Vol 3 Chapter 347: Private Words from Bankers

In the provincial capital, at night, President Huang of the Provincial Industrial and Commercial Bank of China hosted a banquet in honor of the head office.

It's not that Mei Yiliang had never invited him, but when Director Wang declined a bit, he didn't insist on it, because his nephew said that.

Regardless of whether the loan is successful or not, Director Wang does not want to get close to the people of the company on this first day.

From last year to the recent past, several senior members of the bank with outstanding capabilities and small reputations in the World Bank community have been investigated for illegal lending. At such a sensitive time, such a large loan must be watched in every respect. With.

In addition, because of Feng Yiping, Jiasheng is always the focus of some media attention, and he does not want to follow the truth.

However, for these teams from headquarters to the local, how can reception be a problem?

Regarding the issue of entertainment, government agencies still have to leave some room, because the government's related accounts are now subject to some audits if they are fake, and the cost of a single entertainment is too high. Such accounts are not easy to handle.

Institutions are different. There are more names that can be reimbursed. What's more, banks lack everything, but they are not short of money. They are also the province’s chief executive Huang, who came forward in person. So this seafood feast in the evening is self-explanatory. Extremely high-end.

Not to mention all kinds of fresh seafood, you can get a glimpse from the wine that accompanies the meal.

The liquor is brought by the bank. The liquor is from Moutai 15 years ago, and it is rare to retain the packaging with the characteristics of the time.

There are two types of wines, the 96-year-old chateauausone red wine from France's Auzon Estate, and the collection-class Riesling white wine from the German Chateau Yimu.

When it comes to wine, the first thing you think of is France, and you may also think of Italy or Spain. In fact, the best white wine comes from Germany, where everyone thinks it can only be made.

Pour whatever you want to drink. In China, the combination of dishes and wine is quite casual.

As for the two presidents Huang and Director Wang who know wine best, they drank the raisin Riesling noble rot wine selected by Yimu Winery, which is not expensive. A bottle is less than the price of a van.

Of course, President Huang certainly doesn't think it's expensive-it was given by others anyway.

Director Wang didn't have much feeling either. He had also stayed at the grassroots level and was familiar with these routines.

"How did you feel on the first day?" President Huang asked Director Wang, taking a sip of the sweet, aromatic, elegant and refreshing noble rot wine.

"It turns out that I have also heard people say that this is a company that has not had a loan. I am a little bit unbelievable. In this era, how can there be such a primitive company? I saw it today and it is true."

Director Wang laughed a little self-deprecatingly, "Did you know? Even companies like Youjia Convenience Store, who purchase large quantities of goods every day, don't owe the supplier a penny. They actually pay for the goods first!"

"I know other domestic convenience stores or supermarkets of a certain scale. Not to mention the three-month billing period, there are not many vendors that require at least one month billing period."

"However, the benefits of doing this are naturally obvious," said Director Wang. "Although we only know a rough idea, the profit is good and convenient. It is definitely the highest among domestic counterparts, and the supply is definitely the most timely."

"Hehe, we didn't believe it, because Jiasheng expanded so fast, how could it get so much financial support? Later, they really believed it. They really didn't need money. Even their large-scale construction projects in the provincial capital There is no project payment in arrears, and the leaders of the construction committee have boasted several times," President Huang shook his head, "Several of our vice presidents have taken the initiative to personally go to the door to promote sales, and they are not interested at all."

"I think Jiasheng has a very good layout. There are more than 2,000 convenience stores, and the average daily cash collection is at least more than 3 million. There are also its express hotels and five-star hotels, plus the same chain of infants and toddlers. Supplies and silk products specialty stores, as well as other decoration companies, logistics companies, furniture companies, food companies... and media companies that have been very hot recently." A headquarter employee said, "Together, the most A conservative estimate is that at least 6 million cash can be added to the account every day, which is nearly 200 million in a month!"

"No, no, you missed a lot, and you seriously underestimated it," President Huang retorted. "You didn't count the other listed company, Auto.com, and the advertising expenses you received that day were not a small amount, right,"

"There are actually Jiasheng Group’s hometown taste noodle restaurant, Shanghai’s lithium battery park, and the magical workshop in the capital. Although the name is strange, it is also a very profitable company. Now it exports tens of thousands of units a month. Motorcar, that’s more than 5 million U.S. dollars, and that very successful magazine in Hong Kong."

"So, just add and add, their daily cash income, 10 million are all said to be less, you say I am right, Director Wang,"

"There is at least 10 million," Director Wang nodded. "So, the name of the richest man of Mr. Feng is really worthy of the name."

