Chapter 4: Small Coffers and Red-soled Black High Heels

In June 2005, in the center of Milan, the sun shone through the clouds onto the cobblestone road. Ancient buildings with fine carvings and elegant lines stood on both sides of the street. Fashionable shops, exquisite windows and the aroma of coffee all added a different atmosphere to this city full of historical heritage. It was the color of art, life and fashion...

After having a luxurious Chinese meal with Uncle Charles, Ricardo walked to the nearby Milan branch of Swiss Bank under the guidance of his uncle. Along the way, Ricardo and his uncle repeatedly confirmed the sponsors of the World Youth Championship and whether the referee committee had communicated well. They did not ask for preferential treatment or favoritism in every game, but only for fairness and justice...

Uncle Charles' appointment was for 2: pm, and the branch manager Douglas started to receive him (sorry, Ricardo could not remember what Douglas looked like at all, because...), and then the manager introduced a beautiful manager Chiara-Fontana to serve Ricardo.

Ricardo couldn't help but exclaimed in his heart: "Oh my god, this looks too much like Anne Hathaway, right?!" Then he swallowed unconsciously...

Uncle Charles and Manager Douglas left to discuss other business. Chiara led Ricardo into the office, sat in front of the semi-open desk, and helped Ricardo handle the business...

Ricardo took off his sunglasses and kept looking at the beautiful manager who looked like Anne Hathaway. Her light makeup was full of vitality, her neat and capable half-tied hair style was soft and beautiful, and she was wearing a well-tailored gray women's suit skirt. Under the narrow skirt that was below the knee, her beautiful calves were overlapped front and back. She was wearing gray stockings and a pair of elegant... well, red-bottomed black high heels on her feet - the red soles were facing up, and her magic power was boundless...

Beautiful lady: "Mr. Li Qi? Mr. Li Qi?"

Handsome boy: "Hmm? Sorry, excuse me, what are you asking me?"

Beautiful lady: "Please show us your passport and address information, and fill out this form..."

Chiara smiled generously, not caring at all that Ricardo was staring at her legs, and even deliberately stretched her grey silk legs a little further out...

This made Ricardo even more fond of this beautiful woman who was exactly what he liked; maybe this was also because of Ricardo's sunny and handsome young appearance, or maybe Chiara just treated Ricardo as a big boy like her younger brother.

……(loading of various materials)

Beautiful lady: "Mr. Li Qi, what kind of service functions do you need to apply for this high net worth investment account?"

Handsome young man: "Oh, I want to open the investment function of US securities, futures and options... and the investment function of foreign exchange, gold and crude oil index and futures... telephone banking service and online banking function... Oh, yes, I may be in Spain often, so I may need overseas international services... and apply for a credit card together..." When it comes to business, Ricardo is still reliable. He put his thoughts aside, sat upright and talked about all his needs.

……(various file processing)

Beautiful lady: "Mr. Li Qi, the investment account you applied for has a minimum daily balance requirement of $100 million."

Handsome boy: "No problem, I will deposit sufficient funds after the account is opened."

The beautiful woman: "Okay, I will be your exclusive account manager. If you have any needs, you can contact me at any time. This is my card with my phone number on it..."

Handsome boy: "Great!... Ahem, um, thank you. I'll wait for your notification..."

Ricardo silently put on his sunglasses to hide his embarrassment and reluctance, and followed Uncle Charles away.

…………

Beauty E: "Chiara, who was that handsome guy in a suit who just came to you? He's so handsome!"

Beauty A: "Ailano, the client's information cannot be disclosed!"

Beauty K: "You don't know this? You're still in the Milan branch. He's Ricardo Licci! The new generation of Italian football genius! Last year, he led Italy to win the U19 European Championship as captain! I heard that Nike even signed a multi-million dollar endorsement contract with him..."

Beauty D: "Yeah, I heard his family is super rich, his father is an engineer, his mother is from a wealthy family and is also a supermodel..."

Beauty F: "Oh, are you talking about my little Ricardo? I still have posters of him winning the U17 European Championship and the U17 World Championship. He's so cute..."

Beauty K: "Yeah, I still have his autographed group photo when he just joined Inter Milan's first team in the 03-04 season! He's so cute and handsome..."

…………

Beautiful women E, A, K, D, F: "Chiara, you need to help us get an autograph! By the way, check his family background when you have time..."

Beautiful lady C: "...Hmm? Okay!"

Chirp, chirp... chirp, chirp. Several female account managers gathered together and gossiped...

"So, he's so powerful (rich), no wonder he has a million dollars in savings at such a young age, probably from his endorsement fees; but he's quite handsome, sunny and smells good, is it Ferragamo's men's perfume? But he's 6 years younger than me..." Thinking of this, Chiara's ears turned red as she wore small silver earrings.

…………

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Ricardo, who had separated from his uncle Charles, was completely unaware of the gossip that a group of girls were saying about him behind his back. Instead, he called his cousin Francis and said, "...A-choo..."

Lao Shuaiguo: "Moshi Moshi, I'm Roca, how can I help you?"

Handsome boy: "Ciao, I'm Ricardo, my cousin... A-choo..."

Lao Shuaiguo: "Ha, my genius nephew Ricardo, is there anything you need your uncle to do? Do you have a cold? Do you need to use your little treasury..."

The handsome boy: "I don't have a cold... ah, sneeze... my nose just suddenly feels itchy... Yes, I'm opening an account. It may be ready next week. Please help me transfer the funds then... Yes, I'll give you the account number in advance..."

