Chapter 4527: Bank lending situation

Qin was in Yan's military camp, and Han Xin was in his officer dormitory, writing a summary report. He has written many, many such reports. The word count may exceed hundreds of thousands of words. However, his effect was quite significant, because he was recommended by the chief to study at the Qin State Xianyang Higher Military Academy.

To study at such a military academy means that Han Xin's future promotion has been greatly improved.

Because of the outstanding performance of Han Xin, he carried out more than 31 low-altitude reconnaissance missions. Such missions are usually very dangerous. However, Han Xin can complete many times without any damage. If there were no photos as evidence, many people would doubt whether Han Xin flew back after conducting high-altitude reconnaissance. But in fact, the photos clearly show that his photos are very clear, and even in the photos taken, the figure of the ground machine gunner can be seen. This is enough proof that Han Xin's plane flies very low. It is precisely because of this that he was promoted to captain.

Han Xin doesn't value military ranks too much. What he cares about is the report. Han Xin submits some summary reports every time. The report uses digital statistics and some examples. The content is not much, but it is convincing enough. At the same time, he boldly predicted some things in the future. Prompt some areas to make improvements. Such a motivated officer is naturally liked by the commander.

Therefore, Han Xin was recommended to study at Xianyang Higher Military Academy. Normally, only the captain would be recommended to study there, because the captain needs to go through the ensign and the lieutenant. In practice, they already have two very important stages. Experience, if you have combat experience, it's best, because the situation on the battlefield is different, and Han Xin satisfies both conditions.

The most important thing is that his acquired learning spirit has made all the chiefs very satisfied. Han Xin learns quite a lot in his spare time, and he has the most books. It can be seen that his ability to learn is relatively strong.

Entering high-ranking officers to study, you can learn more and more staff assignments, as well as higher-level learning. After they come out, they usually return to the original army temporarily, but the position will soon be adjusted to the staff position, and then promoted to major, and then devolved Continue to study and practice in the army. After reaching a certain level of qualifications, you will return to the division as a staff officer, or a higher-level staff as a staff officer. In short, the road ahead is the staff, the chief military officer, the staff, and the military. The chief officer jumped back and forth with each other, which meant that his promotion channel was very broad.

The winter in the north of Yan State came faster than ever, and the first snow here fell before the autumn leaves had fallen. With the help of the stove, the temperature in the officer’s dormitory was kept warm. Han Xin took a sip of coffee and then continued to write his report.

He is summarizing, even though the transfer order has been issued. But Han Xin decided to complete all his summary of the military operations here, for him. This is a good thing, because he can proceed normally in many situations. In this way, he is prepared very well in many situations.

What Han Xin summed up was a summary of aerial bombing in the mountains.

Han Xin believes that bombing can be divided into three types. Future bombings should be classified in detail so that the bombing efficiency can be improved and the enemy can be defeated the fastest. The first type of bombing is strategic bombing. The target of the bombing is the enemy’s factories and economic entities. Such bombing can paralyze the enemy’s economy in a relatively short period of time. For them, this is extremely Favorable things, this situation will allow them to develop faster. This is their most advantageous place. It is also the fastest growing place.

The targets of the bombing were focused on related industries such as steel, chemical industry, and electric power, but Han Xin has not included refineries in it, because the special conditions of the mountains have not yet caused such a development.

The second type of bombing is linear, mainly bombing the opponent’s transportation line, especially the points of the transportation line, some particularly important hubs, and various transportation vehicles. This can minimize the bombing. Support for the frontline.

The third type is specific tactical bombing, which mainly serves as long-range artillery, which requires professional aircraft to carry out. Because it is a low-altitude flight. Han Xin envisioned an aircraft capable of diving and bombing at a large elevation angle. Carrying out more accurate bombing, while the aircraft's bomb load is greatly increased, in this way, bombs can cause greater damage. In fact, this battle does have such a demand. For example, the mountain people have built a large number of fortifications. If they can be destroyed from the air, the pressure on the infantry will be much reduced. This is for them. , This is an extremely favorable situation.

