#2 - Chapter 2 Making Money - Rebirth In The Apocalypse: Start By Building The Strongest Base

Qin Jin was 27 years old this year.

He was 177cm tall.

His appearance was average.

After adding some points for his height and figure, he could barely be considered above average overall.

He graduated from university at 25 with a bachelor's degree in Electronic Information.

He had been working for two years, navigating the workplace.

He had just resigned and was preparing to switch to a higher-paying job.

He graduated at this age because he served in the army for 2 years after the college entrance examination, and only went to university after he retired.

Saving nearly 100,000 in 2 years was considered very good among his peers.

But it could only be compared among ordinary people.

There was no comparison with the real second-generation rich.

Qin Jin was also content and happy.

He thought that life would be smooth and stable, and then he would meet someone he liked, get married and have children.

Slowly living the normal life of most people.

Qin Jin's family background was decent. His parents had run a small factory when he was a child.

Although it later closed down due to the impact of e-commerce, it still had a small fortune.

He also had 2 houses in Shenzhen, a first-tier city in China, which was better than the bottom but not as good as the top.

In addition, his personality and values were normal, so he had a great advantage in finding a wife.

At least there was no mortgage pressure.

After graduation, he worked outside and was not controlled by his parents, living freely.

He planned to play for a few more years and then enter the palace of marriage when he met a suitable girl.

Unexpectedly, things did not go as planned.

The apocalypse arrived.

Relatives were lost one by one, and friends died one by one.

In the end, only he was left苟活着 (gǒu huó zhe - living a dog's life, barely surviving).

Fortunately.

A great existence from somewhere gave him a chance to start over.

He must seize it, make up for his regrets, and create his own Peach Garden of Eden!

Back to the matter of making money.

There are countless methods for every reborn person.

It just depends on which one to choose.

There are not many methods that Qin Jin can choose now.

With only half a year, it is only suitable for the fastest and most profitable methods.

There is no way to start a business again like other reborn people, and make friends with various future big shots, etc.

Buying lottery tickets is one option, but it is likely to fail.

As everyone knows.

The lottery industry depends on the director's mood.

It can issue whatever numbers it wants.

Even if you remember a certain issue's numbers and buy N bets, the big data will see that so many people have won this issue, and the prize pool will be emptied.

Wouldn't this be the death of the director?

Quickly avoid it——

So Qin Jin never bothered to memorize the numbers of any issue.

It's useless.

As a reborn person, the most direct thing is to know the occurrence and approximate dates of some major events.

For example, Qin Jin knew that two countries in the Middle East would start fighting at the end of April this year!

As an office worker, his memory was good.

During his breaks, he clearly remembered that this news came out in the last week of April, shocking many people.

The stock market plummeted that day, the Myanmar A-shares paid the bill, and the A-shares said they were responsible for this.

Of course, Qin Jin didn't plan to invest in stocks at this time, the time cycle was too long.

Although he still remembered a few stocks that would skyrocket in the later period due to certain events, there were better options at present.

The futures market.

Crude oil contracts.

Had been consolidating at $35-45 for a long time.

Driven by the war, and possibly with the shadow of a certain beautiful country behind it, it skyrocketed to 70-80 in less than half a month!

It doesn't seem like it has increased much, not even doubled.

But you must know that the futures market has high leverage!

Qin Jin was still sighing at the time how cool it would be if he had put all his wealth into leveraged long positions.

Now the opportunity is right in front of him.

What he lacks is funds.

The larger the principal, the more meat he can eat in this wave of market!

He directly downloaded various loan apps that he remembered.

He continued to search online for any omissions, and only stopped after installing nearly 30 apps on his phone.

Thanks to this prosperous era, the economy is still relatively strong.

The beautiful country is issuing new money on a large scale, flooding everywhere, and hot money is finding outlets everywhere.

Qin Jin didn't care whether the interest rates of each app were normal, as long as it wasn't a fraudulent company and the loan time didn't exceed 3 days, he would apply.

