Chapter 1247 Want both

In the general manager's office of the Flower Growers, Gu Yue came to Chen Changliu's office for the first time. Seeing Chen Changliu still on the phone, she was a little nervous after thanking Li Sisi for the coffee she made for her.

She came from a well-off family, so it stands to reason that nothing should make her nervous.

But this time she was really a little nervous, because today might be related to her career planning.

A woman like her who has no shortage of money but doesn't want to be a freeloader waiting to get married still has aspirations.

Start a business on her own?

After half a year of investigation, she really didn't know where to start.

During this period, she helped Chen Changliu negotiate with United Insurance. After the negotiation was successful, Chen Changliu took her to sign the contract. She already had a vague feeling of what her next path would be.

And she was also looking forward to it, after all, this was her former main business, and she said she really liked this track.

Although her fiancé also invested in the project of acquiring shares in Lianhua Insurance this time, the final decision was made by the young man who was on the phone over there.

While Gu Yue was still thinking about these messy things, Chen Changliu had already hung up the phone and walked over.

"Sister-in-law, given the relationship between me and Brother Wu, I won't say any more polite words. I guess you are mentally prepared.

I would like to invite you to join United Insurance as vice president, mainly responsible for the market, and the original president will remain in office, but he will fully support you.

After you are familiar enough, as long as you have the ability, I will leave the position of president of United Insurance to you!

I wonder if you are willing?"

Hearing this, Gu Yue showed a happy expression on her face and said firmly:

"I am willing!"

Chen Changliu nodded.

"Well, but I have to say something in advance, and you can decide whether you want to take it or not.

I will also tell you the bottom line. The main reason for acquiring United Insurance is really to provide a bottom line for the car insurance of our company.

After all, if you buy our products but cannot be insured or the price is much higher than other cars, it will have a negative impact on us.

So after you take office, what I want is that the insurance cost of Zhonghuajia cars should be 10% cheaper than other companies and other brands.

And the company should turn losses into profits within two years."

Hearing Chen Changliu's request, Gu Yue frowned slightly and did not agree to it immediately, because these two requirements are not so easy to accomplish.

Many people think that the profit of auto insurance of insurance companies must be very high, which is not wrong, but also wrong.

The profit is high, but after deducting all related expenses, the average profit of the auto insurance industry is only about 3%.

Yes, you read it right, the overall net profit of auto insurance is about 3%.

And among the 100 auto insurance companies, 60% make money and 40% lose money.

Let's put it this way, for every 100 auto insurance policies, the proportion of accidents is about 15-20%.

Although there is such an accident ratio, there is still a lot of room for profit, but the commission of the salesperson is also not small.

Adding other expenses, the profit is about 3%.

So Chen Changliu proposed that the car insurance of Zhonghuajia should be 10% cheaper, so there is even less profit space.

And if this happens, will it affect the willingness of other brands of cars to choose United Insurance for car insurance?

After all, no one likes that I pay 3,000 while others only pay 2,700!

In this case, it is also a big challenge to turn losses into profits in two years.

Chen Changliu did not rush her, and waited patiently. After all, he also knew that these two conditions were still a bit difficult. It would be strange if there were no difficulties at the same time.

However, if there is a difficulty, he should also raise it himself. Why did he invest in United Insurance? The main reason is of course to provide a bottom line for the automobile industry subsidiary.

A 10% reduction in premiums seems to be a small amount of money for cars that cost hundreds of thousands of yuan, but sometimes it is not calculated that way.

He dared to say that as long as United Insurance stipulates that the insurance premium for the car of the flower grower is 10% lower than that of others, it will definitely help the sales of cars.

As for United Insurance, as long as it does not lose money, it will be fine.

And if you want to avoid losses, you need to be more attentive to other businesses.

In the past few years, the domestic economic development situation, as long as there is not an incompetent helmsman who has no desire to expand the territory, it will not be difficult for the company to not only avoid losses, but also grow and develop.

PS: The typos will be corrected first and then corrected.