Chapter six hundred and eighty-eight ambitions in the field of financial services

,!

Then Ye Zishu asked about Taiji Group's scientific research, especially in the field of biological research. This is not only a weak point of Taiji Group, but also a domestic weakness.

Not to mention all the biological researchers of the Taiji Group, they were basically drawn to the Qilin Agricultural Development Group. In fact, there are not many talents left by them.

It's not that they don't want to keep enough talents, but that they don't have many talents together. If they have to keep a considerable part of themselves, then the number of talents acquired by Qilin Agricultural Development Group will be seriously insufficient.

Fortunately, the reputation of Taiji Group is much higher than that of Qilin Agricultural Development Group, especially now, it is not an exaggeration to describe it as flourishing.

Therefore, when they recruit talents, they still have a huge advantage. During this period, they have recruited some talents one after another, and even recruited good talents from national scientific research institutions.

Now that the annual graduation season is coming soon, college-related talents have also received great attention. Tai Chi Group is also frantically recruiting colleges and universities across the country during this period to enrich its talent pool.

It doesn't matter if you don't have experience, as long as the foundation is relatively solid, Taiji Group is willing to recruit and train them internally, and they don't expect these personnel to produce heavyweight scientific research results in the short term.

That's unrealistic, as long as you can engage in biological experiments, you can do the rest slowly. In the absence of many talents in the country, as a leader in the industry, you can only train yourself.

It is impossible to expect others to help cultivate talents, and they will pick up ready-made ones. At least at this stage, don’t think so. If they are not willing to cultivate themselves, let alone others.

Moreover, the talents cultivated by ourselves can be used with confidence. If recruiting returned scientific researchers from abroad, in fact, strict review is required, and it is not necessarily clear what will happen.

Although the Taiji Group is now in full swing, it has also become the target of public criticism. Too many eyes are staring at them. If they are not strictly controlled, there will be serious consequences.

In fact, not only the Taiji Group, but now many of his group companies have to do a good job in recruiting personnel.

From this point of view, it is actually the most reliable to recruit domestic fresh graduates to cultivate themselves, but it takes a long time and their background is relatively weak at present.

Then Ye Shu asked about the use of the two heavyweight systems he gave. The gene analysis system has a huge effect on gene research. With this system, the efficiency of gene research will increase hundreds of times.

The pharmaceutical research and development system is also not simple, but Pei Qing told him that at present, their scientific researchers are only using this system to practice their hands, and they are still doing routine drug research and development.

Ye Zishu also has no opinion on this. Taiji Group wants to continue to consolidate its position in the medical field. It cannot always keep its eyes on the top, but also consolidates the foundation of its entire medical system.

In fact, the use of common medicines is still very large, but the profits are relatively low. Even so, there are not many such pharmaceutical companies in China.

Because most of the domestic pharmaceutical companies still make generic drugs, and there are very few drugs with innovative patents. Just because there is a Taiji Group, you can't think that the overall level of the country is very high.

The scientific researchers of Taiji Group are willing to focus on the research and development of these conventional medicines, which shows that they have a relatively accurate assessment of their own strength, and they also have a correct assessment of the current situation of the domestic pharmaceutical industry.

We should not aim too high just because we have a medical research and development system, especially when the number and level of talents are limited, it is also a good way to use these research and development projects to train the team and improve the quality of talents.

Then Pei Qing talked about their perfume business. Ye Zishu gave more than ten kinds of unique fragrance and fragrance technical information, and they are currently arranging manpower to organize production.

As for the blending of the perfume, Ye Zishu didn't want to take care of it, but after thinking about it, he still gave them 10 perfume blending formulas, which should be much better than their own blending.

After the two chatted about the company, they began to get entangled. The main purpose of coming to the capital this time was to accompany her, so they stayed here all day without going anywhere.

On the second day, he went to Phoenix Technology Company and Qinglong Technology Company for a tour. On the side of Phoenix Technology Company, he proposed the concept of digital currency.

Mainly when talking about Danque Financial Services Company, Lei Jun didn't have a clear view of the future prospects of this company, and he didn't know when it would be profitable.

When Ye Zishu talked about the future prospects, Lei Jun was not very happy. The main reason was that even if he made a profit, his profitability was not strong. The total revenue of those payment systems in his previous life was actually hundreds of billions of dollars.

From the perspective of other companies, this is a big fat piece of meat, but on the side of Phoenix Technology, it is a relatively small business, and it takes a lot of energy.

What Lei Jun meant was that there is no need to set up a separate second-tier subsidiary for this business, and it can be merged into other second-tier subsidiaries to reduce management costs.

