Chapter six hundred and sixtieth IX Do it if you can, forget it if you can’t

After chatting with Ye Ziqi about this matter, let her go out, leaving Ye Zihua behind, and asked directly: "Your funds have returned, have the relevant domestic departments approached you?"

Ye Zihua nodded after hearing this, and said: "Actually, we can explain it very well, but it's just because the process of returning funds is more tortuous. We have data on every return of funds."

In fact, the return of funds is very simple. For banks that are connected to the Internet to handle business, the Tidal Smart Investment System will automatically process it. Only banks with different Internet networks need manual processing here.

It has only been about two years since the rapid development of the Internet. Not all banks have launched online business handling services, and a considerable proportion of banks still use traditional methods to handle business.

However, each strategy for the repatriation of funds is formulated by artificial intelligence. The employees of the company only need to implement it according to the requirements, without asking why they do it.

Due to the clear data, the funds returned to the country only need to be clearly explained to prove that the source of these funds is legal. As for the taxes and fees paid in the country, there are not many.

Ye Zishu nodded, and the matter just passed, Ye Zishu continued: "This year, the country may try to carry out some financial reforms, and if you have the opportunity, you should participate in it.

However, the shares held by each shareholder may be limited. At that time, some companies under my umbrella can be involved, and it will not cost much anyway.

However, my company is not good at finance, and I still need you to help them keep an eye on it. I believe that you, as top financial students, should be able to do this well. If you have any undecided matters, you can ask me. "

"Brother, have you heard some news?" Ye Zihua asked.

"How can there be so much news? I am making a judgment based on reality. Isn't reform just a matter of constant attempts? In the past, attempts were made in the field of the real economy, but now it is time for a reform attempt in the financial field.

But this may not be too deep, so you have a rare opportunity to participate. If you miss this village, there will be no store, so be proactive. "Leaf Book said.

"Then which area do you think will be reformed?" Ye Zihua asked.

"It's hard to judge. It will most likely be in the banking sector. Compared with insurance and other industries, the reform of the banking sector is more urgent." Ye Zishu said.

Hearing what he said, Ye Zihua did not refute it. He had actually analyzed the current situation in the country and had some conclusions. He still agreed with Ye Zishu's statement.

"It is possible to establish a joint-stock bank fully participated by private enterprises. You should also know that domestic private enterprises have a very strong desire for funds.

Whether it is a small workshop or the so-called big bosses, they all have an extraordinary demand for funds. If they become shareholders of the bank, they will definitely find ways to lend the bank's funds to their own businesses.

This is not impossible, but all loan links must comply with the rules to prevent bank shareholders from emptying bank deposits, so you must establish rules in advance when the time comes.

You cannot turn a bank into a private cash machine for shareholders. As a financial student, you should be very clear about the dangers brought about by this. "Leaf Book said.

These words should not be said at this time, because the horoscope has not yet been written, but he still has to say it in advance, because he is afraid that he will not have time to take care of these things by then.

Although he seems to attach great importance to the bank, in fact he doesn't care much. The industrial system has reached his scale and does not rely much on finance.

On the contrary, financial companies are very dependent on his industrial system, because these industrial systems will bring a lot of cash flow, and it is very important for banking companies which bank these cash flows are stored in.

The reason why he still wants to enter this field is mainly because he wants to complete the industrial system, even if he doesn't need it, he can't lack it, and if he misses it, it will be very difficult to get in the car in the future.

Grasping the time window is a very important ability in China.

It is also the key to making money in China. Although this factor does not affect him too much, he can't refuse the opportunity.

Seeing that Ye Zihua understood what he meant, Ye Zishu didn't say too much about this matter, as long as he knew what he meant, he also believed that Ye Zihua could do a good job in this matter.

Then he continued: "Compared with the banking industry, I actually want to enter the insurance industry, not to say that this industry makes more money, but that this industry is very important to social stability if it is done well.

See if there is an opportunity to set up a private insurance company. If there is such an institution, many things will be handled more conveniently. "

Hearing Ye Zishu's words, Ye Zihua shook his head and said: "It's not that there is no chance at all, but it will be very difficult to do it.

Not to mention the strength of your entire industrial system, even with the strength of Tidal Investment Company, you can independently establish an insurance company with a large registered capital. Funding is definitely not a problem.

