saw a woman with a child on her back, sitting in the yard washing clothes.
"Is this Lin Chun's home?"
The man walked forward and asked.
When the woman saw them come in, she looked up at them.
"Yes, what do you do?"
The man took out the IOU and said.
"Lin Chun borrowed half a million from us!"
“That was a year ago.”
"Now the interest has compounded and it has reached 1.2 million!"
"And we came here to urge him to pay back his debt."
The woman listened to the man's words with an expressionless face.
After she finished washing the clothes, she lifted the basin with one hand and poured out the water.
The flowing water just came in front of the two of them.
The two of them had no choice but to move away and stand aside.
"This is Lin Chun's home, but Lin Chun is dead!"
"died?"
Both of them were stunned for a moment.
The woman hung the clothes on the clothesline in the yard, holding a basin in one hand.
"Yes, he died last year. If you don't believe me, come in and see!"
After the woman finished speaking, she walked into the room carrying the basin.
The two looked at each other and walked in.
Before reaching the door, one could hear coughing coming from the room.
In addition to the coughing sound, there was also a strong smell in the room.
The two of them walked in, covering their mouths and noses.
As soon as I entered, I saw two old people lying on the bed in the room.
The old man has a head full of white hair, which is very messy.
The woman put down the basin in her hand, put down the child behind her, and held him in her arms.
"As you can see, this is my home and Lin Chun's home as well."
"They are Lin Chun's parents. They had a serious illness last year and both of them are now paralyzed and bedridden."
"And I have to raise three children and take care of two elderly people by myself."
"I don't have any money to give you. Just take whatever you find valuable in the house!"
The two also looked at the things in the room.
There is basically no decent furniture.
Even the sofa is made of pieces of wood.
There was just a piece of cloth covering it.
Other than that, there are light bulbs and a radio.
The radio is also an old model from more than ten years ago.
There are very few radio programs available to listen to nowadays.
The two of them looked at this situation and felt touched.
But they also know that they cannot do anything kind.
They are here to collect money, and that is their job.
"Since you don't have the money to pay off your debts, the only thing you can do now is to mortgage your house!"
The man spoke.
"house?"
The woman looked up at her house.
The houses are decades old.
The wooden beams overhead are all exposed.
The wooden beams had turned very black.
Many of the tiles on top were also broken.
The house was leaking all afternoon.
“How much is a house like this worth?”
"If you want them, you can take them all!"
The two were stunned for a moment and immediately shook their heads and said.
"This is not the house we want. This house is worthless."
"We are talking about the houses in your county."
"According to the information we have obtained."
"You have a house in the county town!"
"The house has three bedrooms and a living room, and is worth five hundred thousand!"
This house was bought by Lin Chun some years ago.
At that time, their family still had some money.
But after buying the house, Lin Chun suddenly thought about doing business.
As a result, the business failed and he lost everything he could.
Lin Chun did not die, and he knew that he owed too much foreign debt.
So he had already run away, leaving behind his wife and parents.
Even the children at home are ignored!
For more than half a year, he never came back once, and he didn't dare to come back.
I’m afraid the debt collector will come to my door!
When the woman heard this, she couldn't help laughing.
"The house you mentioned has been taken away by the bank!"
"We don't have anything valuable in our house anymore. The only valuable thing is people."
"How about I sell the child to you?"