Ye Zishu talked about his original considerations. He wanted to build a payment system all over the world, but it was difficult to do so, so he started from the simple one.

At present, Danque Financial Services Co., Ltd. is doing well. It has reached cooperation agreements with so many banks. What is needed now is to continue to bring more banks into the system.

After completing this step, consider whether it can be extended to offline, and use smart devices such as smartphones to realize more convenient offline payment services.

You can use QR codes, radio frequency chips, etc. to realize fast payment for offline businesses, thus penetrating their tentacles offline.

However, this will conflict with the existing credit card system, but the problem is also easy to solve. The credit card information is directly read into the payment platform, and the physical credit card is converted into an electronic credit card.

In this way, the bank's interests are further bound to its own payment platform, and even many banking services are implemented on the platform, turning the original simple payment platform into a global financial service comprehensive platform.

At that time, not only banking business can be handled on this platform, but also all financial services, such as fund investment and insurance business, can be handled on this platform.

It seems that the platform will be very bloated, but in fact it is not. The use of intelligent technology can make complex business relatively simple, and there is no technical problem at all.

The purpose of doing this is to incorporate all transactions, including online and offline transactions, into this platform. As long as this step is achieved, half of the success is already achieved.

The next step is to rely on this platform to establish an inter-bank settlement system, which is no longer a simple transaction between banks and consumers, consumers and merchants.

See if everyone here is familiar, if this step is successful, it is equivalent to establishing an inter-bank trade settlement system, which can completely bypass transaction settlement systems like swift to complete global trade settlement.

If this step is made, with its technological advancement and intelligence, it will definitely be able to occupy a large proportion of trade settlement.

It's just that he knows that things are not that simple, and it will definitely cause a huge backlash. It is precisely because he knows that he will encounter difficulties simply doing this, that he chooses to make such a big circle.

When this financial service system penetrates into the daily transactions of every person in every country in the world and becomes a transaction system that everyone cannot do without, it will not be so easy to give up.

Even if there is a violent reaction at that time, Danque Financial Services Company will have enough confidence, and at that time, it will still have to rely on the economic strength of each country to speak.

He believed that at that time, my country's economic strength was sufficient to cope with such a reaction, and Danque Financial Services Company was not just a pure financial service platform company, but also represented a huge economic system behind it.

At that time, there is no need for the country to come forward, relying on the strong economic and technological strength of its industries, it will be able to settle most of the problems, not to mention that for many countries, there will be an additional option for transaction settlement.

The ones who are angry are just the direct stakeholders. At that time, it will depend on the power balance. As long as his side is strong enough, no matter how angry he is, he will not cause much trouble.

After completing this step, it stands to reason that it should have reached the peak. By then, the amount of transactions and settlements through this platform will reach tens of billions of yuan every year.

Even if a very small percentage of handling fees is charged, the platform can make a lot of money, not to mention that there are many financial services around the platform, and these fees can be higher, which are all income.

At that time, Danque Financial Services Company's annual platform service fee alone may be as high as hundreds of billions of yuan, and it still has the qualifications as a second-tier subsidiary.

If it's all over here, Ye Zishu doesn't need to spend so much trouble. Next, he wants to rely on this platform and his own huge strength to launch a digital currency to replace the existing trade currency.

Of course, he doesn't know whether this step can be realized, but he can't even dare to think about it. If it is realized, digital currency has many advantages compared to the existing trade currency settlement.

Since this is a currency specially used for international trade, it is actually very beneficial for many countries to get rid of the fate of being cut by m yuan.

It’s just that few people can accomplish this. In the final analysis, it’s a matter of strength. If you don’t have the strength, you can avoid talking about it. If you have the strength, it’s not difficult to do it.

Lei Jun was stunned when he heard Ye Zishu's idea. The boss really dared to think that he wanted to rely on a company to do something that could not be done in so many countries. It was like a fantasy.

Ye Zishu also knew that his idea was a bit bold, so it was just a plan. As for whether it can be achieved, it is another matter, but the relevant technical reserves can be carried out from now on.

As for how to make digital currency, Ye Zishu didn't give any hints, so they asked their R\u0026D personnel to do it first, and don't limit their imagination and creativity because of their own reasons.

Digital currency is not only the blockchain technology of the previous life. He does have a lot of technologies in his hand that can be realized, but he still wants to see if Danque Financial Services Company can surprise him.

After chatting with Lei Jun, Lei Jun never mentioned the merger of Danque Financial Services Company. Even if the last step cannot be realized, the future plan is promising.

－－－－－Off Topic－－－－－

Please subscribe!