Of course. There are more areas that need improvement, such as reconnaissance, and information updates before various attacks.

And these, if you want to do this, you must get the air supremacy. After the air supremacy is mastered, it is necessary to carry out effective blows to ground air defense, paralyzing ground operations. Han Xin's own experience and a large amount of data illustrate this, which laid the theoretical foundation for future bombings.

It is really difficult for Han Xin to do this. Because this requires a lot of reading a lot of reports, materials, and books, if he does not make such a summary, many people will not be able to do such a thing. This is where he is most advantageous at the moment. Because he is a diligent thinking person, such a person has a great place to go wherever he goes.

Qin, Xianyang, and the people of Qin are currently concerned about their prime minister’s election. Although there is not much suspense, Feng Quji will take over Shangwen’s prime minister position and lead Qin into a new era. But some people are still curious about the variables that have appeared in the prime minister's election. In the office of the director of Wenyang Bank, Xiao He faced various economic data for analysis. He has been working here for two days and one night. The prime minister’s election brought about economic variables. Through several statistics, Xiao He was very worried about the future economy of Qin State.

The rate of bank lending has slowed, despite the expansion of loans to non-performing companies. Many companies do not have such qualifications to obtain loans, but by reducing restrictions and lowering conditions, they have obtained such conditions, but even so, the overall bank lending by people still slows down. If this is the case of a bank in Wenyang Bank, it may be a management problem.

But the problem is that most commercial banks have such problems. This is enough to show that the situation is not good. Because the company has been unable to stimulate it again.

The problem is not only here, but the flow of funds is also slowing down. Before the Qin State's economy was in a state of rapid development, they could develop quickly, but now, their situation cannot develop all at once. In such a situation, many situations are actually extremely unfavorable to them. I really don’t know what kind of development Qin will have under such a situation, but the bank’s situation is not good, which usually indicates The situation of some enterprises is in a disadvantageous situation. Such a situation is very unfavorable to Qin's economy, and Xiao He is quite worried about this.

If banks reduce the provision of funds and the slowdown of bank funds flow cannot meet such a demand, their situation will become very unfavorable, and such a situation will be very unfavorable to them.

Although Qin’s economy has established a comprehensive industrialization system, for example, his steel and chemical industry are extremely complete, followed by the rapid development of automobile and aircraft manufacturing, and the emerging electronic manufacturing seems to herald such a situation. The development of this situation, under such a situation, it seems that Qin's economy has entered a favorable situation, but a practical problem is also explained.

The export of high-tech products is decreasing. Although this potential demand is constantly increasing, the problem is that Qin is also reducing the export of most of the core technology and equipment. Although the reason may be the actual technical blockade, in fact This is extremely unfavorable for Qin and its neighboring countries. Although the technological blockade can achieve such a situation, it also reduces the development vitality of enterprises, and their production speed begins to slow down because they cannot export. To obtain higher benefits, the lending bank becomes extremely unimportant. This is extremely detrimental to the entire economic development. Xiao He does not want to see such things happen, but the problem is that such things are happening. It's happening.

The reduction of domestic production directly affects the bank's capital borrowing. When a bank's capital borrowing becomes paralyzed and cannot be circulated, it will have a great disadvantage to the bank. Xiao He felt that in the face of such a situation, banks would bear very high risks. He must allow the entire Wenyang Bank to deal with such a situation in advance.

This requires a lot of capital and avoids many risky companies. Only in this way can Wenyang Bank escape. This is such a situation for the bank. Otherwise, the bank will go bankrupt if it says it goes bankrupt. Once a run occurs No one can avoid such a situation from happening. Therefore, Xiao He is very worried about this. This kind of worry has already been explained by a large amount of economic data. He cannot watch such economic data continue to go on. Otherwise, they would not be able to face such a situation. This is his current situation,