Chapter 601 Visit

Chapter 601 Visit

If you want to get a real estate development loan, you have to clear the relationship, so Li Weidong called Zhao Jinshan.

When it comes to the ability to dredge relationships, among the people who are familiar with Li Weidong, Zhao Jinshan is the most powerful. From the ministries and commissions in the capital to local counties and cities, Zhao Jinshan's connections can be covered.

In fact, Uncle He's personal connections are not bad. After all, he has been in politics for many years, so there will definitely be some accumulation.

But Uncle He's identity is a public official, and many things can't be cleared out in person, otherwise the nature of things will change.

Uncle He is also very principled, so even if he encounters some difficulties, Li Weidong will not trouble Uncle He, lest Uncle He be embarrassed.

In contrast, Zhao Jinshan's identity as a businessman is much more convenient to do many things, so Li Weidong directly contacted Zhao Jinshan.

Li Weidong asked, Brother Zhao, are there any acquaintances at the bank?

Yes, I work as a financial investment company on Hong Kong Island. How can there be no acquaintance in the bank! Not to mention the bank, even the central bank, I also have acquaintances! Zhao Jinshan's tone was full of bullshit, and then He then asked, Are you looking for a loan again?

When he bought Taifeng and Taisheng Mine, Li Weidong mortgaged the shares of Puppy Electric to apply for a loan, which was operated by Zhao Jinshan, so Dongshan Mining was able to raise so much of himself in a short period of time to buy Taifeng and Taisheng. Taisheng Mine.

Now Li Weidong came to ask Zhao Jinshan if he had any acquaintances in the bank. Zhao Jinshan's first reaction was that Li Weidong wanted to apply for a loan.

Li Weidong replied: I really need a real estate development loan, and the amount is not small.

Li Weidong told Zhao Jinshan about the construction of the wholesale mall.

Real estate development loan? That thing is not easy to approve! I know a few buddies who are engaged in real estate, and they are all lining up to apply for this real estate development loan, but very few are actually approved, even if they are approved. The ones that come down are mainly concentrated in the special economic zones of the Pearl River Delta.”

Zhao Jinshan paused for a moment, then continued: The special economic zone has policy advantages and the economy is relatively open, so real estate development loans can only be approved. In the north, the economy is still conservative, and your Handong Province is based on The traditional economy is the mainstay, and the approval of this real estate development loan is even more difficult.”

What Zhao Jinshan said is true,

The province where Li Weidong is located has always been a major economic province in China, but even in the era of the real estate explosion in later generations, there is not a top real estate development company in the province, but there are many construction companies that work hard to build houses.

Zhao Jinshan continued to say: This matter is difficult, so let me ask you first, if the bank can directly approve the loan, it will be very good, if it can't be approved, I will help you to inquire. Is there any way to get a loan.

Zhao Jinshan's work efficiency is still very high. Two days later, Li Weidong received a reply from Zhao Jinshan.

Weidong, I have inquired about it for you. If you want to directly obtain a real estate development loan for the project of your ceramic wholesale mall, it is not very likely.

Zhao Jinshan went on to explain: The main reason is that the central bank has always been strict in controlling real estate development loans. You Qinghe is not a big city, and you are not a special economic zone. The amount of funds you need is quite large. The most important thing is that you pay It is not a state-owned enterprise, and banks do not dare to take mortgages lightly.

I also inquired about the solution for you. If you want to get a real estate development loan for your project, at least it must be a project at the provincial level or above. With the help of the government, the loan approval will be much easier.

Provincial-level projects? Can't city-level projects be allowed? Li Weidong asked.

The city level is not qualified. Think about it, all cities want to develop their economy and want to build a lot, but their finances are not well-off, and in the end they all have to borrow money from banks!

Zhao Jinshan went on to explain: If the municipal-level administrative unit approves dozens of construction projects every year and then asks the bank for money, who will bear the financial risks caused? The waste of resources caused by blind construction should be Who is in charge?

Therefore, it must be a construction project at the provincial level or above, and the bank only lends money for reasons. Provincial-level administrative units have stricter control over financial budgets, and their construction plans are more reasonable and complete, and generally do not approve blind investments.

So if I want to get a real estate development loan for my wholesale mall project, I still need to be approved by our province? Li Weidong asked.

That's the truth. To put it bluntly, you think that in the eyes of the bank, your project is a private commercial project without official background. People are worried that the risk is too great, so they are not willing to lend money to you. Zhao Jinshan said.