The event will happen at the end of April, and it is already mid-April, with less than half a month left to raise money, so he must be fast.

He was busy until 3 pm.

Before he managed to get all the loan apps done.

Except for ten that would release the loans in the following three days, nearly twenty others had already arrived today.

The account balance has already ballooned to 1.3 million!

There are still several banks and two major mobile payment companies in communication.

With Qin Jin's bachelor's degree and the normal income he had been receiving each month, it was not a problem for each company to lend another 100,000-300,000.

If there were physical objects such as houses and cars that could be mortgaged, it would be even higher.

Although there are two houses at home, it is impossible to directly tell his parents to sell the house for investment.

Although Qin Jin has been a smart and obedient child since he was a child.

But his parents are not so open-minded.

Qin Jin planned to try as much as possible.

Without thinking too much, he called his dad again.

..........

He directly explained that he planned to start a business and build a factory integrating agricultural product planting, breeding, and processing.

After his father asked about the situation, he said that he would ask Qin Jin to go home tomorrow.

The next day.

Qin Jin returned home.

He carefully described some of his plans.

It can't be considered deceiving his parents.

He planned to build this factory into a refuge after the end of the world.

It was not as difficult to communicate as he imagined.

Qin's father (Qin Guosheng) asked some questions and conveyed some admonitions, and handed the real estate certificate of a house to Qin Jin.

He also said: "A Jin, you are not young anymore, it is a good thing to have ideas to do, Dad will not stop you, but there is one thing, I will help you watch the early stage of the factory, your Dad is also a person who has run a factory, and can help."

Qin Jin was even more eager for it.

It is best for relatives to be together when the end of the world comes, and it saves the effort of finding excuses to gather later.

Qin's mother (Zhang Li) said: "Your dad and I will be watching, you must discuss with us if you have any questions, let go and do it, if you lose money, you can continue to work in the future, and there is another house, so you don't have to be afraid of not being able to marry a wife."

Qin Jin was speechless.

It was easier than expected to get the real estate certificate of a house from his family (this one was written in Qin Jin's name since he was a child).

He went straight to the nearby bank that day.

It's a little too late to put it up for sale now.

Waiting for someone to like it, and then waiting for the agent to bring people to see the house, and various procedures, the day lily will be cold to the Arctic.

The only way is to directly mortgage the real estate certificate.

This method is the fastest.

Qin Jin's house is located in a mid-range area of Shenzhen.

The house price also corresponds to the mid-range level, about 60,000-70,000.

100 square meters, the market price is about 6-7 million.

The bank directly financed according to the current highest 80% quota.

You can get 5.6 million, and the loan time is agreed to be 2 days.

——————

Back to the residence.

Qin Jin lay on the bed.

He closed his eyes and thought about what else was missing, and the details of futures investment.

Because of his personality.

He must ensure that he can get a certain amount of start-up capital in this wave first.

Otherwise, he will be more passive in the later stage, only one step ahead can lead to step by step success.

Two more days passed.

Everything was calm.

Nothing special happened.

In addition to the occasional news reminders of deposits, Qin Jin was still improving the list of materials, the factory (refuge) design drawings, and other future development plans.

A relatively complete framework has already appeared in his mind.

Waiting for him to realize it step by step.

"Ding~"

Qin Jin opened his phone.

Looking at the deposit notification of 5600000.00.

He knew that the gains from the actions in the past two days had been received!

Original deposit of nearly 90,000 + small amount of APP loans of 1.67 million (the last few have also arrived) + ordinary loans from several banks of 1.7 million + consumer loans from two payment companies of 500,000 + real estate mortgage of 5.6 million

The total amount reached a huge figure of 9.56 million!!!

A little bit short of being a millionaire. (Just kidding)

This number is basically the money that can be raised at present, except for some high-interest loans in the black and gray areas.

He couldn't do the operation of borrowing money from relatives and friends, and he also found it troublesome.

