Chapter 656 Years ago

Liu Ziyu and Chen Nianzhen were both dumbfounded.

Even the staff member was dumbfounded.

The personal credit loan was 10 million RMB per person and 5 million RMB per person, with a simple interest rate of 1% per year, and the principal and interest can be repaid in five years.

The loan amount was shockingly high, and the interest rate was shockingly low.

Many corporate loans could not get more than 1 million RMB, let alone personal credit loans, which had no collateral and no guarantor.

As for the simple interest rate of 1% per year, it was almost like giving it away for free.

You should know that at this time, the interest rate for entrusted deposits of mainland banks was generally 10%, and the interest rate for bank loans was generally 12%.

In other words, if the two took 15 million RMB to borrow money, the annual interest difference would reach 11%, and they would make a net profit of 1.65 million RMB!

The staff member could not figure out why banks would only do such a loss-making business.

Liu Ziyu and Chen Nianzhen were still dizzy when they walked out of the building with their credit loans.

Liu Ziyu had never thought that the loan Liu Tao prepared for her would be so high.

But then came the excitement. With the 15 million, it would be much easier for them to start a business.

Liu Ziyu and Chen Nianzhen were full of motivation. They rented an office, bought two high-configuration computers, and then started to register a company. Not long after, a company called "Yunnan Kunshi Dandelion Computer System Co., Ltd." was successfully registered.

Liu Ziyu invested 10 million yuan and held 66.67% of the shares; Chen Nianzhen invested 5 million and held 33.33% of the shares.

The two were full of energy and wanted to do a big job.

On the other hand, the Party Group Meeting of Panshan Group was officially held.

This Party Group Meeting lasted a whole week. It took four days just to summarize 1989, and three days to plan and look forward to the new year 1990.

Li Fuguo firmly sat in the second place in the Party Group, but except for the work of the Panshan Group Armed Forces Department, he would not participate in other things, nor would he ask, but would listen and understand more.

The Armed Forces Department is a large department of Panshan Group, with more than 150,000 people, involving all aspects, not only the two sides of the Taiwan Strait, but also overseas.

And many of the Armed Forces Department’s affairs are not suitable for discussion at the Party Group meeting.

Feng Defeng is ranked third among the members of the Party Group. As Liu Tao’s confidant, he is in charge of the giant ship of China Southern Ordnance Industry Group Corporation, which is also the most confidential and has the highest level of confidentiality.

Because China Southern Ordnance Industry Group Corporation is a military industry system from top to bottom, involving many military secrets, without permission, not to mention prefecture-level city government officials, even provincial leaders cannot inspect.

The various groups and companies under China Southern Ordnance Industry Group Corporation are also rare security personnel fully armed and ready to fight at any time. At critical moments, they can contact local troops to protect the factory.

At the same time, Feng Defeng also serves as a senior official in Yunnan Province.

The fourth member of the Party Group is Li Weimin. Since Li Weimin came to Panshan Group, he has quickly integrated into Panshan Group with his own efforts, opened up the work situation, and convinced his colleagues and employees.

At the party group meeting, Liu Tao emphasized that in the new year, everyone should tighten their belts and live a hard life. Panshan Group will take out 300 billion to build Beijing-Shanghai Expressway, Beijing-Kunming Expressway, Wuhan-Guangzhou High-speed Railway, Guangzhou-Kunming High-speed Railway, and Chengdu-Kunming High-speed Railway.

Liu Tao's news directly shocked everyone.

After all, this is 300 billion yuan, an astronomical amount of wealth.

If it is used in Panshan Group itself, or only a part of the money is taken out, everyone will pinch their noses and bear it.

But this is 300 billion yuan!

Such a large amount of money is used to invest in the construction of highways and high-speed railways. Then, should Panshan Group still develop? It is better to let Panshan Group become the Ministry of Transport and the Ministry of Railways.

With so much money, it is entirely possible to build more automobile manufacturing plants, motorcycle manufacturing plants, wafer factories, semiconductor foundries, mobile phone production plants, and home appliance manufacturing plants.

Liu Tao waved his hand and said, "Comrades, this is settled! This is a political task, no bargaining allowed!"

As soon as Liu Tao said this, the entire conference room suddenly fell silent.

Political tasks, what does this mean, everyone present knows.

In Panshan Group, it has always been emphasized that if you understand, you must execute, and if you don't understand, you must also execute, and deepen your understanding during the execution.

In the entire Panshan Group, Liu Tao has unparalleled prestige, and he has the final say in the party group meeting.

Li Weimin's eyes flashed with confusion.

He didn't understand that at the mid-year party group meeting, Liu Tao was still emphasizing that Panshan Group is based on manufacturing and industry, and finance, electricity, high-speed rail, highways, etc. are just extensions and auxiliary, not the main business. Why at this time, instead of investing so much money in high-speed rail and highways.

High-speed rail and highways require large investments, and the recovery time is long. It is impossible to recover the investment without 20 to 30 years.

Even most experts believe that building high-speed rail and highways in China will never recover the investment.

Just like now, the tolls from the Shenhai Expressway and the revenue from the high-speed rail are not enough to cover the operating expenses. After all, there are salary expenses for staff, and the highways and railways have to be maintained, which costs a lot of money every year.

However, he did not say much. First, Liu Tao had said that this was a political task, and it was useless for him to say anything; second, the various group companies under the Huaxia Southwest Industrial Group Corporation had already been rolled out before, and the funds were earmarked for specific purposes, and there was no need to expand in the next one or two years.

When the party group meeting was on the last day, it was about personnel appointments, which involved the entire Panshan Group system.

Of course, there will be some people who will be transferred to places outside the mainland to serve, including abroad.

There are also some people who will be arranged to study and train at the Party School.

After the party group meeting, Liu Tao personally held a banquet and everyone had a dinner together to celebrate.

After all, the next thing is the New Year.

The old year is over, and the new year is coming.

After arranging everything, Liu Tao and Liu Ziyu took a special plane from Kunming Airport at noon on January 26, which was the day of New Year's Eve, and returned to Beijing.

This time, Liu Tao bought a lot of things to bring back.

There are medicinal materials, tea, and local specialties.

On the plane, Liu Ziyu excitedly told Liu Tao about the company she and Chen Nianzhen had founded.

The company they founded had a clear positioning, that is, a computer Internet company, focusing on Internet and security services, and various software services, which also fits the expertise of Liu Ziyu and Chen Nianzhen.

As China is connected to the Internet nationwide, although the Internet connection is not nationwide now, it has undoubtedly shown that the Internet and security services are very important and necessary for the whole country to enter the Internet era. As for various software services, there is also a big market.

The two have come into contact with a lot in the past few years, which is far beyond the reach of ordinary people.

And a very important reason why the two of them chose to be in Dianchi Lake in Kun City is that they rely on Panshan Group and Southwest Associated University!

The computer and Internet technology here is at the forefront of the world!