Chapter 4 Taking Over Investment Accounts

After the two made an appointment, they met the next day and signed an agreement on "financial management on behalf of clients".

Although Su Yu knew that this 'financial management on behalf of clients' agreement did not have much real legal effect, it was still necessary as a basis and proof of mutual trust between the two parties.

After signing the contract...

Liu Tianshui sent the login password and fund password of his stock investment account to Su Yu.

Su Yu logged into his account and took a look. He saw Liu Tianshui's personal account. The current funds were 682,321 yuan, including more than 610,000 yuan in stock positions and more than 210,000 yuan in floating losses.

Among the stocks held, 90% are bank stocks, and the remaining 10% are real estate stocks.

Su Yu continued to look at the historical profit and loss transaction data of his personal account and found that he had invested a total of 1.5 million in the past year and lost most of it.

Its investment style is mostly heavy position operations.

Whether buying and selling concept stocks or blue-chip heavyweight stocks, the initial single position is greater than 70% of the total funds.

Moreover, in addition to the characteristic of heavy position operations, the other party also has another characteristic, that is, frequent operations. Basically, there are buying and selling records every trading day.

Su Yu took a closer look at his losses in bank stocks.

It was found that since Liu Tianshui's initial purchase, the bank stock has only fallen by 15%, but the other party's overall loss on this stock has been much greater than 15%.

The reason for this phenomenon...

It's because the other party is cleverly constantly carrying out anti-T operations of buying and selling, and unknowingly, it significantly increases the cost of holding a position.

"Is there a big problem with my operation?"

Liu Tianshui asked slightly embarrassed when he saw Su Yu's brows frowning slightly.

Su Yu looked at the first client he had taken over after leaving his job, put down his mobile phone, coughed slightly, and said: "I suggest that Mr. Liu's future investment method should be mainly investment funds and operate stocks by himself. Generally speaking, Mr. Liu... I think he still seems a bit too professional."

"Of course, it's okay to leave your stock account to professionals."

"Sure enough, the problem is huge!" Liu Tianshui sighed and said, "I said there are no unreasonable losses. It seems...my level is indeed a rookie level."

"But don't ask me to invest in funds."

"The many funds I have invested in have suffered losses in the past year and a half. One or two of them have suffered much more losses than I did by myself. I don't know what those fund managers do for a living or trade. The level is even lower than that of a rookie like me.”

"Hey...an old friend, he advised me to invest my money in some online financial management platforms."

"It is said that this is a major trend in the future and an emerging financial development."

"But I don't believe in this thing at all, so I can only tinker with stocks according to my own preferences."

"Xiao Su..."

"From my usual contact with you, I know that you are a rigorous and mature person. To be honest, my account has suffered a lot of losses. In three months, how far can you take the funds?"

Facing Liu Tianshui's inquiry, Su Yu pondered for a moment and replied: "Mr. Liu, there are many uncertainties in stock trading. I can only say that I will try my best to help you recover your losses. As for the specific step of how to use the funds, I can’t guarantee it, and I can’t guarantee it.”

"Okay!" Liu Tianshui thought that he should trust the people he employs and the people he doubts. Since he chose to trust Su Yu, he should no longer have any worries. He nodded and said, "Hundreds of thousands don't count to me." It’s such a big number. I won’t touch a penny of the money in this account in the past three months. You can operate according to your own ideas without any worries.”

"I understand!" Su Yu responded without saying more.

Next, Liu Tianshui asked Su Yu some precautions and stock selection strategies about stock investment, and then the two of them dispersed.

Back at the rental house, Su Yu continued to research stocks and formulate investment strategies.

It wasn't until 5:30 pm that Liang Bin called him and insisted on treating him to hot pot that Su Yu walked out of the rental house again.

Arriving at the seat given to him by Liang Bin, he walked into an old Yuzhou hotpot restaurant and saw Liang Bin sitting alone by the window, with a lot of food already on the table.

"Su Yu, here!"

Liang Bin saw Su Yu's figure at a glance and hurriedly raised his hand to greet him.

Su Yu nodded in response, then came to the dining table where Liang Bin was sitting, and sat down in the empty seat deliberately reserved for him.

"In our relationship, you don't have to spend so much money."

Su Yu looked at the boiling red oil in the pot and the many hard dishes on the table, and said: "At work, a little exclusion cannot defeat me."

When Liang Bin heard Su Yu's words, he felt slightly happy and said with a smile, "It seems you have figured it out!"

"I'm fine." Su Yu muttered lightly.

