Chapter 3801 Cheating on the old man 21

Many of these grandchildren are not even comparable to their parents.

Although their parents are old, many of them have been admitted to college, and some have found good jobs. Regardless of whether Cousin Wang and others spent all the money they earned and failed to save, they still have good jobs. .

As for the next generation of children, regardless of whether they will be able to find a good job in the future, their academic performance will make it difficult for them to even get into college.

I don’t know if it’s because the living standards of this generation are better. Many children just want to play and don’t want to study. No matter how talented the children are, their grades will not be much better.

There are only one or two relatives who can learn consciously, and the parents feel that the children are here to repay their kindness.

Unlike the previous generation, the rate of people who can learn consciously is much higher. Parents only think that it is natural for their children to learn consciously. No one thinks that such children are here to repay their kindness.

For example, many people think that Anron's children are here to repay their kindness, because Anron's children have good academic performance and can complete their homework voluntarily, so they don't have to worry about Anron.

In fact, this is normal, because the original person's IQ is actually not bad. Although he was afraid of society at that time, he still got admitted to college. Then the sperm An Ran bought from the system mall was naturally of good quality, so he combined the two and added a little work. After genetic screening, the children born will naturally not have the IQ difference between the paternal and maternal genes, but the good ones. In this way, if the IQ is good and the child can consciously do his homework, his grades will naturally be good.

Generally speaking, as long as you can complete homework according to quality and quantity, and your brain is still good, your grades will be good. Because electronic products are rampant nowadays, many children are addicted to electronic products. As long as you meet the above requirements, you can surpass 80% of people. Because there are many children who are addicted to electronic products. Those who are not addicted may have average IQs. In this case, Enron's child's performance is not better than 80% of children. No wonder others say that her child is It's time to repay the favor.

Not to mention the current situation of the children of various relatives, but that An Ran investigated the current financial situation of the relatives who indirectly killed the original girl one by one, and found that the situation of each family was not bad and did not meet her expected goals.

Although each family seems to be living a tight life, in fact, as long as they sell their house, they will have money to spend.

Of course, they won't just sell the house. After all, they will have to rent a house to live in, which will be very troublesome.

And once the house is not sold, the economic situation of each family will be very bad.

Needless to say, the son of Uncle Wang and Uncle Wang, in the capital, has a high mortgage loan and is in danger of being cut off at any time, which is naturally not good.

As for the second aunt's son, the situation is actually not good either.

Although the two elderly couples have money from the sale of their house, they can finance the mortgage without fear of interruption.

However, house prices in this city have been falling for several years now, and they have already dropped a lot. This leaves the second aunt and her family, if they don’t want to sell the only house they live in, and have to pay off the mortgage for many years, what is left The mortgage loan is no longer that big, otherwise you don’t want to repay the mortgage, because the mortgage repayment is still so high, but the house price has dropped a lot, which makes people feel that it is not cost-effective to repay the mortgage, and it is better not to pay it back, which is more cost-effective.

However, after repaying so much of the mortgage, if you don’t pay off the loan and let the bank auction it off, you may not have much money left after deducting the mortgage. If you are unlucky, you may have to pay back the mortgage after paying off the mortgage, and you may also be blacklisted by the bank. , when the house is gone, the money invested in the mortgage over the years is also gone, and the end will be even worse.

Now, although the mortgage has to be repaid, they still have a house to live in and there is no need to buy a new house. Therefore, the two families see that although house prices have been falling, the supply has not been cut off.

The main reason is that they bought the house earlier. Although the house price has dropped a lot, even below their purchase price, it has not fallen below their down payment. They can still afford it. If it is based on their purchase price, If it fell halfway, they would definitely not be able to bear it.

Therefore, those who bought the stock at a high price but did not rise after buying it, and on the contrary started to fall soon after, are the worst off.

However, these people are relatively small. After all, most people will not buy when they see house prices going sideways for a long time. They are afraid that they will fall as soon as they buy. Even if they don’t fall, if they go sideways, it means they are not going up. In this case, what’s the point? Wouldn’t it be nice to put money in the bank and earn interest? Why buy something you can't make money on.

Yes, for most people, in addition to living in it, more people use it as... not to mention a tool to make money, at least it is a tool to obtain more income than bank interest income in the same period, so when it is not Who wants to buy when prices are rising?

Talking back to the second aunt and uncle’s house, although it has not fallen below their down payment for the time being, the house price has not fallen to the bottom yet and is still falling. It is like this. I guess the two families are feeling sad just watching the house price keep falling. No.

Of course, the most important thing is that when I saw house prices falling, I quickly sold my old house. I was very complacent at first. I successfully escaped from the top and made a lot of money. Now it is better. The new house has been falling, and the mortgage still needs to be repaid. , if the son does not make enough money, he has to invest the money earned from the old house into the new house to repay the loan, and the new house keeps falling. Isn't it equivalent to spending money to buy a house that keeps falling? Isn’t this equivalent to selling the old house for nothing? Will your family's wealth shrink with every loan repayment?

Who can hold on when thinking of this?

An Ran observed that the money earned by the sons of these two families was not enough to repay the mortgage. Especially the son of the second aunt's family, who spent three days fishing and two days drying nets. He didn't make much money. He relied entirely on the sale of his old house. Money is being repaid.

The money from the old house was used to repay the loan, and the money earned from the previous high-rise escape was invested again. When it was gone, the second aunt's family's property was only this house.

It is not certain how this house will develop in the future, because house prices have been falling, and the price has dropped by half. Judging from the development of the real estate market in other countries, it is possible, because in some countries, house prices have even dropped. Seventy percent.

If the house of the second aunt and uncle's family also drops by 70% in the future, they will definitely not be able to accept it. After all, all the property of the two families is resting on the house. A 70% drop in house price is equivalent to a drop in their family property. They lost 70%, how could this make them suffer?

By then, the son will have no future, and the family property will have shrunk to almost nothing... When he thinks of such a scene, An Ran feels that he has almost achieved his goal.

The second aunt's family can easily achieve this, and the aunt's family may be better. After all, the aunt's son is more capable, but... considering that they have two sons, they will spend a lot of money on education and other things in the future, which can be offset. Because of my aunt's son's ability, I'm afraid my aunt's family will be almost as embarrassed as my second aunt's family in the future.

Thinking of this, An Ran felt that she could just wait and see for the time being. If things didn't develop as she expected, it wouldn't be too late to make some small moves.