Chapter 3116: Insurance company inspection
After the first confrontation, the people of Yingguo suffered a big loss. They already knew that Han was not easy to provoke, and the domestic anger needs a place to vent. Therefore, the country must give the people a catharsis. Naturally, this is to clear the organization behind the organization of this operation.
At this time, the Eagle Nation's army is united, and the enemy is the same. In the past, their wars were always unknown, and they fought for others. Only this time, they fought for themselves, so of course their morale was high.
At this moment, it was natural that the Eagle country could no longer fight against Han. The relationship between Eagle and Han began to ease. After all, this was also due to their various interests and needs. Their economy has already It's pretty bad, and Han Guo has a way to save their economy.
What specific means Han will use has not yet been communicated to the Eagles. After all, this is an exchange of interests. Only when Han’s automobile industry can successfully land in Eagle’s homeland will Han fully inform the Eagle of the plan and let They cooperate.
As for now, it is naturally still in the preparation period.
After the negotiation with Ying Guoren, Qin Guan took his special train to Huating.
Huating is now an international metropolis. The pillar industry here is high-tech companies. With Hanxin Technology as the leader, it has driven a large number of downstream companies. It has become a real-life Silicon Valley in China. The other is the aircraft manufacturer, Han Guo's large passenger aircraft, which is already a world-famous fist product at this time.
In addition to these two major industries, Huating also has some other scattered companies. In the insurance industry, it has the headquarters of many insurance companies, such as the famous Hepingyang Insurance Company and the People’s Insurance Company of China. , Han Guo Property Insurance Company, etc., these big companies all set up their headquarters here.
When Qin Guan was in parallel time and space, he did not have a good impression of insurance companies. In the common saying, insurance companies had only two types of non-compensation, which are called this without compensation, and then without compensation. When buying insurance, he said As a measure to deal with accidents, when the real accident comes, when applying for compensation, the problem will arise. The insurance company will find the conditions you do not meet through the rules and regulations in the insurance policy, and then refuse to compensate .
You bought a large amount of medical insurance at the beginning, and you really have cancer, and you should pay for it. However, he found one. When you were insured, you had chronic gastritis, and you didn’t take the initiative to report it. So it was concealed and you won’t be compensated. Why, not convinced? A lawsuit. The lawsuit really started, and the lawyers of the insurance company are of course the most experienced.
At this time, the nature of capital is fully exposed. They are here to make money, not to engage in charity. Besides, if something happens, their insurance company may go bankrupt, and there is a reason for it to be unable to compensate.
Take the recent incident in Eagle Country. The collapse of two buildings and the incidental joint compensation have already put several insurance companies on the verge of bankruptcy. At the beginning, I was insured because I wanted to make myself more secure. As a result, insurance. The company is going bankrupt, how can it get the corresponding compensation?
As for those insurance products under the name of financial management, they cannot be touched. This is Qin Guan’s experience. However, among the various products of insurance companies, auto insurance is still a relatively complete insurance product, and there is an accident. After that, unless it is really the fault of the car owner, such as the car owner’s lack of a driver’s license, driving under the influence, and the car’s failure to conduct a timely annual inspection, etc., compensation will not be granted for these situations. Others will be compensated in accordance with normal procedures.
This industry also needs state supervision. After all, it has just entered the 1990s, and those insurance companies are not particularly excessive.
But this time, Qin Guan came to Huating to have a meeting for these insurance companies. The purpose of the meeting was to vaccinate them so that they would not be profiteering and fabricate some absolutely beneficial terms to deceive others. It is another project that really focuses on investment.
"Now, our country's automobile industry is developing rapidly." Qin Guan said: "People who have become wealthy have begun to have the ability to buy cars. For cars, there are also complete insurance procedures. After the accident, the insurance company must assume its own responsibilities, and compensate as much as it should. There should be no prevarication."
"Yes, President Qin, of course we wouldn't do anything like that." It may be that Qin Guan came here to beat them. Therefore, they were all very obedient at this time. The person in charge of PICC Liu Zhigang was sitting in Qin. Beside Guan, he quickly echoed: "Our insurance industry also has its own rules. How can we deceive people."
"Well, apart from these, it is not enough." Qin Guan said: "Our insurance company must compensate after an accident. These will affect the profitability of our insurance company. Therefore, the insurance company It is necessary to investigate various models. After all, different models suffer different losses after an accident. Therefore, we must understand the advantages and disadvantages of various models and conduct differentiated management."
Qin Guan's words confused the people present.
"President Qin, what do you mean?" Li Zhigang asked.
"For example, in the same car accident, two cars hit a wall at a speed of 60 kilometers per hour. Then the safety equipment of the two cars is different, and the result is different. One car has airbags. Buffer mode, the cockpit remains intact, the driver is only slightly injured, and the other car has nothing, the cockpit is deformed, and the driver is gone. In these two cases, you say that the amount of compensation is the same ?"
When Qin Guan asked this question, the people present understood it. Of course, this was different. If it caused casualties, the loss would be more. If it was only a minor injury, the amount of compensation from the insurance company would be very small.
"It is very important for an insurance company to master the safety of a car. Therefore, insurance companies must have a good idea of the various vehicles insured." Qin Guan said, "So, here, I suggest each Insurance companies, with a certain amount of funds, publicly set up a car crash test agency that belongs to the entire insurance industry."
Car crash test agency? Many people present felt very fresh about this thing.
"This, shouldn't it be tested by the automotive industry?" Li Zhigang asked.
