Chapter 1752
Shiliwan.
At the An family's former residence, Liu Ling introduced the relevant personnel of Shengqing Anning Insurance Company to An Liang.
This time, the relevant person in charge of Shengqing Anning Insurance Company is named Fang Zhuwei. He looks to be in his thirties. The exact information obtained through the interpersonal relationship scanning system is that he is thirty-five.
Fang Zhuwei’s appearance matches her age!
Maybe it’s because selling insurance is too difficult?
Shengqing Anning Insurance Company also hired Bian Xiaogang, a botany expert from Shengqing University. This person seems a bit unsmiling. He seems to be an old scholar who specializes in academics?
The other two people were staff members brought over by Fang Zhuwei, so they were naturally ignored by An Liang.
After Liu Ling introduced the two parties to each other, Fang Zhuwei asked questions first
"Hello, Mr. An, what kind of insurance would you like to customize for these three holly trees?" Fang Zhuwei asked first. She needed to know Anliang's needs before she could assess the corresponding risks and judge whether this insurance customization could be successful.
Anliang responded in a general way,"My needs are very simple. I just want to protect the three hollies. trees to prevent them from accidents. Fang Zhuwei nodded first before responding,"
Mr. An's request is indeed very simple, but when we provide insurance for plants and animals, there are actually relevant restrictions."
Fang Zhuwei continued to respond,"Take plants as an example. Because plants are living entities, living entities are very complex and have various unexpected situations. Therefore, when insuring plants, we only provide very limited insurance."
"For example?"An Liang asked back.
Fang Zhuwei did not immediately explain the restrictions and coverage. She looked at An Liang and asked,"Mr. An, has he ever heard of the Dahongpao mother tree being insured for 100 million yuan?
An Liang nodded," I've heard of it.""
"Let me first tell Mr. An about the insurance status of the Dahongpao mother tree. They are accident insurance with a compensation limit of 100 million yuan provided by Xiaguo People's Insurance Company."Fang Zhuwei explained.
An Liang knew this.
"The coverage of this insurance is very limited. It will only pay out a compensation of 100 million yuan if the Big Red Mother Tree is damaged by humans and the Dahongpao Mother Tree dies completely."Fang Zhuwei explained＠."Moreover, the so-called man-made destruction still needs to be investigated by the Xiaguo People's Insurance Company. For example, if the person who destroyed the Dahongpao mother tree has a relationship with the insured party, or even was instigated by the insured party, this constitutes insurance fraud, and no further action will be taken. Claims."Fang Zhuwei continued to explain.
"If an unrelated person damages the Dahongpao mother tree, the damage to the Dahongpao mother tree will have to be assessed before the corresponding amount of compensation will be paid based on the damage."Fang Zhuwei added
"As for other natural disasters and man-made disasters, such as lightning strikes, pests and diseases, changes in the surrounding ecological environment, various extreme weather and other natural disasters, as well as man-made accidents caused by relevant personnel caring for the Dahongpao mother tree, all are not covered by the insurance. The insured party must bear the consequences. Fang Zhuwei added.
An Liang listened to what Fang Zhuwei said and responded jokingly,"So this is not guaranteed, and that is not guaranteed, right?""
Fang Zhuwei doesn't mind such ridicule.
"All insurance terms will be written very clearly. If you don’t understand any terms, you can ask the insurance company. If you are afraid that the insurance company will deliberately mislead you and misinterpret the terms, you can also videotape the insurance company staff while they explain the terms to avoid this. If it is not guaranteed, then it is not guaranteed."Fang Zhuwei responded
"There are indeed some problems in the insurance industry, but as long as you carefully understand the insurance terms, you can actually avoid many pitfalls."Fang Zhuwei added.
An Liang nodded in agreement. Most people don't understand insurance at all, so they buy insurance blindly. Taking critical illness insurance as an example, I'm afraid most people who buy this kind of insurance don't know all the terms and conditions of the insurance. Insurance coverage, right?
Then the corresponding thing really happened, and I realized that this was not covered, and that was not covered?
Insurance companies are too smart, and the insurance products for the general public have already been repeatedly tested by actuaries using various data models. Verify the situation, how could it be that the insurance company is losing money?
Therefore, before purchasing insurance, you must carefully read the insurance terms and understand the coverage of the insurance. If you do not understand the terms, ask the staff. In order to avoid the staff lying, it is recommended to use a mobile phone to record Video.
This is the correct way to buy insurance!
If you don’t know anything and just listened to a few words about what a certain insurance will cover, and you don’t have to worry about serious illness, then buy such an insurance.
Once you suffer a loss, wouldn’t you be unlucky?
There are a large number of insurance companies in the insurance industry that engage in such tricks. With a relatively low price and good publicity, an insurance can sell well. As for the subsequent claims issue?
Ha!
"Director Fang, if I want to insure three holly trees, what kind of coverage can you provide?"An Liang asked Fang Zhuwei.
An Liang would naturally read the insurance terms carefully!
Fang Zhuwei did not respond immediately. She considered the coverage that could be provided._Fei
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