Chapter 470: 1 billion loan, 50% investment share!

When Wu Donglin heard Su Yu's words, he was slightly surprised and asked: "Mr. Su's company is currently under financial pressure? But you are an asset-light asset management company, and as far as I know, several funds you manage , whether it is the last year or the latest quarter, the performance is quite good, so there should be no problem of financial pressure."

"Recently, our company is negotiating an investment project in the primary market." Su Yu said with a smile, "The expected capital investment for the project is different from our original expectations, which has caused a temporary shortage of funds for the company. "

"Oh!" Wu Donglin nodded slightly and asked, "How big is the gap that Mr. Su mentioned?"

He knew the basic situation of 'Yuhang Investment'. Its asset management scale was expanding very rapidly, with tens of billions of capital in hand. The fixed fund management fees alone could be expected to reach about 1 billion a year, and even more What's more, based on the public performance calculations of several major funds of the 'Yu Hang Group', excess profit sharing is by no means a minority, and... in fact, he is also one of the investors of the 'Yu Hang No. 3' fund.

Furthermore, the entire industry knows that when Yuhang Investment Company settled the net value of the 'Yuhang No. 1' fund at the end of last year, it received more than 2 billion in cash profit income through excess profit sharing.

In other words, no matter which way you look at it.

He didn't even think that the company 'Yuhang Investment' was short of funds.

Of course, now that the other party has spoken and found him directly, it means that the funding gap required by the other party is definitely not small.

"About 1 billion," Su Yu replied, "half a year is enough."

According to the net value settlement cycle when the fund was established, in October this year, the one-year closed period of the 'Yuhang No. 2' fund will end. Once the net value settlement of the 'Yuhang No. 2' fund is carried out, the company will reap the benefits instantly. With a large amount of working capital, when the time comes... the 1 billion funding gap he mentioned will really be nothing to worry about.

"One billion!" Wu Donglin repeated the number, pondered for a moment, and said, "Mr. Su, the head office has very strict control over the issuance of loans to investment institutions and financial institutions. Although your 'Yuhang Investment' company The internal operation is stable, the revenue and development are excellent, the company has no other short, medium and long-term loans, and the asset status is relatively clean. However, if we use this amount as an operating loan for the purpose, we cannot really borrow it."

Although he is also an investor in the 'Yuhang Series' fund and understands that the internal operating conditions of the 'Yuhang Investment' company are very good, the regulations of the head office are regulations, and he really does not dare to give the green light.

"Can't we get a loan?" Su Yu frowned slightly, obviously disappointed.

"But you are taking the mortgage loan approval route." Li Runeng, the branch president of the Chinese Commercial Bank who was sitting next to Wu Donglin, observed Wu Donglin's hesitant expression, reiterated his words, and continued, "You, Yuhang Investment 'Based on the existing capital scale of the three main funds managed by the company, the fixed fund management fee income in the next one-year cycle should not be low, right?"

When Su Yu heard Li Runeng's words, his eyes lit up slightly, and he replied: "In the next one-year cycle, the three main funds will have fixed fund management fee income of at least 1 billion."

"That's it." Li Runeng said, "Using the fixed cash flow income from the company's operations in the next year as collateral, the relevant loan approval can still be carried out. We just start from the direction of 'fixed cash flow income'. I'm afraid the loan limit will have to be discounted to a certain extent. Of course, the specific details still depend on Mr. Su's company's specific operating data and our internal evaluation data."

"Okay, no problem." Su Yu said, "Then I'll trouble you, President Wu, President Li, and everyone else!"

After saying that, Su Yu took a short glass of wine and gave everyone a toast.

Then, as the table was full of polite greetings, the topic gradually drifted away, and it wasn't until about 8:30 in the evening that everyone dispersed.

After leaving the hotel and on the way home, Su Yu called Yao Qinghua, director of the company's financial department, and asked her to prepare a financial data of expected future income and to contact subsequent evaluators from the bank loan department.

After Yao Qinghua promised to sort it out as soon as possible, Su Yu called He Qian and Liang Bin who were still following up on the 'Yanjing Three Fast Online' investment project in Yanjing and Gangcheng to inquire about the progress of both parties. .

"I have talked with Mr. Huang several times." He Qian said on the phone, "But Mr. Huang considered that it was 'General Atlantic Capital' that first proposed the investment intention, and Mr. Huang and the general manager of the Asia-Pacific region of 'General Atlantic Capital Group' Mr. Du has a good personal relationship, so when General Atlantic Capital raised no investment objections, he was unwilling to tear up the preliminary negotiation agreement between the two parties and hand over the control of this Series C financing to us, Yuhang Investment. .”

