Chapter 403: Loan application approved

Chapter 403 Loan Application Approved

"In the future, in our village, my initial idea is to establish a tourist attraction to drive the economic development of the village, and then link the surrounding areas to develop together. At that time, there will be more than just basic facilities such as hospitals and schools.

Without destroying the natural scenery, there will be some other facilities, even high-rise buildings.

Moreover, the river in our village is connected to the canal and seaport. If it can be completely dredged, then our village can also become a very important freight terminal. "

Ye Qiu expressed his thoughts and outlined a huge blueprint.

This blueprint can be said to be very huge, and even Xu Xiuying feels a bit weird and shocked.

But think about it, it is indeed possible.

The upper reaches of the Chu River connects to the Grand Canal, while the lower reaches bypass Linhai City and rush directly into the sea. It would be very convenient if you could take a boat.

Moreover, the entire river is in the middle of the mountains, so it is difficult to find a location, like Yushan Village, suitable for a dock location.

The most important thing is that Linhai City has the largest seaport in the country, and the transportation from Linhai City to the inland is relatively difficult. If it is really opened up, the river will be very lively.

"However, if you want to..."

Xu Xiuying calculated an account, she was shocked, and looked at Ye Qiu: "If you build according to your ideas, the entire village will not be invested in the construction of millions or tens of millions, even if it is an investment of more than one billion yuan. They all seem stretched, at least several billion."

Ye Qiu's face was calm and nodded: "Well, that's right."

There was a scolding in my heart, I, Cao, just talked about it casually, but I didn't even think about how much it would cost.

At this time, Xu Xiuying said that there was a big Cao lying in her heart, and she really wanted to pull her mouth, telling you to act and pretend.

Xu Xiuying's blueprint outlined by Ye Qiu made her heart surging.

If this project can really be established, Ye Qiu must be a well-deserved hero, even the Xu family would have to take it seriously.

At that time, even she and Ye Qiu...

Thinking of this, Xu Xiuying was a little excited, her face was red, she calmed down after a while, nodded and said: "Ye Qiu, your idea is very good, I support you, although our village is still in Going forward on the road to a well-off society, but I think that under your leadership, this goal can definitely be achieved!"

Xu Xiuying encouraged.

Ye Qiu feels bitter in his heart to develop a village into an economic giant. It is not a joke, nor is it just a matter of just throwing a few billions away and it will work. The economic ecology of the upper and lower levels needs to be established quite well.

But the words have been released, even if you bite the bullet, you can only do it.

Who told his secretary Xu to speak?

Ye Qiu said with a dry smile: "Well, I hope Party Secretary Xu can help me out. There are some things in the village that you need to be responsible for."

"no problem."

Xu Xiuying waved her small hand, boldly.

After talking about the development of the village again, Ye Qiu left first.

After leaving the office, Ye Qiu's face immediately collapsed. Making money is not the most difficult thing. The most difficult thing is to build a complete economic ecosystem that can make the village run on its own, so as to achieve the blueprint he said. .

But this blueprint cannot be solved by a group of mountain villagers. It also requires a variety of talents, and a large number of talents and labor must be introduced.

But what kind of talent will come to Yushan Village?

"Step by step."

Ye Qiu thought for a while, but first gave up the idea of ​​reaching the sky first, and was ready to think about how to move the next move.

At this moment, his cell phone rang suddenly, and he took out his cell phone to see that it was a strange number.

Ye Qiu picked it up and listened, "Hey, who?"

A low voice of a middle-aged man came across, quite magnetic: "Is it Mr. Ye? I'm the president of Tianguang Agricultural Bank, Huang Bingkun."

Ye Qiu's heart moved: "Oh, President Huang, what's next?"

Huang Bingkun smiled and said, "Mr. Ye, your loan application has been approved. Can you please come and go through the remaining procedures?"

"So fast?" Ye Qiu asked in surprise. He knew that the bank had been investigating a project for a long time, but he didn't expect it to be passed so soon.

"Yes, but there may be a small change in the number." Huang Bingkun said.

Ye Qiu's heart moved. The amount he originally wanted to borrow was 30 million yuan. Is it necessary to reduce it?

Of course, it does not matter if you reduce it at all.

Ye Qiu asked, "Yes, but I want to ask how much your bank can give me a loan?"

Huang Bingkun said: "Mr. Ye, after discussion by our board of directors, we feel that your company's development prospects are quite good, so we gave another proposal, which is a loan of 60 million yuan with a term of 5 years and an interest rate of 4.5%!

Ye Qiu was a little surprised when he heard it.

Unexpectedly, the loan amount has doubled, and it is still five years, and the final interest rate is only 4.5%!

Nowadays, a famous domestic financial software has an annual interest rate of more than 4%. If the bank lends, it will be at least 5% or 6%.

Ye Qiu said, "Well, thank you for your support."

Huang Bingkun was quite calm when he heard Ye Qiu's voice, and was a little surprised in his heart. If ordinary people heard this number, they would be somewhat shocked. He didn't expect Ye Qiu's mentality to be so good.

"All right, Mr. Ye, please come over and do the formalities when you have time." Huang Bingkun said.

"Okay, I'll be here today."

Ye Qiu said, then hung up the phone, and then drove the van to the city.

When I arrived at the Agricultural Bank, I asked the lobby manager and was introduced to the VIP room by the lobby manager.

A few minutes later, Huang Bingkun came to the VIP room with a few documents.

"Mr. Ye." Huang Bingkun said with a smile, and stretched out his hand.

"President Huang, hello."

Ye Qiu shook hands with Huang Bingkun, and the two of them sat down.

The lobby manager gave each of them a cup of tea, and then left, leaving only Ye Qiu and Huang Bingkun in the VIP room.

Huang Bingkun smiled and said, "Mr. Ye, please use tea. Let's talk slowly."

Ye Qiu took a sip of tea, and then said straightforwardly: "President Huang, I am very interested in why your bank suddenly increased my loan limit?"

Huang Bingkun smiled: "Mr. Ye should have this doubt, so I'll talk about it carefully.

Our bank's inspection of your company, first, is the business situation. Mr. Ye's company's business situation is quite good. Our bank knows this very well.

The second point is your company’s ability to deal with risks. On this point, our bank has actually had a lot of disagreements. However, in the past few days, our bank has a great deal of your company’s ability to fight risks. Big cognition. "