"I can't figure it out. Jiasheng Group has expanded so fast in the past few years. Where is the financial support?" A young man asked curiously.

"We just review the current situation of Jiasheng, don't worry about these problems," Director Wang said.

For many entrepreneurs now, this issue is generally very sensitive, and it is an unspeakable and unspeakable issue.

"I didn't mean anything else, just a little curious,"

"Then it's better to keep your curiosity in your heart," Director Wang glanced at the young man. Is this question easy to inquire? Still too young.

Seeing that young man was a little bit ridiculous, President Huang made a roundup, "In fact, we all know something about this problem. Everyone knows that Jiasheng's own hematopoietic function is very good. For ordinary projects, they do not need financing."

"As for the initial funds, we can be sure that they all come from outside the mainland. To be precise, most of the foreign banks in Hong Kong come in U.S. dollars. Haha, in order to become the opening bank of Jiasheng, several of us were I have put a lot of effort,"

"Hong Kong?" Director Wang thought about the beginning of Jiasheng's large-scale expansion, and seemed to understand.

"Yes," President Huang understood what he was thinking and said with a smile, "He took a year off from school that year."

"Really?" Director Wang asked.

Although it is possible, he really didn't believe it.

"Really," President Huang said confidently.

For the customer of Jiasheng, their bank has also made a lot of effort.

"He should have been investing. We believe that his large investment in Silicon Valley last year should also come from the capital market."

"Really a genius," Director Wang said with emotion. "It seems that he can become a top trader in the world even if he is not in business."

"That's definitely it," said President Huang, "So, I don't have such great authority. Otherwise, our branch will want to accept such loans. Since he wants to do such a large project, it must be targeted, and, The return will definitely exceed our imagination,"

"Lao Huang, this matter is done. I am afraid that it will not be the turn of your branch to take over. I can't help it. To be precise, the domestic branch may not have a share. The follow-up matters should be taken over by the US branch. ,"

Director Wang thought President Huang had made this idea. No wonder the hospitality was so enthusiastic and he hurriedly explained carefully.

"Director Wang, don't think too much about it. I naturally know that with such a large loan, we occupy a favorable position. Of course, I want to let us handle part of it. Of course, we don't force this point. My main purpose is hope. Take this opportunity and let Jiasheng transfer to our bank to open an account,"

"Where do they open an account?"

President Huang and Director Wang touched their glasses, “It turns out that there are too many dollars in the account, so they chose to open an account with Bank of China.”

"Oh, then this should be no problem," Director Wang said readily, "As long as we can cooperate this time, Lao Huang, you must have one more big customer."

He immediately expressed his attitude to President Huang, "From the current situation, as long as the other companies in Jiasheng are the same as we imagined, the financial status is good, and there is no other force majeure, I am more optimistic about this loan."

Wen Xian knows Yayi, he understands President Huang's worry, if this is not more than a business, then President Huang's wish will most likely fail.

The bank is the **** of many companies, but for a big account like Jiasheng, it is also the **** of the bank~www.wuxiaspot.com~ domestic bankers, if you know the daily cash flow of Jiasheng, I am afraid you will be drooling. .

"Moreover, this is a project personally cared by the head of the head office. Don't worry, there won't be so many twists and turns inside," he whispered.

"That's good, it seems that our branch's performance this year will definitely be no problem," President Huang was very happy.

"That's for sure, but you have to worry about the Bank of China looking for you desperately,"

"Come on, who made them impatient and courageous to do this business?" Huang Xingchang laughed.

"Then I will wait to see you at the head office," Director Wang said. Naturally, President Huang will be promoted because of his outstanding business.

At this time, I came over with the secretary of the accounting firm at another table and said in his ear, "The president, the owner of this restaurant, wants to come over to have a toast."

"Well, let's come," Director Wang said privately, President Huang would be very happy, so he would be easier to speak.

After a while, a middle-aged man who was not tall and smiled came in accompanied by the secretary. He held a glass in one hand and a bottle of Moutai in the other. "President Huang, Director Wang, leaders, everyone Come here, let us really shine, I will toast everyone first."

The visitor was Liu Jizhong, the owner of Dongcheng Seafood Restaurant.

"The boss," President Huang said with a smile, sitting there, "You have a glass of toast to so many people?"

"Don't dare not, President Huang, my surname is Liu, you can call me Xiao Liu," Liu Jizhong poured a glass full of Moutai, "President Huang, I respect you, you are free!"

"No, this is Director Wang of our head office," President Huang pointed to Director Wang next to him.

"It turned out to be the leader of the head office. I am honored to meet! Director Wang, I am honored to know you," Liu Jizhong raised his neck and drank a full couple of liquors.