Chapter 2230 3 ways to cash out
On this day, under Chen Mo's operation, staff from major banks in the country took the initiative to come to help these professional debtors go through the mortgage loan process.
Since the credit report had already been packaged to a certain extent before, and Baguo was not very strict with credit checks for mortgage loans, Chen Mo directly explained it clearly to the bank staff:
"Customers like us have unstable sources of income, so we can only engage in subprime mortgages."
The staff waved their hands and said nonchalantly: "If it's not a subprime loan, we won't grant it! What's the commission for an ordinary loan? Just relax, as long as they are willing to lend, there is absolutely no situation where we will not approve the loan. !”
Chen Mo was moved to tears!
It’s better to be a capitalist country!
They don’t even carry out a credit check!
If this were Daxia, if your credit report was a little stained, you wouldn't even be able to get a dime from a bank loan.
As a result, the bank happily approved this batch of loans, and the money was smoothly transferred to the account of Chen Mo's leather bag company.
The sales volume of "Emperor's Community" has been soaring! ! !
As we all know, the better a product sells, the stronger people’s willingness to buy it.
The professional debtor's move, coupled with Chen Mo's various data, gave people the feeling that their community was very popular and popular.
As a result, the more professional debtors bought, the more ordinary customers followed, creating a very good positive cycle.
The local cowards of the hegemonic country couldn't hold it any longer and couldn't wait to take action.
Their professional debtors are easier to find.
Chen Mo is quite kind here, looking for people who are older and desperate for life.
But these local snakes don't care about that much.
They directly force people to buy a house at gunpoint!
They directly took people who owed them money, or people who had no money but wanted their prohibited goods, to go to the bank to get a loan to buy the "Emperor's Community" they developed.
This is much faster than training professional debtors!
And the most bizarre thing is that some people went to the Baguo Police Station to call the police. When the police asked, they found that these people were just forced to take out loans to buy houses. They were not harmed and they didn't care!
The police of the hegemonic country are a group of their own. They will not meddle in things they can ignore.
For example, when someone was forced to take out a loan to buy a house, someone simply said, "Sorry, you should go to the Department of Finance or the Department of Banking Supervision. This is an economic dispute, not a safety issue. Come back to us when you are injured."
The local cowards of the hegemonic country looked at it and said, "I'm going to strangle you, but they don't even care!" ! !
So why don't they keep cutting costs and intensify their efforts?
A strange scene appeared. The local cowards of the former hegemony were fighting for territory. They were really fighting for territory.
just now……
They are robbing people!
People in various areas who can get loans to buy houses! ! !
The role of a professional debtor goes beyond that.
Ordinary professional debtors can get a house purchase contract after buying a house and completing the loan.
Here comes the point!
Before the subprime crisis in 2008, people in Hegemony could get a second mortgage with a home purchase contract and continue to borrow from major banks!
If someone can help with the operation, this house purchase contract can be used as a first mortgage, or even a second or third mortgage in major banks to get a loan!
This is equivalent to the professional debtor trained by Chen Mo getting money from the bank to buy Chen Mo's house, and then mortgage the house to the bank, and then make a fortune for Chen Mo.
Eat one fish, two, or even three, four!
In the later stages, Chen Mo felt a little pity for these hegemonic banks.
Because he knows that once the subprime mortgage crisis comes, the overlord banks that he has dealt with will definitely go bankrupt!
There are too many bad debts for these banks to handle.
And Chen Mo also has a group of high-quality professional debtors.
Chen Mo would buy cars and houses for these professional debtors, all paid in installments, of course, and then transfer these people to a normally operating leather company that had been in operation for two or three years.
Then, these professional debtors will transform into the highest quality loan users.
How much money can I borrow to buy a house?
These high-quality professional debtors are nominally the "bosses" who own companies and fixed assets!
The loan they took out was a business loan!
One person can borrow up to 1 million! ! !
The money naturally ended up in Chen Mo's pocket.
These professional debtors will eventually have their cars and houses foreclosed, their companies declared bankrupt, and people may step in and use sewing machines.
But even if the risks were clearly explained to them, they would not look back.
After all, it is not a violent crime, and in a hegemonic country that does not have the death penalty, the death penalty cannot be imposed. This kind of death penalty can only be released after 10 years in prison.
Before going to jail, the money they received should have been enough for them to eat and drink and squander it for a year and a half.
In the eyes of these hegemonic people, how much money can they make in 10 years by working normally?
It's better to take the risk and give it a try, life won't be worse anyway.
Even if you are caught, let alone 10 years in prison, it doesn’t matter if you are sentenced to 100 years!
They had spent all the money anyway, so it was good to hurry up and get food and accommodation.
And the most ruthless one belongs to the last one.
In the first few cases, Chen Mo still took advantage of the loan loopholes of Baguo Bank.
What Chen Mo is going to do next is pure fraud.
……
……
One morning.
Jessica drove the car she bought on installment to work as usual.
Because her child was seriously ill, Jessica could not afford such a large sum of money for medical expenses. In desperation, she had no choice but to list her house worth 700 million to an agency for sale.
But because the listing price was too high, no one took it seriously.
The agent persuaded her many times to lower the price, but Jessica always felt that she had spent so much money when buying it, and had paid property taxes for more than 20 years. The house was so luxuriously decorated, and she felt that 700 million was already enough. Very cheap.
Jessica even had a fight with the agent, believing that the agent had colluded with the buyer to trick her into lowering the price.
“If your agent can only rely on the seller to lower the price to sell the house, then why should I pay such a high agency fee to ask you to help sell the house?
Can't I just lower the price and sell it myself? "
Jessica responded like this.
After such a reply, the agent never contacted her again.
Although the subprime mortgage crisis has not yet come, intermediaries have been keenly aware that market risks have changed.
From the previous seller's market, it has become the current buyer's market.
But most sellers are like Jessica and have not changed their minds.
She still thinks that it is like before, the house will keep rising, as long as she buys a house, she can make money, and the house must be sold according to her wishes.
When she was about to arrive at the company, Jessica received a call from the agency for the first time in a long time, and her heart trembled!
Is someone going to buy her house?
The call is connected.
"Hello Jessica, congratulations. I have a client here who wants to buy your house, and he won't negotiate the price. He will buy it for the full price you said!"