It is not conducive to the development of some subsequent events.

The time has come to April 20th.

If history has not changed, that major event will happen in about a week.

This time is just right to open a futures account, a large channel, determine the leverage ratio, guarantee ratio, etc.

There are also many things to deal with.

Next.

Qin Jin, who had received the money, went directly to the securities account opening platform, found a professional manager, and finalized the highest 20 times. (The margin and leverage multiples of each futures product are different. Commodity futures generally only give 6-12 times, government bonds give 50 times, and crude oil futures can give 20 times, which is a 5% margin rate)

After opening the account, he directly charged 9.5 million into it.

The platform will automatically convert Huaguo coins and Beautiful Country coins according to the real-time exchange rate.

He gradually ate 9 million.

The price of crude oil has been fluctuating between 38-40 yuan recently, without any particularly large fluctuations.

The reserved 500,000 is used as emergency funds.

The highest 20x leverage should not be used casually, the risk is too high, a 5% drop will directly liquidate the position to zero.

So Qin Jin plans to put it on with 5x leverage before the big event happens.

9 million Huaguo coins are like a drop in the ocean compared to the global market.

It is difficult to even splash a wave.

Qin Jin's average holding price is around 39 yuan, and the current price of crude oil is 39.6 yuan, which is still slightly profitable.

As long as it does not instantly fall below 31 yuan, he is not in any danger.

The five consecutive days were uneventful.

In addition to continuing to improve future plans, Qin Jin went out to eat all kinds of food from various places.

He also collected useful information online, and selected the best location for the future refuge. (It can't be too close to the downtown area, the zombie pressure is high, and it can't be too remote, it is inconvenient to collect supplies, and it is also dangerous when natural disasters come)

He also has a general goal in his mind.

He also joined a last-days exchange group, which is a group of last-days survival enthusiasts.

They exchange how they should respond and how to live better than others if the last days come.

Qin Jin was so impressed when he saw it.

He supplemented and improved some of the places he didn't think of one by one.

The bosses in the group felt that the questions of this newcomer named "Qianjin" who had just joined were often to the point.

It's like this person has really been to the last days.

The questions asked are close to the theme, and both sides often chat enthusiastically.

April 26.

Qin Jin stared at all kinds of news pages all day long.

At this time, the price of crude oil came to 41 yuan, which was already 2 yuan higher than his holding cost.

And it is still rising steadily.

The time is almost up.

He directly increased the leverage speed to 10 times.

He didn't open it to 20 times.

After all, he didn't participate in it back then.

Plus, after so many years, he only remembers the approximate value, and he is not sure whether there have been extreme fluctuations in the key points.

If it instantly fell below his cost price, it would be troublesome.

It is considered a complete plan to earn the money within his knowledge.

Time came to evening.

really.

Before the news appeared, the price of crude oil had soared to 45 yuan!

Subsequently, an explosive news appeared in major media.

Two oil countries in the Middle East are fighting!

It caused a great stir!

The workers who haven't left work are already running around to tell each other.

Various chat groups are discussing in turn.

Although they are holding a salary of three thousand eight.

But knowing astronomy, geography, ancient and modern times, and controlling global events are still the necessary qualities of workers.

The stockholders who had just closed the market took a breath, thinking that the leeks who had fallen for a day today could finally silently lick their wounds and grow.

Unexpectedly, another depth bomb came.

They will have insomnia again tonight, calling out that the A-shares will pay the bill tomorrow.

——————

In the evening.

The price of crude oil has soared to 58 yuan, close to the high point of the past few years.

Qin Jin has completely breathed a sigh of relief.

Although the string of values in the account made him extremely excited, he still resisted selling immediately.

Because he knows that this is not the top of the stage yet.

There is still room to rise, hold on first.

In the next two days.

The price of crude oil occasionally adjusted slightly, but the long-term trend was still upward.

It soon broke through the 65 mark and slowly moved towards the 70 mark in hesitation!