"so……"

He Qian paused and continued: "We want to take the equity share of the C round financing of the company 'Yanjing Sankuai Online' alone. At present, with 'General Atlantic Capital' insisting on participating, it is not possible. It’s very possible, and our current best investment entry point is not with Mr. Huang.”

"Since it's not with Mr. Huang, then it's with Mr. Du of Pan-Atlantic Capital." Su Yu responded, and then asked Liang Bin on the line, "Liang Bin, what do you have over there? new progress?"

Liang Bin responded: "I had a great discussion with Mr. Du. Originally, the 'Yanjing Three Fast Online' project was to fully tackle the mobile Internet traffic entrance, which required a huge amount of cash flow. In order to provide financial subsidies, capture the existing group buying market share, and continue to consolidate its leading position in the industry, Mr. Du took the initiative to propose it, and the US$300 million funding gap required by Mr. Huang..."

"After in-depth conversations, I discovered that in fact, the Asia-Pacific Investment Department of General Atlantic Capital, which is under the jurisdiction of President Du, cannot eat it all in one go."

"According to Mr. Du's wishes..."

"This project has not received much support from the group headquarters in the United States."

"That's why Mr. Du used personal relationships to attract Hongshan Capital to invest together and plan to jointly take over this project."

Hearing Liang Bin's words, Su Yu frowned and asked, "What's the rumor about Ali Baba planning to participate in this project?"

Liang Bin continued: "As a B-round investor of Yanjing Sankuai Online, Ali Baba has certain priority in the C-round investment. This news should have nothing to do with General Atlantic Capital and Mr. Du. , but... after my detailed understanding, Ali Baba is currently busy with the final approval of the listing, and does not attach much importance to the investment project of 'Yanjing Sankuai Online'."

"If we can unite with Mr. Du and General Atlantic Capital to directly acquire the investment project of 'Yanjing Sankuai Online' as soon as possible, it is estimated that Red Mountain Capital and Ali Baba will directly give up and withdraw from this round of investment. "

"Okay!" Su Yu nodded slightly, "It seems that you gained a lot from this trip to the port city."

Liang Bin responded briefly, thought for a while, and then asked: "What should we do now? With the current situation of our company...how much share can we take?"

Su Yu did not answer directly, but asked: "How much can the 'General Atlantic Capital Asia Pacific Investment Department' managed by Mr. Du get from this investment project?"

"Mr. Du means that they should only be able to take a maximum share of US$500 million, which is 50%." Liang Bin replied, "If we want to jointly invest with General Atlantic Capital, we will have to take Just buy the remaining investment share.”

"USD 500 million!" Su Yu pondered for a moment and said, "Okay, I promise Mr. Du that they will lead the investment, and we will take care of all their shares, and we will take as much as they can."

"but……"

Su Yu paused and reminded: "The agreement can be signed first. I give you full authority, but the investment funds will not be available until the end of the month."

"If the funds can be in place by the end of the month, there shouldn't be a big problem." Liang Bin said, "Since Mr. Su has made up his mind, I will implement it accordingly."

He didn't know where the company would raise $500 million in cash flow.

But with Su Yu here, these are not things he should consider. Now that Su Yu has made up his mind, all he can do is to handle this matter as perfectly as possible.

"Okay!" Su Yu nodded and hung up the phone.

Later, when he returned home, Li Meng was lying on the sofa chasing soap operas. When he saw him coming back, he asked curiously: "How was the talk?"

Su Yu responded casually: "Basically everything went smoothly. According to President Wu and President Li, as long as we use the company's fixed cash flow income and expenditure of fund management fees for the next year as collateral, the 700-800 million yuan should be It can still be released to us.”

"As for the 'Three Fast Online' project..."

Su Yu paused and continued: "We can only get 500 million U.S. dollars at most, 50% of the investment share. In total, as long as we can get 700 to 800 million in loan funds, our company's cash flow will support The investment in this project is completely sufficient.”

"Hmm!" Li Meng responded, then thought about it for a while, and said, "Actually, the investment project 'Sankuai Online' is a bit difficult for our current size to participate in, and its risks are also high. It’s not small, but since you’ve made your decision and we’ve come this far, we can only move on.”

"Oh, right……"

When Li Meng said this, he suddenly remembered something. He changed the subject and said: "When I got off work today, Xiaotian, the front desk of the company, said that there is a person named Zhou Boyang from Huijin Company who has been waiting for you and left you a business card. I hope When you are free, be sure to call him back."

