Vol 6 Chapter 28: Additional factors

On the way back to Silicon Valley together, Huang Jingping still behaved very tenderly. Most of the time, she leaned on Feng Yiping as before, but Feng Yiping knew clearly that she had changed.

She changed, not because Huang Jingping's feelings for him changed, but because her temperament changed.

Feng Yiping is also very aware of the source of this change, because she is also the person in charge of a company, and is also a well-known and popular company, so the benefits are very good, and the prospect is also very good.

If you consider every Man Tingfang's high investment in hardware and their good cooperation with well-known chefs of various cuisines in China, it can be foreseen that Man Tingfang will have no competitors in the high-end Chinese food field in the United States in the future.

Further considering the good reputation of Feng Yiping and Jiasheng in China, including their strength in the United States, they are obviously more willing to cooperate with them than with other companies in terms of major software, that is, those domestic chefs.

In recent years, few companies can easily obtain short-term work visas for a group of people.

There are not many companies that can fulfill their promises to these people.

When recruiting workers, it was a big mess, but when you go abroad and find that you are working illegally, you may lose your personal freedom. Now, it is not common.

It must be said that some of us have always cheated our own people. That is really, quite spare no effort.

Finally, considering the various realities in the United States, such as discrimination against Asians and the targeting of law enforcement agencies-in fact, there are not many companies that can protect their various rights and interests while working in the United States...

Therefore, even if someone sees Man Tingfang’s success in the future and wants to follow suit, pool a sum of money to replicate Man Tingfang’s success, and the restaurant’s most important software, that is, the strength of the chef’s team, will be difficult to reconcile. Ting Fang competes.

The wealthy people in the United States are not fools. They will not spend a lot of money on the environment like some domestic petty bourgeoisie.

Even if there were restaurants that could compete with Man Tingfang in software and hardware, Man Tingfang had already established a reputation in the United States and had a large number of loyal customers.

What's more, this is impossible. It can be absolutely said that for a long time in the future, no one in the United States will reach the height of Feng Yiping in terms of commercial achievements.

Not to mention Feng Yiping's layout in other areas, such as various investments in Comrade Ooguanhai...

To sum up, Huang Jingping's Man Tingfang, even in the long run, will always be in the blue ocean, rather than the fierce competition, the red can no longer be red.

As the person in charge of such a company, that is, a very successful entrepreneur, Huang Jingping's personality will naturally change.

Just considering that she now has to manage so many employees, and to solve and deal with all the problems that are not easy, she naturally cannot be as gentle as before at all times.

Therefore, Feng Yiping shook his head.

"What's wrong? Is there any trouble?" Huang Jingping asked.

"It's nothing," Feng Yiping gave her a kiss on the head, "It's all fine,"

Is there any way to dig this pit?

…………

Inside the Man Tingfang and outside the Yujing Pavilion, Peppa looked at Feng Yiping seriously, "Brin, do you think that after seeing Feng every once in a while, he looks more and more mature?"

"It's too much pressure," Brin patted Feng Yiping on the shoulder. "Man, take it easy, we trust your judgment."

"Come on, don't pretend, as if you are not nervous, go in quickly and wait for me to teach you," Feng Yiping touched his arms a few times.

It was warm like spring inside, and outside, it was a relatively high point on the seaside, and when the breeze blew, it was really cool.

"Why did you suddenly think of calling us over today?" Peppa asked.

Feng Yiping did not answer their question. He waved his hand to let the waiter go out and poured tea for them. "Time flies so fast. In the blink of an eye, I'm almost 30."

The two were dumbfounded, and then slapped Feng Yiping together, "Where are you 30? Are you 27? We are all less than 35, okay,"

They are all 7 years older than Feng Yiping. If Feng Yiping is 30, aren't they nearly 40?

"Haha, there are still a few months," Feng Yiping smiled.

These two guys seem to be somewhat sensitive to age now.

Also, these two diamond kings are now the time to consider marriage, and they are indeed no longer the hairy guys a few years ago.

"It's been 2007, but the premiums we have to pay each month are getting higher and higher. Jobs may be a little unsure. Yesterday he called me to ask me about this."

"Then you may have to prepare, he must be in a bad mood these two days," Page said.

"You can tell me," Feng Yiping smiled bitterly.

Those who are familiar with Jobs know that before such a major press conference, he was really not ordinary mania.

Because he doesn't pay much attention to such a press conference, he will find faults in various details, so he will encounter various problems.

"Considering the importance he attaches to this conference and the importance of the products they released this time to Apple, I think it is better to let him listen to the good news before the conference and let him at least put it aside. ,"

Brin looked at him straight again, "You are accurate again,"

"What?" Feng Yiping was taken aback.

Talking to these guys is so strenuous, they don't seem to care about the point of your words.

"As soon as such a smartphone is released, Rubin's products are very useful," Brin said.

"What are you talking about? I just think that PDAs (Handheld Computers) have developed to where they are now. According to Moore's Law, smaller and smaller similar products may appear in the future, but I didn't expect that this day seems to come. Faster than I expected," Feng Yiping said.

Again, after knowing the correct trend in the future, it is really not difficult to find one or two convincing reasons.

"The development of hardware really went beyond our expectations," said Page, "when we first came into contact with computers..."

"Buckle," someone knocked on the door twice, "One level, Jobs is here."

"Oh," Feng Yiping just walked to the door. Jobs, who had lost a lot of weight, had already climbed onto the rockery in sneakers, jeans and a black turtleneck sweater.

"Feng," he hurriedly shook hands with Feng Yiping and the others, and quickly walked into the pavilion, "This **** weather!"

Wu Qian gently closed the door from the outside, and Feng Yiping poured a cup of tea for Jobs. "I won't ask you about the press conference anymore," he said, "Let me explain to you what we have encountered in this investment. The problem,"

Judging from Jobs's attitude, the preparations for the press conference must have been not smooth.

"Although it has arrived in 2007, although our premiums ~www.wuxiaspot.com~ are still rising, I can tell everyone that our investment is still correct, and the situation is also going as we predicted. development of,"

Jobs turned the teacup with both hands, as if he was warming his hands, "According to the previous prediction, in this year, there are many adjustable interest rates...," He was obviously not familiar with some terms.

"Adjustable interest rate subprime loans," Feng Yiping added.

"Yes, that's it. It will take effect this year, that is, the loan interest rate will increase. Then, the guys who bought a large amount of real estate in the first two years will not be able to afford such a high interest rate and cannot repay the loan, so Our short-selling mortgage securities should not fall. Our insurance premiums should also decrease. Why are they rising now?"

"Adjustable interest rate subprime loans, interest rates are indeed getting higher and higher, and at the same time, because of the limited increase in house prices, the valuation of real estate in the hands of many investors no longer rises, and banks do not agree with them to mortgage their real estate again."

This can be said to be an important reason for the crisis next year.

In the United States, the lender can use the loan to buy the house to remortgage the loan, and at the same time, the collateral (house) can be revalued, if the valuation rises, more money can be loaned...

That is to say, in theory, as long as the house price keeps rising, you can always get money from the bank to repay the loan you previously borrowed from the bank, and there is always no risk of default.

However, when the real estate market reaches its peak and cannot rise, it is now this time, trouble will come.

"Actually, the mortgages that are in default have exceeded our expectations. However, as you said, mortgage securities did not fall. Not only did they not fall, but they were rising."

"This is what we said to you, the so-called extra factor," 8)