Chapter 4767
This time, based on the completion of the experimental fourth-generation nuclear power plant in Fengning area, An Liang followed the Xiaguo national team to make a lot of money, and most of the members of Tianshang Baiyujing Club rushed into the big A market to harvest leeks.
"Don't worry!" An Liang responded with relief.
"There is no problem in Fengning area, and there will definitely be results within June." An Liang added without hiding anything.
Tian Shang Baiyujing Club is the core interest group built by An Liang. Of course, he will protect this interest group. After all, this interest group is his helper.
Li Cunyuan was relieved.
After eating braised pork at noon, the two separated, and An Liang went to Kongshan Tea House.
When An Liang was checking the financial statements of Anxin Investment Company in Kongshan Tea House, he received a message sent by the former chief minister of Neon through the dark web.
'EXF: Good news! '
'EXF: We have reached an agreement with Neon Bank, and the other party is willing to provide us with a loan. ’
An Liang looked at the message sent by the former chief minister of Neon. This is indeed good news!
Anyway, An Liang is determined to get Neon Bank for free. He plans to use Neon Bank’s funds to acquire Dongjing Power Company, and then use Neon Bank’s funds to solve the current problems of Dongjing Power Company, and even use Neon Bank’s funds to build a fourth-generation nuclear power plant in Neon.
The main point is to use Neon’s money to solve Neon’s problems!
As for letting An Liang pay for it himself?
That’s impossible.
In this plan against Dongjing Power Company, An Liang’s side has an absolute initiative and advantage. Of course, he must make full use of such an advantage.
Not to mention that An Liang can’t take out so much money for the time being, even if An Liang can take out so much money, he is not willing to take it out.
After all, investment is risky!
‘AAA: How much loan is Neon Bank willing to give us? ’
‘AAA: What about the interest and term of the loan? ’
An Liang estimated that it should not be too high, right?
After all, Neon is a low-interest environment.
‘EXF: There is no special limit on the loan amount. ’
‘EXF: Neon Bank also knows the strength of your Dream Future Energy Group. ’
‘EXF: As long as you provide the corresponding pledge or guarantee, you can get a loan of any amount. ’
An Liang couldn't complain. It's not a credit loan, and you still need a pledge or guarantee. What's the point of a loan of any amount without restrictions?
‘EXF: As for the interest and loan term, there are two modes. ’
‘EXF: The first interest mode is a floating interest rate plan. The loan interest rate of the year will be determined according to the market conditions of the year, and the reference market conditions will follow the market. ’
‘EXF: If you adopt a floating interest rate plan, there is no limit on the loan term. You can pay it back whenever you want.’
This means that Neon Bank just wants to make money from interest, right?
‘EXF: The second option is a fixed interest rate option, which will provide different loan interest rates according to different loan terms. ’
‘EXF: Neon Bank requires a minimum term of 5 years and an annual loan interest rate of 2%. ’
‘EXF: If the loan term is extended to 10 years, the annual loan interest rate will drop to 1.75%. ’
‘EXF: If the loan term continues to be extended, and you two sign a 20-year loan contract, the annual loan interest rate can drop to 1.5%. ’
It has to be said that Neon is really a low-interest environment. Is the loan interest rate so low?
More importantly, the loan interest rate and term provided by Neon Bank are actually opposite to those of Xiaguo!
In Xiaguo, the shorter the loan term, the cheaper the annual loan interest rate.
For example, when the loan is for one year, the annual interest rate offered by banks in Xiaguo is usually between 3.4% and 3.6%.
If the loan period exceeds one year but does not exceed three years, the annual interest rate will rise to between 3.8% and 4.0%.
If the loan period exceeds three years but does not exceed five years, the annual interest rate will start at at least 3.95%, and it can even reach 4.5% if it is more expensive.
As for wanting to make the loan period exceed five years
This is not something that ordinary people can do!
In addition to mortgage loans, it is indeed extremely difficult for ordinary people to borrow money from banks for more than five years.
However, Neon starts with asking Anliang to borrow for five years and offers an annual interest rate as low as 2%.
It must be said that the annual interest rate of Neon's loan is really very low!
‘(Good Zhao) EXF: I personally suggest that you choose the option of a 20-year loan, and choose to pay interest in the first 19 years, and pay the principal and interest in a lump sum in the 20th year. ’
Looking at the suggestion made by the former chief minister of Neon, An Liang smiled. This guy finally made a good suggestion.
Because this suggestion is equivalent to pulling Neon Bank on board and making Neon Bank one of An Liang’s interest groups. Although it is only a marginal interest group, it can at least ensure that Neon Bank will not take the initiative to oppose An Liang.
After all, An Liang chose the suggestion made by the former chief minister of Neon, which is equivalent to owing Neon Bank a huge sum of money.
In this case, how could Neon Bank take the initiative to oppose An Liang? .
