Chapter 893 [Master-level trading techniques]

Real estate is still a pillar industry in the current economic structure, and it will be difficult to change this within a period of time, because a house is not just a house itself, it drives too many upstream and downstream industries or industries.

For example, metallurgy, non-ferrous metals, building materials, transportation, construction, design institutes, service industry, electric power, water conservancy, road transportation, home appliance industry, labor employment, financial industry, etc.

We are now facing another period of economic downturn pressure. On the one hand, industrial upgrading has not yet been completed. On the other hand, the downturn in the property market has caused many industries to also slump, which in turn will affect the employment of many people.

In fact, real estate cannot be failed, but it cannot be speculated.

In any country, the real estate industry cannot fail.

It's just that the mainland's real estate industry has suffered from overweighting that it shouldn't have to bear, so that the most basic residential properties of houses have gradually been marginalized. The reason for this is that this road is too smooth and too easy.

As soon as the land was sold and the houses were built, money came in, and the GDP soared. The results were quick and immediate.

This is much smoother than the transformation and upgrading of high-tech industries. Industrial upgrading involves a lot of investment, slow results, and high risks. If you fail, you will have to take responsibility. Even if you succeed, you will not be in a good place. It will take advantage of the successors, so few people are willing to do it. .

This is evident from the industrial upgrading that Stars Capital is engaged in. A high-tech project can cost astronomical figures of tens to hundreds of billions, and the time can often be measured in ten-year cycles.

But the path of industrial transformation and upgrading must be taken, because it is the only correct answer. The success of industrial transformation and upgrading is the key to whether we can overcome the middle-income trap.

The crazy suppression in Europe and the United States to prevent you from upgrading your industry is actually trying to push you into the middle-income trap. If you really fall into it, it will be dangerous.

Only when industrial transformation and upgrading is completed, replacing the property market as the new core pillar of the economy, will the residential nature of houses return, and the entire national economic structure be able to complete a magnificent turn and cross the so-called middle-income trap, truly entering the ranks of developed countries.

…

That night, news broke that the wealth fund had oversubscribed 6 trillion yuan this time, causing a sensation in the capital market.

It turns out that it’s not that everyone has no money, it’s that they all keep their money in their pockets and don’t let go of the eagle when they see the rabbit.

After wealth funds launched financial products that were almost guaranteed to win, everyone rushed to spend their money to bet.

When many people in the real estate industry saw this, they looked like outsiders watching the show, but deep down they were very anxious.

You obviously have money, but you don’t buy a house, right?

The money has been siphoned off by wealth funds, and it is only the potential house-buying groups who are buying this financial product. Moreover, this group has bought the wealth management product of the wealth fund and basically has no ability to spend money to finance a house.

Why don't you worry about this?

It seems that it is separated by an industry, but it is actually a matter of choosing between two.

But having said that, people in the real estate industry who are now anxious about wealth funds are not at a very good level. The real high-end players in this industry are now calm and calm, not panicking at all.

Naturally, Fang Hong is also very clear that the red effect caused by the wealth management products of wealth funds will not cause a crowding out effect on the property market.

If this were the case, it would be impossible for wealth funds to receive special approval so quickly.

For those households in urgent need who bought financial products, they did not buy a house, but they must buy a house. The reason why households in urgent need are households in need is because where can they live without a house? Demand will not disappear just because they buy wealth management products from wealth funds.

As long as the wealth management products of the wealth funds here do not suffer losses and maintain a value-added curve, the high-end players in the real estate industry who understand clearly will not panic at all and are not worried that these groups who are in urgent need will not buy houses.

Because there is a lot of work to do.

For example, front-loading future returns through the operation of financial means is actually a very basic means of financial operation.

You need to buy a house but don’t have the money. It doesn’t matter. You are holding a wealth management product from a wealth fund, which is worth more than one million. It would be a waste to just leave it there. The annual income is expected to be 15 percentage points. Ten years from now That’s just over 4 million with principal and interest, and the net income reached 3 million.

Now, a man who looks like a dog in a suit and leather shoes comes to your house. He tells you that he can package and exchange the future income rights of 3 million yuan from your financial product in ten years and sell it for 2 million yuan. You can immediately There is a cash flow of 2 million.

Don’t you want to buy a house? Didn’t you have no money to buy a house after buying a wealth management product from a wealth fund? Now you have a cash flow of 2 million. Even in the prosperous areas of first-tier cities, you can pay the down payment and buy an additional car. In second-tier cities, you can even buy a house in full, and it is more than enough to buy another car. .

You only spend 1 million to enjoy it 10 years earlier. It’s not a loss. How many 10 years are there in life? What's more, your 1 million principal is still there, and you can continue to make rolling profits, and it will become 4 million in the second ten years. How great.

It’s just that I bought your 3 million future income rights, and if I stay with you for 10 years, it will become 12 million. This money is all mine, and you have the 4 million.

At present, the first batch of fund brokers with keen sense of smell have begun to adopt this approach.

Now they dare to spend 2 million in cash flow to receive the 3 million in income rights in the next 10 years with real money. After ten years of gaming, they will make a net profit of 1 million, and after 20 years of gaming, they will make a net profit of 10 million.

The reason why they dared to do so boldly was based on three reasons.

The first is that Fang Hong must not and absolutely dare not let the wealth management product of the wealth fund lose money, because there are too many people involved and the impact is too wide. This wealth fund has to make profits as well as losses. This is not What market economics can explain, you have to rely on political economics to understand the secrets.

The second is to believe in Fang Hong's ability to make money. The probability of making money is much greater than the probability of losing money.

The third is to understand that nine out of ten families who buy this financial product are households with basic needs, and nine out of ten families want to buy a house or improve their living conditions. They have a great demand for cash flow, which shows that there is a huge demand here. market.

Based on these three reasons, there is no reason not to take action. The first person to eat crabs has already taken action.

There is a saying that goes well, life will find a way out.

The wealth fund is equivalent to an ecosystem built by Fang Hong, and the benefit pie is huge, which will attract various groups to participate directly or indirectly in the game.

After multiple parties and rounds of games, each group will dig out its own interests based on its own situation.

Bridge intermediaries and fund brokers will explore opportunities and dig out a profit to eat; banks, trusts and other large financial institutions will take away part of the cake; ordinary people who buy financial products can only choose one of the two, but as long as If you are willing to give up some of your benefits, you can have both. Your life will be improved, and you won’t suffer any loss if you enjoy it ten years earlier. In the real estate industry, there will still be households with urgent needs to buy their houses, and they don’t have to worry about wealth funds siphoning funds and squeezing their living space. .

Therefore, the real high-end players in the real estate industry are calm and calm about the wealth fund. They also see the mystery and understand some of Fang Hong's intentions.

As long as each group can successfully eat its share of the cake after playing games in this ecosystem, everything will be fine. Even if there are unexpected cases that cause conflicts of interest, they are only a few cases and will not affect the overall situation. .

Fang Hong naturally saw these things clearly early on, so after setting up the framework, he let the lives find their own way out. He would not interfere too much, and there was no need or reason to intervene.

Allowing life to spontaneously find a way out is the top master-level trading technique.

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