But capital is only one aspect. If you want to really operate, I think you have to rely on your name. Otherwise, it will be very difficult to do it with the ability of Tidal Investment Company alone. "

The reason why I want to mention this is because Ye Zishu is unwilling to act in his name, and any company under him is not allowed to do anything in his name, and can only act in the name of the company itself.

The purpose of doing this is, on the one hand, to avoid and clarify the relationship. Individuals are individuals, and companies are companies, and they cannot be confused.

Tidal Investment Company naturally also enjoys such restrictions, and now Ye Zihua proposes this in order to lift this restriction, so that many things will be much easier to handle.

It's not that doing things in his name will have serious consequences, but that he thinks it will cause human relationship involvement, and it is more troublesome than personal relationship involvement.

"You should do your own activities first to see if there is a chance, if not, forget it." Ye Shu said.

Ye Zihua was a little disappointed after hearing this, but he didn't say much. This once again proved that Ye Zishu is more Buddhist, and he can do what he can, and forget it if he can't. Anyway, he doesn't think it's his loss.

But Ye Zihua is different. As the person in charge of Tidal Investment Company, he naturally hopes to develop this enterprise into a group company and let it grow stronger. This is the instinct of a manager.

There is no one who manages a company without thinking about the development and growth of the company. He has to overcome a lot of psychological obstacles. At least Ye Zihua has not reached such a state. After all, he is still young and has not fully understood many things.

"Finance serves the entity. If it is separated from the support of the entity, the financial industry will lose its due role. Although Tidal Investment Company is mainly engaged in financial investment business, it cannot give up entity investment.

At present, many private enterprises in China are seriously short of funds for development. You can properly observe domestic private enterprises to see whether they have investment value.

If there is investment value, you can choose to invest. If you do not invest, these high-quality enterprises will also be invested by foreign capital. "Leaf Book said.

In fact, he had wanted to do this for a long time, but he didn't have the energy at all. Investing in real companies is not so easy, and you can't just look at their financial statements.

If you want to have a high investment success rate, first, you need to have a good understanding of the real industry, and second, you need to have a certain understanding of the management team. After all, the success of an enterprise has a lot to do with the management team.

Another reason has been mentioned before, that is, if he invests in entities, he will definitely pick out a lot of problems, and he feels that he is not as good as doing it himself, because in his eyes, there is currently no domestic competitive enterprise .

This is not conceit, but that if he really wants to concentrate on doing one thing, he will definitely do better than these so-called founders of companies, even domestic state-owned enterprises, none of which can be seen by him.

So let Ye Zihua do these bad things, at least he treats investment in a more fair and objective way, even if it is a loss, it is treated as a benefit to the workers of these enterprises.

These companies invested by Tidal Investment Company may also form a competitive relationship with his companies, which he doesn't care about. When entering the market, don't be afraid of competition. No competition is not a normal phenomenon.

"How much is the investment?" Ye Zihua asked.

"It's not easy to set the rules, you can figure it out for yourself, but I think it is necessary to proceed step by step, at least to cultivate a team that is proficient in investment in the real industry, blind investment will only end in losses.

Investment entities can't just give money. Money is not the key to the success of a company. You can use the advanced management experience of my companies to improve the management of the companies you invest in. "Leaf Book said.

His industrial system feels independent of the domestic industrial system, because the foundation of the entire management system is artificial intelligence, but the artificial intelligence management system will not be sold externally.

In fact, many companies proposed to learn from the management experience of some of his companies, including state-owned enterprises and private enterprises, but they were all rejected by him, or they visited non-core management models.

Because they know very well that this management model based on advanced artificial intelligence is difficult to replicate, and even if they can obtain an artificial intelligence management system, they cannot delegate power like Ye Shu.

But it does not mean that this management system has no reference value for them. In fact, there are still many advanced management methods revealed in it, but most people are unwilling to learn it.

After talking about this, he originally wanted to talk about public funds, but after thinking about it, he decided to forget it. At present, ordinary people do not have so much money to invest in funds, and he is not interested in making money for the rich.

It's not that he doesn't have money, why bother to make money for these rich people, and he even wants to scrape off the assets of these rich people, anyway, he doesn't have any psychological pressure on this.

－－－－－Off Topic－－－－－

Please subscribe!