Chapter 539 The Pain of Payment Channels

The advertising and promotion of Zhonghuajia Technology Co., Ltd. are all handled by the marketing department. Chen Changliu has experience in advertising and promotion in this area, so he is not worried about this aspect.

"By the way, does the software development team have any difficulties in transforming our official website to open an online shopping channel?"

As the head of the Central Research Institute, Wu Bo is responsible for this work in the newly established software development department of the Central Research Institute.

"Mr. Chen, the software development department has been established and has begun to transform. According to them, this transformation is not difficult.

However, there is a problem that must be solved, that is, the problem of payment channels.

Before Taobao's payment channel came out, online customers basically paid with bank cards, which was very troublesome.

Taobao's own payment channel is now the most convenient, but we broke up with them, which may limit consumers' desire to buy."

Chen Changliu had thought of this a long time ago, but there was no good solution.

To be honest, Zhonghuajia can also set up a payment channel, but Chen Changliu knows that if you want to succeed and mature, the price you pay is not something that Zhonghuajia can afford now.

Because mature and easy-to-use payment software is not just as simple as supporting shopping payments.

Free cash withdrawal, fast arrival and other functions, as well as payment, taxi, and even loan. In short, only by providing convenient and fast payment life can a payment software be popularized, otherwise it is no different from using bank cards to pay now.

But now in this era, Taobao's payment software is the only one, and the payment software of Big Penguin, which will compete with Taobao's payment software in the future, is not mature yet.

Yes, many people don't know that Big Penguin's payment software was just launched this month, and many people thought that it was not until the later W letter software came out.

But it's not. Seeing that Taobao and Taobao's payment software are booming, how could Big Penguin, which has the idea of copying and pasting to become stronger and bigger, not start.

But Chen Changliu knows that in the next few years, Big Penguin's payment software will be half-dead and basically have no sense of existence.

The payment software of Big Penguin was originally an online payment tool that matched Papapa.com. Later, Papapa.com lost in the competition with Taobao. For ordinary consumers, this payment software can basically only be used to recharge Penguin coins, recharge games, and renew various memberships, and its role is limited.

Chen Changliu still knows a little about why Big Penguin has a huge number of users but has not been successful in the past few years.

Papapa.com cannot beat Taobao, and another point is that there is a problem with this payment software itself.

The concept of payment software should be professional, safe and convenient.

For a payment software, security is the first priority. However, Big Penguin is not as perfect as imagined, just like using a Penguin account to log in to a social software. When the Penguin account is in an unsafe environment, such as entering the remote login protection mode or being stolen.

Then don't think about taking your money out of it, especially when it enters the protection mode, and the appeal will not be passed.

When many users use this software to transfer money, they clearly bind their bank cards, but the second time it still prompts that they have not bound them. They have to re-enter the binding every time they transfer money. How annoying it is.

Without the chance to choose between the two, it was indeed a bit uncomfortable for Chen Changliu. After thinking about it, he said:

"Let's use the bank card payment channel for the time being, but we will bear all the handling fees!

Zhao Na, you should communicate with the major banks to see if you can make it more convenient and faster for users to pay with their bank accounts."

"Understood"

.......

After the meeting, Chen Changliu, who returned to the office, was still thinking about the payment problem, but this knot could not be solved now, because of the entanglement with Taobao, both parties could not bow their heads now.

Taobao Taobao payment software used by Moudong, after the online direct store of Zhonghuajia was opened on Moudong, would Taobao restrict Moudong from using the payment software?

Neither Chen Changliu nor Dong Ge was worried at all, because Taobao would not prevent Moudong from using it. First, Malaysia does not think that Moudong is a competitor of Taobao, and this can not only earn handling fees, but also build the ecosystem of payment software.

Just like in the previous life, when a certain Dong was doing well, Dama always used their payment software for a certain Dong. However, when Dapenguin became successful, Dong chose Dapenguin's payment software on the grounds that the handling fee of Taobao was too high. As for whether this was really the reason, it is unknown.

It seems that there is a chance to go to Dapenguin to talk to Xiao Ma Ge. Now I am still qualified to meet Xiao Ma Ge.

Chen Changliu has a complicated feeling about Xiao Ma Ge. Let's put it this way, Dapenguin's work is sometimes really disgusting. If you don't want to acquire you, then copy and paste it to kill you. After all, it holds the largest traffic password in the country. Isn't it easy to kill a small company?

Moreover, the game business later received mixed reviews. Some said it was nothing, and some said it was poisoning teenagers. There were indeed many teenagers who became useless because of Internet addiction.

However, Xiao Ma Ge's biggest impression on Chen Changliu was that he was low-key, and he could be said to be an evergreen.

He was always low-key at all times, which formed a sharp contrast with Dama always.

Later, Big Ma got into trouble frequently, but when Chen Changliu was reborn, although Big Penguin was scolded a lot, Little Ma was still standing firm. This is real ability.

As for whether he was afraid that the Big Penguin would target the Flower Planting Family, Chen Changliu was not worried at all, because all the companies that the Big Penguin invested in and acquired were Internet companies.

Holding the largest traffic code in the country, he could not invest in industry.

If it was in his previous life, Chen Changliu would definitely be very excited to meet with Xiao Ma, but although his current status in the business world cannot be compared with his, he is not a small role with nothing.

However, he was not excited, but he was still looking forward to meeting him.

Having made up his mind, Chen Changliu called Zhao Yanan and said:

"Yanan, please take a look at my schedule, and then contact the Big Penguin. I want to visit their chairman, Xiao Ma."

......

Pengcheng, the chairman's office at the Big Penguin headquarters.

"Chairman, I just received a call from the Flower Planting Family Technology Co., Ltd. It was a call from their general manager's secretary, saying that their general manager wanted to come and visit you!"

Brother Xiao Ma, who was wearing a suit and gold-rimmed glasses, was slightly stunned. He certainly knew about the Flower Planting Family Technology Co., Ltd., and their family had the most news during this period. How could he not know?

I don't do business with the flower growers, right?

However, when I thought of the overly young founder, Xiao Ma Ge was also very curious.

It should be said that the entire business community was very curious, because there were very few people who had seen him. I was already low-key, but this person was even more low-key than me, so low-key that it was outrageous. All external communications were made by the vice president.

To be honest, he was quite looking forward to meeting this amazing guy.

Thinking of this, he smiled and said:

"Okay, you can arrange a time with the other party, let's do it in these two days!"

PS: The typos will be corrected later.