"It's better if nothing happens!" Liang Bin chuckled and said, "Water flows to lower places, and people go to higher places. Your investment analysis skills and customer solicitation skills are the strongest I have ever seen in the sales department. Yes, if you leave the Huaxin Securities Sales Department, maybe... it will just broaden your path."

"Maybe!" Su Yu responded lightly, changed the subject, and asked: "Why are you alone today? What about your girlfriend who is studying at Zhezhou University? She won't be in class today, Saturday. , you didn’t call her? This is not like your Liang Bin style!"

"She said that a classmate in the dormitory has a birthday today and can't come." Liang Bin replied, "Actually, it's just the two of us. It's good. We can have a drink."

With that said, he picked up an open bottle of beer on the table and filled the cup in front of Su Yu.

Su Yu noticed that although Liang Bin was smiling, his eyes were obviously troubled. He paused and asked, "Why...the negotiation with the client on Friday didn't go well?"

"It's nothing." Liang Bin said with a smile, "Friday's client went smoothly unexpectedly. I have already won the account and added a new account balance of 850,000. Next month, I shouldn't have to live a tight life anymore."

"Congratulations then!" Su Yu picked up the beer and had a drink with him.

Since the other party was unwilling to tell, he couldn't continue to ask. After all, he couldn't help with personal matters.

"By the way, Su Yu, what are you going to do next?" Liang Bin drank a glass of beer in one breath and asked, "Should you continue to the next securities business department, or enter a fund company, bank or other financial institution?"

Su Yu said softly: "I'm not going to look for a job anymore. I'm going to give it a try on my own."

"Go it alone! Stock trading by yourself?" Liang Bin was surprised, but after thinking about it, he thought it was reasonable. "That's right. With your technical and analytical skills, you're not a qualified person in the sales department."

"I just feel that the environment in the sales department is still not suitable for me." Su Yu said, "Everyone has a suitable path for everyone. I want to try more while I am young."

Liang Bin sighed: "Okay! I envy your decisive and daring character. Unlike me, you are hesitant about everything."

"but……"

"As promised, when you start a career on your own, you can't forget me."

"When the time comes, no matter where I am, I will definitely come."

Su Yu knew that Liang Bin was speaking politely, but he still nodded firmly and said, "Don't worry, if I really make a career in the future, I will definitely call you."

Although in the trajectory before rebirth.

Liang Bin left the sales department before him, and actually returned to his hometown to take the civil service exam. However, during the time the two of them met, this schoolmate, colleague, and fellow countryman who was two years older than him was really good to him.

The so-called kindness of a drop of water should be repaid by a spring of water.

When he really has the ability to rewrite everything, he doesn't mind helping Liang Bin at critical moments.

"By the way, Su Yu, you're not young anymore. Don't you plan to find a girlfriend to spend time with?" After drinking some wine, Liang Bin began to talk more and more, "After you leave, what will happen in the sales department?" A few girls at the counter even asked me about you, and it's obvious that they are somewhat interested in you."

Su Yu's appearance took after his mother's, and was somewhat similar to his sister.

Although he looks too delicate among boys, I have to say that he is still very handsome.

"You know more or less the situation in my family." Su Yu said, "At this stage, I don't want to harm or drag down any girl."

Liang Bin heard Su Yu's words and thought of something about himself. He sighed helplessly and said, "That's right, the economic foundation determines the superstructure. If you don't have money, no house, no car, and no good job, your family will The conditions are ordinary, even if you give it sincerely, it’s still difficult!”

Su Yu saw his expression and heard his words of self-pity.

Guessing that he probably had a fight with his girlfriend, he coughed slightly and was about to change the subject.

at this time……

Suddenly a vaguely familiar voice came from behind.

"Sister, please clean up this place, we will sit here." A clear female voice said, "Then, the red soup pot bottom, slightly spicy, hot pot's signature dishes, a few first, and a portion of freshly fried crispy pork, Brown sugar glutinous rice cake, and two cans of iced herbal tea.”

Su Yu heard this voice and turned around quickly.

He followed the source of the sound and saw a girl with her back to him, giving orders to the waiter.

The girl was not much shorter than him, with a ponytail, wearing simple jeans and a knitted sweater, a pair of small white shoes on her feet, and a red satchel that didn't match her waist. She had slender legs and a good figure, but she felt her age. Very small.

"Jade... Yuling!"

Su Yu looked at the girl's familiar back, combined with her clear voice, and called out softly based on his memory.

Hearing Su Yu's call, the girl's continuous instructions suddenly stopped, her shoulders visibly trembled, and she turned around like lightning.

A clear and beautiful oval face appeared in front of Su Yu.

Immediately afterwards, shock and joy were revealed in those bright, clear eyes like starlight.