Lao Shuaiguo: "No problem, I have prepared the funds for you, you can transfer them at any time."

The handsome boy: "Also... Ahem... Have you communicated and emphasized with the sponsors that I asked my cousin to contact before?... Yes, the competition will start on June 6th... Yes, we don't ask for preferential treatment or favoritism in every game, but we ask for fairness and justice as much as possible..."

…………

The call was not long. After hanging up, Ricardo rubbed his nose. Why did his nose suddenly itch? In addition to reminding his cousin that the World Youth Championship was about to start, Ricardo mainly wanted to transfer the small treasury that was placed with his cousin to manage it himself; after all, the small treasury was already very exaggerated. If it goes on for a few more years, I don’t know if my cousin can still keep his fragile heart and the unreliable ethics of the rich second generation...

When it comes to Ricardo's small treasury, we have to start from the 1996 European Cup in England...

At that time, Ricardo had just recovered from aphasia for about a year. Facing the upcoming European Cup, in addition to carefully verifying whether his extra future memories were reliable, he also had to make some preparations for the more distant future, right?

After all, it is not easy for an 11-year-old to do anything. Although the explosion in the past year has allowed Ricardo to show a mature mind far beyond his peers in his circle of acquaintances, a potential football talent and a Chinese-like mathematical talent...

So what did Ricardo do during the European Cup? He mainly made a few small bets with his cousin, and used a few pages of randomly selected calculus function formulas and tables superimposed with the European Cup schedule to deceive his cousin: betting that Italy would go home in the group stage, the Dutch would die in the 12-yard box, and the Czech Republic would magically make it to the finals, but the victory and the championship would belong to the Germans. Without a doubt, Ricardo won both, and made his cousin 50% believe that Ricardo had calculated the wins and losses based on mathematics...

Yes, 50% is half-belief, indeed, those calculus function formulas can be seen as unreliable by any undergraduate who has studied advanced mathematics, but who can blame my cousin for being a liberal arts student? And it was a half-bought, half-given…

So the cousin was willing to accept the loss and used his privilege as a second-generation rich man to take out the securities investment account he opened at JP Morgan Chase to help Ricardo with the mathematics and investment practice project for his elementary school graduation project. There was also $30 in the account for Ricardo to use at will. Any profits would belong to Ricardo, and any losses would belong to Francis. He also arranged for his secretary Natalia to help Ricardo connect with banks and securities firms to place orders. Otherwise, who would care about an 11-year-old kid...

As for why Ricardo went to his cousin, of course, his cousin was a second-generation rich man with money and connections; another reason was that Ricardo used his maturity far beyond his peers to discover a secret of his cousin...

Using old Richie's more than 40 years of life experience and many close observations, Ricardo made bold assumptions, carefully verified, and explored tirelessly. Finally, through a specially arranged encounter and coincidence, Ricardo took precious photos of his cousin and his boyfriend on a date!

That’s right, my cousin was originally from Brokeback Mountain, and he was the one with number 0! My cousin often dated various beauties, but he was just pretending to deal with his great-aunt who was only looking for a grandson!

Of course, Ricardo deleted the photo on the spot without retaining it; but seeing Ricardo's pretentious look as he solemnly swore with the sexual happiness of his beloved brother's lower body, the cousin also only believed it 50%, maybe 49% would be more accurate...

So the cousin had to accept the loss and when Ricardo offered to split the profits 5:5, the cousin still said generously that he had the integrity and pride of a rich second generation and how could he take advantage of little Ricardo? All the profits would go to Ricardo, and all the losses would be his...

But only about two years later, Francis' uncle flattered Ricardo and negotiated with him, considering that he had put up the principal (Ricardo: "That $2 was lost by my cousin in a bet!"): "Let's split the profits 30:3..."

Ricardo: “Huh?!”

The flattering old handsome guy took a breath and continued to add: "My cousin is the little three, Ricardo, you are the big seven..."

"Oh, okay!" Seeing that his cousin expressed so sincerely, and after all, he still had to rely on his cousin for cover, and many subsequent troubles would need to be dealt with by his cousin, Ricardo agreed very readily!

Seeing his nephew agree to his price so readily, Francis couldn't help but feel annoyed in his heart: "...Fuck... He agreed so readily?! I was careless... I offered too low a price. I should have agreed to 55... Forget it, I am a rich second-generation with integrity and pride. I can't go back on my words. I have to keep my word..."

Why couldn't the cousin control himself? Look at Ricardo's amazing operation, which mainly relied on old Li Qi's knowledge and information from the future; although he doesn't remember the details, as a cross-field engineer studying financial investment, Ricardo admires old Li Qi's huge knowledge reserve. By following the general trend, he can easily reach the peak of his life. Let's see how $30 can be turned into 4B in 0.3 years (as long as you do your homework well, your life needs no explanation)...

I started buying the US dollar index after August 96. With the support of the 8x leverage margin trading model provided by Morgan Stanley, I used 50% margin to buy the US dollar index CFDs and roll over. The high leverage does not require too much capital to open a position, in case of large fluctuations triggering forced liquidation...

It started to rise, then fell, and I ignored it. By the end of November, I only made a few points of profit... But soon it started to rise like a rocket, and after making 11% of the profit, I started to increase the margin usage ratio...

He ignored the corrections in the middle until there was news that Thailand announced it would abandon the fixed exchange rate system and began to gradually close its positions. From August 96 to July 8, the US dollar index rose by about 97%, and Ricardo's average position was about 7%. This buy-and-hold strategy increased Ricardo's piggy bank from US$15 to US$15, more than doubling it.