Li Weidong nodded suddenly: I understand, it seems that I have to invite the leaders of the province to inspect my mall project!

...

The door of the newly built small appliance wholesale mall was full of people.

Under the reporter's camera, Li Weidong picked up the scissors and gently cut the red ribbon in front of him. As the red ribbon was broken, there were bursts of applause.

Immediately afterwards, a salute sounded, and then a group of doves of peace were released.

In the square in front of the door, on the temporary stage, the star's performance also began.

Walking in all directions, the road is long and the water is long, and the confusion is one village after another!

Teacher Han's song became very popular in the mid-1990s, and even appeared in the Spring Festival Gala two years ago.

The river flows eastward, and the stars in the sky are in the Big Dipper! Hehe, you are in the Big Dipper!

The finale is Mr. Liu. After singing this good Song of a Hero, Mr. Liu will sing another Question Thousands of Times.

This is the opening ribbon-cutting ceremony of Qinghe Small Appliance Wholesale Mall.

The scene of the ribbon-cutting ceremony was very grand. Li Weidong not only hired a special celebration company to plan and arrange, but also invited big-name stars to perform on the spot.

At that time, it was not the era of idols and traffic, and the strong singers were the focus of the public. Even if they were a little ugly, they were still very popular among the people.

The entertainment life in that era was not as rich as it is now. The third- and fourth-tier cities have not seen a single star for a few years. Now Li Weidong has invited big-name stars to perform. Looking at the stars, the wholesale mall has long been crowded.

The stars were performing on stage, and Li Weidong took the leaders from the province to visit the small appliance wholesaler mall.

Li Weidong led the way and said at the same time: The sales of small household appliances are different from those of large household appliances, and the sales methods are naturally quite different. Small household appliances can be sold in this way of wholesale, while large household appliances mainly rely on brand retail. .

Because the sales of major home appliances focus on the sense of experience, customers need to see the real thing and experience it in person before purchasing. Therefore, all major appliances go the way of hypermarkets or brand stores.

That is to say, small household appliances are small in size and cheap in price, and customers do not have high demand for after-sales service of small household appliances. If they are broken, they can be replaced.

Our wholesale of small home appliances is mainly to build a channel between manufacturers and retail terminals. For example, there are many small vendors who come to our small home appliance wholesale mall, and dozens of small home appliances are wholesaled, and they go back and set up a street stall directly. Can also be sold.

If it is a large appliance, it must not be sold like this. There are hair dryers and small fans on this stall, but no one sells TV and washing machines on the stall.

Li Weidong said, pointed around, and said with a smile: Leaders, this is the area of ​​traditional small household appliances. Traditional small household appliances are mainly hair dryers, irons, shavers, and small kitchen appliances. Go shopping, if you like it, I will let the merchant sell you at the cost price!

Chairman Li, you are such a big entrepreneur, why are you so stingy, you can just give it away, why do you have to sell it! said a person next to him mockingly.

This speaker is not a little bit worse, just to liven up the atmosphere.

Li Weidong smiled slightly and replied: It's not that I'm stingy, these are the things of the merchants. When people open their doors to do business, they can't do business at a loss! Even if it is sold at cost, you have to give up a labor fee! If you go In my puppy electrical factory, I don't charge anything for anything you want!

In fact, Li Weidong had already prepared gifts for the guests who came to cut the ribbon. It was a small home appliance set for puppy electrical appliances. It was not expensive, but it was also a little thought from Li Weidong.

People come here specially to cheer, so we can't let them go home empty-handed!

The investment situation in the small home appliance area is still very good, and 70% of the shops are already full.

After all, small household appliances are frequently used daily necessities, and the market demand is huge, so many vendors are willing to do this business.

Moreover, the Puppy Electric Appliance Factory is located in Qinghe City. The electric appliance factory not only produces products for Puppy Electric Appliances, but also accepts other OEM orders. As a production base for small household appliances, it must have a geographical advantage to engage in the small household appliance business by the way. .

The crowd then walked forward, Li Weidong pointed to the front, and continued: In front is the transfer area for audio equipment, such as various DVD players, walkmans, repeaters, and radios, all of which can be bought here.

At that time, the Walkman was still very popular, especially the tape Walkman, which was much cheaper than the CD Walkman, and was very popular among young people.