"This week Boyang..."

Li Meng picked up the business card on the coffee table in front of him, handed it to Su Yu, who had already changed his clothes and walked over, and asked, "Have you known him before?"

"Huijin Company?" Su Yu took the business card and was a little surprised.

"Yes!" Li Meng pointed to the mark on the business card, "If there are no surprises, it should be the company you and I have in mind, and... this person's position is not low."

Su Yu carefully looked at the position marked on the business card and said: "Assistant to the General Manager of the Strategic Investment Department of Huijin Company, the position is indeed not low, but we should not be able to compete with Huijin Company's business scope and supervision objects, right? He What do you want from me?"

"I don't know about that, and they didn't leave a message." Li Meng said, "Why don't you call back and ask, after all, this is Huijin, a truly giant financial institution in China. Although this financial institution is not a direct regulator of the market, once it is offended, it will always be a hidden danger in the future."

"Okay!" Su Yu thought for a moment and then nodded.

Regardless of whether it's a good thing or a bad thing, since people have come to you, you can't hide from them.

After saying that, Su Yu looked at the time and called the other party according to the phone number on the business card.

After a short tone, the call was connected. Su Yu asked with a smile: "It's Assistant Zhou, right? You left a business card at the front desk of our company today and asked me to call you back. I don't know. ...Assistant Zhou came to see me. Is there something urgent or something I can help with?"

"Are you... Mr. Su from 'Yuhang Investment'?" The other party asked after being confused for a moment.

"Yes!" Su Yu responded.

Hearing Su Yu's clear answer, the voice on the phone changed instantly, becoming much more happy and excited: "Haha... Mr. Su, I have long admired your name! In fact, it's not me who is looking for Mr. Su, it's our leader. I don't know Mr. Su. Are you free this Saturday? Can we all make an appointment to have dinner and see each other?"

"Your leader?" Su Yu was a little confused, and then a little uneasy, but he intuitively felt that this was not a bad thing, so he couldn't help but reply, "Since Assistant Zhou said so, then I have to be free if I don't have time, okay, Just this Saturday, specific time and location to eat..."

"I'll arrange this." Zhou Boyang interrupted Su Yu and said with a smile, "How about I inform Mr. Su then? I just hope Mr. Su won't block my phone number by then, otherwise...I'm afraid... I have to go to your company and block the door."

Seeing what the other party said, Su Yu knew that the other party must have called him before, but his mobile phone was set to reject unknown calls, so he intercepted them directly. He couldn't help but smiled awkwardly and said, "That won't happen. Don't worry, Assistant Zhou." , the dinner you arranged, then I definitely can’t miss the date.”

After saying that, both of them laughed.

Immediately afterwards, the two of them chatted for a few more words and exchanged polite remarks before hanging up the phone.

"So... it should be a good thing?" Li Meng couldn't help but ask when he saw Su Yu was in a good mood after hanging up the phone.

Su Yu pondered for a moment and responded: "You can't say it's a good thing, but it shouldn't be a bad thing. Don't worry... From the beginning of our company's establishment to the present day, every market transaction and every profit earned has been It is aboveboard and complies with all regulations of the domestic trading market. If you think about it...even if there are any minor violations, the one who comes to us should be the local securities regulatory bureau, not the superior Huijin Company."

"I understand that." Li Meng nodded and said, "However, our company is developing so rapidly, I am afraid there are already a lot of jealous people. In many aspects, it is time for us to pay attention."

Su Yu thought about it for a while and said: "Don't worry, the network we use as the core point of payment through fund products is slowly working. As long as we don't make serious mistakes and challenge the bottom line of certain market transactions, There is nothing the jealous people can do against us."

Currently, the company has three main fund products.

A total of at least tens of thousands of high-net-worth customer investors have been accumulated, and this group of more than 10,000 high-net-worth customer investors already covers elites in various industries and fields in society. In other words, these more than 10,000 high-net-worth customer investors come from For elites in various fields of society, through several fund products of the "Yuhang Series", there has been a strong correlation and consistency in wealth and interests.

In this way, as long as the interests of a few fund products of the "Yuhang Series" are damaged.

In other words, within normal rules, if Su Yu, who is in charge of these fund products, and the company 'Yuhang Investment' encounter any difficulties, these investors will most likely subconsciously protect them, and this... It is Su Yu, and the background and connections for the development of 'Yu Hang Investment' company.

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