At that time, Sony's Walkman was already relatively thin and light, only one lap larger than a tape case, but the price often cost thousands of yuan, and the functions with slightly more functions cost 2000 to 3000 yuan. For ordinary families, it is still a relatively luxurious product. .

The domestic Walkman is relatively heavy, and there are many miscellaneous brands, and the sound effect is not as good as the Japanese product, but the advantage is that the price is cheap, even the less wealthy people can afford it.

This kind of domestic miscellaneous brand of Walkman is simply an artifact of daily entertainment for the working group or the student group. During the rest time, lying on the bed, listening to the song, humming the lyrics on the tape, It's a fairy life!

The only downside is that the lyrics on the tapes are a bit small, and the printing of the pirated tapes is not very clear, so I can't read the lyrics clearly, so it takes my eyes to sing.

If you encounter Zhou Tianwang's pirated tapes, not only can't read the lyrics, but also can't hear what Tianwang is singing, then you really like Tianwang's music, and you are a true fan of Tianwang!

This kind of cheap audio-visual equipment was the most common product on the street stall, and the market demand was also very large. It was the best selling audio-visual equipment at that time.

Li Weidong continued to walk forward with everyone, and then introduced the next area: Ladies and gentlemen, this is the communication product area. At present, the main sales are walkie-talkies and various types of telephone landlines.

This area is relatively empty. It only sells walkie-talkies and telephones. There is not such a large market to support the whole area. About 20% of the merchants are here.

Sure enough, someone next to him said, Chairman Li, your communication product area is a bit big! I think many shops are still vacant.

I am very optimistic about the future development of communication products, so when planning, I built a relatively large area. Li Weidong replied.

In recent years, the number of installation vehicles for landline telephones has indeed increased, but it only sells walkie-talkies and landline telephones. Is it necessary to set up a dedicated area? Another person asked.

In the future, we will definitely not only sell walkie-talkies and landline phones, but also mobile phones. At that time, most of the merchants here will be wholesale mobile phones. Li Weidong replied.

Mobile phones? Wholesale? It's probably more difficult. After all, mobile phones are relatively expensive, and the average working class can't afford them. It is estimated that when we become a developed country, ordinary people can only have a mobile phone, and then they will be able to use it. Wholesale. The man said.

Li Weidong replied: It won't take too long, the advancement of science and technology will make the price of technological products lower and lower, and the development of national production capacity can also greatly reduce costs, maybe it will only take three or four years, and ordinary people will I can afford mobile phones! Especially after 2G is launched, mobile phones will become popular rapidly.”

Chairman Li also knows about 2G? This time the question was asked by the highest-ranking leader.

Li Weidong smiled and nodded: I heard some news.

At that time, landline telephones were already popular in urban households, but the landline telephones sold by the telecommunications sector were too monotonous in style and relatively simple in function.

Therefore, many companies have developed telephone landlines with novel styles and more functions in response to the market demand in this area.

As for mobile phones, they were mainly purchased from communication providers at that time. Mainly because the domestic mobile phone at that time still used the analog mobile phone network technology, which is the so-called 1G.

The first generation of communication technology has limited capacity, too many systems, incompatibility, poor confidentiality, and poor call quality. The key is the analog signal used. A mobile phone is a signal source, unlike after 2G, just change a card.

The mobile phones sold by private operators are either smuggled in parallel imports or stolen goods from thieves.

After 2001, China Mobile launched a dedicated analog network, and China Unicom also introduced a CDMA network. China has completely entered the 2G era, and mobile phones can be inserted into cards, and private mobile phone companies have gradually emerged.

As for the mobile phone wholesale industry, I would like to thank Huaqiangbei.

Branded mobile phones must be supplied by manufacturers. Big brands such as Nokia and Motorola have their own sales channels.

As for the various miscellaneous brands of mobile phones assembled by Huaqiangbei, because there is no channel, they can only distribute the products to all parts of the country through the wholesalers in the middle.

That was also the golden decade of the mobile phone wholesale industry. Until the emergence of smartphones, the mobile phone industry was reshuffled, and wholesalers were no longer as brilliant as before.

Li Weidong is very clear that China's communication industry is about to enter the era of mobile phones, so he has planned a relatively large area for mobile phone wholesale.

After entering the 2G era next year, mobile phones will become more and more popular, and this will be the hottest place in the entire wholesale market.

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